Financing in Simi Valley : Real Estate Advice

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Carl Henker,  in 95928
Carl Henker answered:
Is there any way to get money offered by the seller towards closing costs back in cash?
The funds may be used only for closing cost, recurring and non recurring. Any unused credits are retained by the seller/bank. Any cash back would be againts lending guidelines. Buy the ... more
0 votes Share Flag Tue May 29, 2012 Financing in Simi Valley
Gregorio Den…,  in San Diego, CA
Gregorio Denny answered:
I have a current home in Southern CA that I purchased in 2009 and currently have about 28% equity (what I put down). I am relocating to Nor Cal for
It depends on what type of mortgage you go with for your new purchase. If your new purchase is a conventional loan, you will need to document 30% equity in the property you are converti ... more
0 votes Share Flag Wed May 4, 2011 Financing in Simi Valley
Julie Rice T…, Other/Just Looking in San Mateo, CA
Julie Rice Thall answered:
I have been approved for a FHA loan, the lender Ally Bank is holding up loan docs because the HOA did not answer a question on the FHA questionaire
Tony,
I am so sorry you are having to experience this delay on your loan. Yes, the lender has every right to hold up your loan becasue of an incomplete HOA questionnaire. Most HOAs d ... more
0 votes Share Flag Tue Oct 6, 2009 Financing in Simi Valley
Bob McClure, Real Estate Pro in Walled Lake, MI
Bob McClure answered:
My husband and I are thinking about buying a house with an FHA Loan, but we need $20K more of income to
good afternoon monica.....for that little amt..there has to be a much easier way of using your current income and debts to make it all work....however,a non-occupant co-borrower is allo ... more
0 votes Share Flag Tue Jul 19, 2011 Financing in Simi Valley
Shel-lee Dav…, Real Estate Pro in Rolling Hills Estates,...
Shel-lee Davis answered:
I'm trying to refi and my home. I'm asking for a loan of $330K and the house appraised for $430K. We have
Kim:

Banks are cautious about "cash out refinances". Many of today's short sales are the result of just such refinances. The only thing you can do and shop around and see if you ca ... more
0 votes Share Flag Tue Feb 17, 2009 Financing in Simi Valley, CA
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