Home Buying in Scottsdale : Advice

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Stew Keene, Real Estate Pro in Scottsdale, AZ
Stew Keene answered:
What happens on a short sale in Scottdale if the appraised value comes back less than our accepted bid by the lender??
Scout,

You can either cancel the contract or try and negotiate the seller to reduce the price.

You may have to provide a copy of the appraisal to the seller/lender to prove the va ... more
0 votes Share Flag Thu Oct 15, 2009 Home Buying in Scottsdale
Nina H. Penny, Real Estate Pro in Phoenix, AZ
Nina H. Penny answered:
In Scottsdale, AZ, how difficult is it to get an on-spot FHA approval?
Not every bank will allow a spot approval- on a condo. If a bank does allow a spot approval, the Assc. will
need to complete a questionaire and it will be submitted to the bank along w ... more
0 votes Share Flag Wed Oct 15, 2014 Home Buying in 85251
Linda Salkow, Real Estate Pro in 85262
Linda Salkow answered:
why is desert mountain in scottsdale a good buy.?
I posed this question because I hear it all the time from prospective Buyers. If a Buyer is looking for a high end gated community with 24/7 guard gated security, amenities galore, golf ... more
0 votes Share Flag Wed Oct 21, 2009 Home Buying in Scottsdale
Paul Welden, Real Estate Pro in Phoenix, AZ
Paul Welden answered:
Scottsdale, AZ--Short Sale--Now that the lenders have accepted my bid for a short sale, what happens next?....what do I need to do? My own appraisal?
Hi Scout,

Congratulations on your offer being accepted!

Your next step depends on the terms/conditions in the purchase contract that you signed and agreed to. You need to ask your ... more
0 votes Share Flag Tue Sep 22, 2009 Home Buying in Scottsdale
Melanie John…, Real Estate Pro in Scottsdale, AZ
Melanie Johnston answered:
I'm looking for condo rental for 3 weeks in Az diring Feb, 2010
A great place to search for a vacation rental is VRBO.com, which stands for Vacation Rental By Owner. You will see hundreds of options and most have calendars that show their availabili ... more
0 votes Share Flag Sun Sep 13, 2009 Home Buying in Scottsdale
John Schultz, Real Estate Pro in Scottsdale, AZ
John Schultz answered:
I am trying to buy a home for 450,000 in Phoenix as a short sale. They owe 780,000 on the house. Will the lenders (2) accept a $330,000 loss????
If the sale is around market value, then yes, there is a good chance they will accept that loss. I've seen much greater than 300k recently. One was over a million dollar hit....
0 votes Share Flag Sun Sep 13, 2009 Home Buying in Scottsdale
Cindi Hagley, Real Estate Pro in San Ramon, CA
Cindi Hagley answered:
I am involved in a short sale in Scottsdale Az. It has been nearly 6 months, Nothing has happen ..what is taking so long?
Are you the byer or the seller?

It all depends on the lender. Chase and Bank of America (which includes Countrywide) can easily take six months or longer.
0 votes Share Flag Fri Sep 25, 2009 Home Buying in Scottsdale
Melanie John…, Real Estate Pro in Scottsdale, AZ
Melanie Johnston answered:
Should i buy a short sale home, it has two liens one for $700K and the other for $150K. I want to get the home for around $700,K and can pay cash..??
Azgirl,

A short sale home can be a good opportunity if you are not in a rush to buy and if you are not trying to make the deadline for the $8,000 First-Time Home Buyer Tax Credit. Th ... more
0 votes Share Flag Fri Sep 25, 2009 Home Buying in Scottsdale
Patty Fisch, Real Estate Pro in Chandler, AZ
Patty Fisch answered:
Briarwood Subdiv foreclosure has a land lease. What is a land lease when you are buying the house?
Land lease are fees you need to pay - in Briarwood, these are paid monthly. The link below contains active listings in Briarwood and you'll see what the land lease fees are for t ... more
0 votes Share Flag Fri Aug 28, 2009 Home Buying in South Scottsdale
Laura Myers…, Real Estate Pro in Scottsdale, AZ
Laura Myers PLLC, CLHMS, GRI, answered:
how many homes on one well are allowed in Arizona?
city planning is closed for me to verify for you tonight but I do believe it is 4 homes share a well. That is what I have typically seen on shared well properties. I would confirm wi ... more
0 votes Share Flag Sun Jun 21, 2009 Home Buying in Scottsdale
Lori Jeltema, Real Estate Pro in Newport News, VA
Lori Jeltema answered:
How to inspect the bank own property without water and electricity?
It is often the buyers responsibility (and will be spelled out in your contract) to pay for the utilities to be turned on so you can inspect the property. You will have to turn them on ... more
0 votes Share Flag Thu May 10, 2012 Home Buying in 85254
Tobie Ward, Real Estate Pro in Phoenix, AZ
Tobie Ward answered:
Should I get a mortgage, or pay for my home in cash?
That is a very good question, and one I am asked frequently, I guess the answer depends on your personal situation. Obviously , if you pay cash then you have no monthly payment so you ... more
0 votes Share Flag Wed May 4, 2011 Home Buying in 85254
Stew Keene, Real Estate Pro in Scottsdale, AZ
Stew Keene answered:
How could I get information about vacation rental occupancy rates?
Hi Phred,

Your realtor should be able to provide this information to you.

Did you ever get a chance to look at any available properties while you were in town?

Stew
0 votes Share Flag Tue Apr 21, 2009 Home Buying in Scottsdale
Kim Baker, Real Estate Pro in Scottsdale, AZ
Kim Baker answered:
based on as asking price of a house worth $150,000.00 what should I offer, the home is in Scottsdale. based
I would ask your agent. He/she will advise you quickly comparable homes are selling in that neighborhood, at what price and the difference between the list and sale price, which is cal ... more
0 votes Share Flag Tue Apr 14, 2009 Home Buying in Scottsdale
Robert Kroon, Real Estate Pro in 85028
Robert Kroon answered:
Commission on a short sale was listed in the MLS at 4%. Offer was accepted but listing agent is now saying
Yes, more and more we are hearing this, or something similar, from sellers ( lenders / banks) .

We have agents in our office that list REOs and they say this is a fairly common pra ... more
0 votes Share Flag Wed Jun 3, 2009 Home Buying in Scottsdale
John Schultz, Real Estate Pro in Scottsdale, AZ
John Schultz answered:
What are your experiences with Freddie Mac owned homes? Do they typically take less than asking prices?
It's almost a crap shoot w/ regards to what they'll accept. Depends on how well it's comp'd, how the listing agent recommends they price it, and how motivated they are to get it off th ... more
0 votes Share Flag Tue Apr 7, 2009 Home Buying in Scottsdale
Jefferson, Home Buyer in Bucks County, PA
Jefferson answered:
I am interested in Active Adult 55 communities
What area of NJ ... it's a small state but a big one too ...
0 votes Share Flag Wed Apr 8, 2009 Home Buying in Scottsdale
DONALD KEYS, Real Estate Pro in Phoenix, AZ
DONALD KEYS answered:
How do I find out the HOA and PAD fees for a condo in The Edge or Venu in Grayhawk?
Here are the reference numbers where you can find the info:

Grayhawk Master Association
8623 East Thompson Peak Parkway
Scottsdale, AZ 85255
Phone: 480-502-1547
Website: http://w ... more
0 votes Share Flag Wed Apr 1, 2009 Home Buying in Scottsdale
DONALD KEYS, Real Estate Pro in Phoenix, AZ
DONALD KEYS answered:
What do agents think about the photos that are included with Internet listings?
I think they are VERY important. I take between 100 to 150 photos of an average listing, choose the best 6 to 24 photos and make sure they are light and bright and show details buyers ... more
0 votes Share Flag Wed Mar 25, 2009 Home Buying in Scottsdale
DONALD KEYS, Real Estate Pro in Phoenix, AZ
DONALD KEYS answered:
Where can I find a jumbo on a $900k property with very little down?
Daniel, I have an email into my preferred mortgage broker. I should have an answer for you very soon.
0 votes Share Flag Mon Mar 2, 2009 Home Buying in 85254
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