Sure! It must be noted that loans are not based on single versus married, nor mom versus dad, nor number of children. The criteria for loans is based on numbers - credit, payment history, income.
In today's market, the best loan option is an FHA loan. Typically this will require a 3.5% down payment by most lenders....but, by purchasing certain HUD foreclosures, you may be eligible for only $100 down loan if you qualify otherwise. If you are a veteran or eligible for a VA loan, you can obtain a loan for no money down. Another loan of interest is the 0% down USDA loan - but these loans require not only borrower approval, but also the home has to be in an acceptable geographic area which are predominantly rural areas.
There are many loan options out there for everyone....if you qualify. I recommend that you talk with a loan officer to get pre-approved and determine where you stand financing wise. Good Luck!... more
You can offer anything, however, your agent will advise you on current market values and conditions. Often we see prices escalate above asking price in our area because buyer demand is so high. If you do not have an agent, please email me and I will try to connect you to someone in your area: MyAgentVicky@Gmail.com.... more