Yes Seligman would be a rural area. In the Phoenix metro area parts of Anthem and Buckeye qualify for the rural USDA loan which has 0% down. Also look into the free grant in Maricopa County of 5% of the loan amount for USDA and FHA loans. Feel free to call if you need more information or talk to your lender in Arizona.
Jeffrey Masich, Realtor, GRI, MBA
Arizona homes and land for purchase or sale