Home Buying in Scott County : Advice

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Rena Goff, Real Estate Pro in Fairfield, IA
Rena Goff answered:
How many people live there?
About 9,500 people. Thank you for asking!
0 votes Share Flag Wed Feb 5, 2014 Home Buying in Bettendorf
Stephen Webb…, Real Estate Pro in Seattle, WA
Stephen Webber answered:
My mid score of 611 and my income to debt ratio is around 15%. I heard there are ways to get FHA qualified with scores below a 620. Is this vaild?
A couple of thoughts for you. Before yu spend money on fixing your credit have an experienced loan officer look over the credit report.
So many times people do what would seem like a ... more
0 votes Share Flag Wed Apr 3, 2013 Home Buying in 52806
Le Ann Dunne, Real Estate Pro in Iowa City, IA
Le Ann Dunne answered:
Hello, I own a house that I want to sell. I have a very good friend I would like to sell it to. Can I sell it to him and co-sign the loan with him?
This may not be doable; however the lender can make the call. I would suggest you or your friend discuss this with the lender and see what options you have. A local lender may be your ... more
0 votes Share Flag Tue Mar 26, 2013 Home Buying in 52806
Steve Widmer, Real Estate Pro in Des Moines, IA
Steve Widmer answered:
Anyone in the Quad City Area who can help my fiance get prequalified for a home loan anyone who goes below 620?
Check with Wells Fargo they can do some FHA loans down to a 580 credit score with 10%a down payment Depending on the reason for the lower credit score. They may also be able to look at ... more
0 votes Share Flag Sat Oct 26, 2013 Home Buying in Davenport
Alex Wolking, Real Estate Pro in Davenport, IA
Alex Wolking answered:
When bidding on a foreclosure, is the bank expecting the asking price or is it OK to bid lower?
Hi Jochristian,

Absolutely! A foreclosure's bidding process is slightly different than an arms-length transactions' bidding procedure. It all depends on who the bank is. Most of the ... more
0 votes Share Flag Mon Aug 20, 2012 Home Buying in Davenport
Brenda Nolti…, Real Estate Pro in Bettendorf, IA
Brenda Nolting- (563) 570-2048 answered:
Can someone cosign on a mortgage loan?
A cosignor or co borrower can be used on a FHA loan. They are used to help qualify for monthly income. They cannot be used to help with credit if the borrower has credit issues. Best to ... more
0 votes Share Flag Fri Jan 11, 2013 Home Buying in 52806
Cindy Schlee, Real Estate Pro in Grand Rapids, MI
Cindy Schlee answered:
I have a growing family and am tired of renting. I have less then favorable credit. What are my options for buying a house?
Hi - If I were you I would meet with a credit repair specialist and get your credit score up. I think it is your best bet. Land contracts and owner financing can be tricky and leaves ... more
0 votes Share Flag Wed Apr 11, 2012 Home Buying in Davenport
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
I live abroad & purchased a property in Florida. I need to come over to check the house & advertise, Can I deduct flights/car hire from
For an accurate answer as it applies to your specific situation, do ask your tax professional the question....
0 votes Share Flag Fri Jun 24, 2011 Home Buying in Davenport
Lucky Lang, Real Estate Pro in Davenport, IA
Lucky Lang answered:
When 1st Army moves to RIA summer 2011, how will the influx of new people not inflate home prices in the area?
Charlie,
The RIA has had hundreds of people who have transferred out of our area with previous BRAC relocations, etc. The supply of homes in the $150,000 and up are still good. The s ... more
0 votes Share Flag Thu Oct 15, 2009 Home Buying in Davenport
Maria@thenb.…, Real Estate Pro in Davenport, IA
Maria@thenb.com answered:
Does anybody know anything about a possible 6% closing cost credit on FHA loans. If anybody does can you
The seller can give you a 6% credit towards closing costs and Pre paids. This is allowed on FHA loans. Please contact me with any futher questions.

Maria A. Cranston
Loan Origin ... more
0 votes Share Flag Wed Aug 26, 2009 Home Buying in Bettendorf
Luke Allison, Real Estate Pro in Asheville, NC
Luke Allison answered:
I have a credit score of 690. I am wondering if I would qualify for a construction loan with a 10% down
Even with an 800 credit score it would be difficult finding a 90% construction product in the market. That being said, you might want to try either BB&T or Suntrust. If anyone would h ... more
0 votes Share Flag Wed Jul 29, 2009 Home Buying in Bettendorf
Jeff - Ginny…, Real Estate Pro in 32962
Jeff - Ginny Mitchell answered:
We are buying a house that is still under construction. It is a unique circumstance and have had the
Read the entire contract to learn if there is a clause allowing the contractor / seller any flexibility in the closing date. Is there any contract language that provide penalties to th ... more
0 votes Share Flag Tue Jul 28, 2009 Home Buying in 52722
Eileen Lobel, Real Estate Pro in Vineland, NJ
Eileen Lobel answered:
Are we verbally/legally committed to our friend realtor? We found a for sale by owner and have done the foot
Hi. The home buyer doesn't pay the commission the seller does and its negotiable if they list there home for sale with a real estate company. There are many good reasons to work with ... more
0 votes Share Flag Tue Jul 10, 2012 Home Buying in 52806
Mickey Turner, Real Estate Pro in Davenport, IA
Mickey Turner answered:
How do I get a list of houses to be sold as government tax foreclosures in my area?
The best way is to have a relationship with a Realtor. They can tell you when a foreclosure comes on the market as soon as it hits. Look for a Realtor that has experience in working w ... more
0 votes Share Flag Wed Jul 1, 2009 Home Buying in Davenport
Chris Mabry…, Real Estate Pro in Tucson, AZ
Chris Mabry SRS,e-PRO answered:
will u be abe to bu a house if your ina chapter 13 if u have nevr bougt before?
Hello,

Depending on the age of your bankruptcy you may be able to qualify. There are several factors including current credit, income, employment, debt, down payment, etc. You need ... more
0 votes Share Flag Tue May 19, 2009 Home Buying in Davenport
Maria House, Real Estate Pro in Folsom, CA
Maria House answered:
We had an offer accepted on a home contingent on a home inspection. During the home inspection a couple of
If your offer was accepted by the seller's as you have stated, than you are entitled to have the home inspected during the contingency period. The seller is not Required to accept your ... more
0 votes Share Flag Wed Jun 23, 2010 Home Buying in 52722
Carol Rice, Real Estate Pro in Lake Mary, FL
Carol Rice answered:
I would like to purchase a home in Davenport and then rent it out long-term.
Hi

I just checked MLS for houses that are actively for rent in Davenport with a minimum of 5 bedrooms and found 20 houses. The monthly rent prices for 16 of the houses range from $1 ... more
0 votes Share Flag Tue Feb 3, 2009 Home Buying in Davenport
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
Aviana in Davenport?
The property if it below market value could be a foreclosure, have your buyers agent investigate more on your behalf. OR the builder may have to "dump inventory" with any further finan ... more
0 votes Share Flag Sat Apr 4, 2009 Home Buying in Davenport
TED SHOOP, Real Estate Pro in Buford, GA
TED SHOOP answered:
my lease ends in aprilof 2009, live in apt. an are looking to purchase a house now, whatr my options?
Stacey,

You will want to select a competent loan officer with a bank, credit union or mortgage broker and start the pre-approval process for financing now. In addition, if you haven' ... more
0 votes Share Flag Sun Jan 25, 2009 Home Buying in Davenport
Maria Morton, Real Estate Pro in 64113
Maria Morton answered:
I'm looking to find a farm house to rent or buy.
Timothy, contact a local realtor and ask them what is available in your area.
0 votes Share Flag Mon Jun 29, 2015 Home Buying in 52722
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