Home Buying in Sioux Falls : Real Estate Advice

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Craig  Fields, Real Estate Pro in Sioux Falls, SD
Craig Fields answered:
My three siblings and I are thinking of buying our parents' house, then renting it back to them. What are our limitations?
Why would you do that. You could do a reverse mortgage. With interest rates down in the 3's I dont know if making 3% interest would entice a person or would rather pull a loan (if home ... more
0 votes Share Flag Mon Feb 25, 2013 Home Buying in 57103
Gary Landeen, Real Estate Pro in Sioux Falls, SD
Gary Landeen answered:
My father is a 100% disabled veteran, could I qualify for a VA home loan?
I'm actually reading all the VA paperwork required for assistance in acquiring specially adapted housing for veteran's, for another client. I will follow up with your question, after s ... more
0 votes Share Flag Thu Feb 21, 2013 Home Buying in 57106
Travis Jacks…, Real Estate Pro in Campbell, CA
Travis Jackson answered:
when do new listings come out?
New Listings are constantly coming on the market! If you are looking to purchase a home in Sioux Falls, you should get in touch with a local Realtor asap. An active local agent will be ... more
0 votes Share Flag Tue Jan 15, 2013 Home Buying in Sioux Falls
Brent Baker, Real Estate Pro in Sioux Falls, SD
Brent Baker answered:
We bought a house contract for deed 2 years ago, with the balloon payment due in one year. We now need to move to another city for my husband's
You have a few options. Yes you can place the house on while still under contract, the person who is selling it to you will be paid off at the close of sale however like any loan you mu ... more
0 votes Share Flag Tue Jan 22, 2013 Home Buying in Sioux Falls
Craig Markha…, Real Estate Pro in Sioux Falls, SD
Craig Markhardt answered:
can i get a mortgage with a score of 611?
Most banking institutions, including ours do not lend to borrowers with a credit score that low. Primarily you should try to get your score to 680, and one way to do that is by followin ... more
0 votes Share Flag Sun Jul 15, 2012 Home Buying in Sioux Falls
Nancy Hopp, Real Estate Pro in Sioux Falls, SD
Nancy Hopp answered:
How good of a chance do I have at getting a mortgage with a credit score of 730?
You should not have any trouble getting a mortage for under $100,000 with a credit score of 730. Credit score is very important and may even trump debt to income ratios. Speak with a ... more
0 votes Share Flag Mon Apr 23, 2012 Home Buying in Sioux Falls
Craig Markha…, Real Estate Pro in Sioux Falls, SD
Craig Markhardt answered:
I am looking for an older farm site with 30-40 acres within 30 miles of sioux falls. How can I find this?
I can assist you with our Farmer's Home Administration loan, we allow up to 40 acres on that loan program. For more informaiton you can contact me at craig@advanamortgage.com

thanks ... more
0 votes Share Flag Tue Jan 22, 2013 Home Buying in Sioux Falls
Michael Emery,  in Minneapolis, MN
Michael Emery answered:
Are foreclosures listed on the MLS?
Foreclosures are listed on MLS. However they won't always be labeled as a foreclosed home. Look for 'as is' in the description. Also look for 'REO' as part of t ... more
0 votes Share Flag Thu Dec 8, 2011 Home Buying in Sioux Falls
Nancy Hopp, Real Estate Pro in Sioux Falls, SD
Nancy Hopp answered:
Is it unrealistic to find a home that qualifies for FTH, w/ over 1000 sq ft/3 bedrooms for less than 90k SOUTH of 18th st?
Without running a search before answering I'd say no. There are always deals to be had, but you are asking for a 3 bedroom in a specific area under 90K. I would never say "n ... more
0 votes Share Flag Mon Apr 18, 2011 Home Buying in Sioux Falls
Celia Hogan…,  in Sioux Falls, SD
Celia Hogan Sioux Falls Realtor asked:
0 votes Share Flag Mon Nov 15, 2010 Home Buying in Sioux Falls
Celia Hogan…,  in Sioux Falls, SD
Celia Hogan Sioux Falls Realtor answered:
When a home, what are you looking for in an agent?
When BUYING a home, what are you looking for in an agent?
0 votes Share Flag Sat Nov 13, 2010 Home Buying in Sioux Falls
Bob Peterson, Real Estate Pro in Sioux Falls, SD
Bob Peterson answered:
what is the tax rate per.1.000 on s.d. homes? living in the new england area our taxes are insane....
Tax rates will vary depending upon the school district your home is located. In Sioux Falls, the tax rate for an owner occupied home is about 1.7% of value.
0 votes Share Flag Tue Apr 17, 2012 Home Buying in 57104
William Pola…, Real Estate Pro in Cumming, GA
William Polack answered:
Can just one of the people of a married couple apply for a home loan?
Yes. If you still want the spouse not on the loan (state specific), you may add him/her to the title of the home just in case something tragic happens.

If you currently own a home an ... more
0 votes Share Flag Tue Sep 2, 2014 Home Buying in 57106
Angela Waltj…,  in 57104
Angela Waltjer answered:
Which website do you use most often to look for homes for sale? What is your second and third choice?
My first choice for looking for homes in the local Sioux Falls area that are for sale would be online at www.homeviewsiouxfalls.com and then keloland.com and argusleader.com. I would d ... more
0 votes Share Flag Fri May 28, 2010 Home Buying in Sioux Falls
Wayne Schnab…, Real Estate Pro in Sioux Falls, SD
Wayne Schnabel answered:
What do you look for when finding a buyers or sellers agent in your area?
Look for someone who has been in the business for several years and who does it full time. Find someone who asks you about your objectives regarding area, price, style, number of bedr ... more
0 votes Share Flag Tue Jun 1, 2010 Home Buying in Sioux Falls
Marcelina Mc…, Real Estate Pro in Duvall, WA
Marcelina McGinnis answered:
Are young people missing the boat when it comes to investment real estate?
Hi Paul,

I think youger people are still focus on getting (or paying down) their primary residence. 50% of my clients are first time home buyers and under 30 (closer to 25). I believ ... more
0 votes Share Flag Thu May 20, 2010 Home Buying in Sioux Falls
Kirk Dirksen,  in Sioux Falls, SD
Kirk Dirksen answered:
Backing out of the purchase agreement
Is your agent also the sellers agent? If the inspection has been done you will have to pay for it, I would talk to your lender about the appraisal fee and ask them about the other que ... more
0 votes Share Flag Tue Jun 29, 2010 Home Buying in 57104
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
We are a young family thinking of moving to Sioux Falls. Work may take us to the 57105 zip/area. Which neighborhoods are recommended for us? We
If you are not familiar with the areas, now is the time to explore and do some homework--visit neighborhoods, by driving around, looking at shops, dine at local eateries, etc. Choose th ... more
0 votes Share Flag Thu Dec 23, 2010 Home Buying in Sioux Falls
David - Appr…,  in Maricopa, AZ
David - Appraiser answered:
About how long does it take to get your 8,000 first time home buyers credit?
It depends on when you file your taxes. The credit (however much one qualifies for, if any) is claimed on your tax return to offset your tax liability. There have been many buyers who ... more
0 votes Share Flag Wed Dec 16, 2009 Home Buying in Sioux Falls
Diane, Both Buyer and Seller in Rapid City, SD
Diane answered:
how down is the market? are houses selling for $20,000 below list price?
Manda25 - Been wondering the same thing here on the western part of the state. Have seen many homes that in doing comps, are $20,000 all the way up to 50,000 more than what they are r ... more
0 votes Share Flag Tue Aug 4, 2009 Home Buying in Sioux Falls
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