Home Buying in Schenectady County : Advice

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David Sader,  in Rotterdam, NY
David Sader answered:
any lenders in schenectady able to do a loan with a middle score of 603??
Call Allison Deere at Bank of America. Her number is (518) 376-3816.
0 votes Share Flag Mon Jul 30, 2012 Home Buying in Schenectady
Pat & Steve…, Real Estate Pro in Westlake, OH
Pat & Steve Pribisko answered:
do you have any mother/daughter homes?
I think you are talking about a duplex home (side by side or up & down). Contact a local Realtor to be your Buyer's Agent. A Buyer's Agent will protect your interests &a ... more
0 votes Share Flag Tue Oct 23, 2012 Home Buying in Glenville
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
i want to know the about the tax for this house 402 brandywine ave schenectady ny 12308
Estimated annual taxes appear to be $3,900; however taxes should always be re-verified, therefore consider contacting the local tax assessor's office.
0 votes Share Flag Fri Sep 23, 2011 Home Buying in Schenectady
allan erps,A…, Real Estate Pro in Pearl River, NY
allan erps,ABR,SFR answered:
Can anyone recommend a good home inspector?
No it is not! Since I can see you live in the Albany area I have a highley recommended Home Inspector, who also is licensed in Pest Coontrol. Call Turn Key inspections(607-467-1900). Na ... more
0 votes Share Flag Fri Apr 13, 2012 Home Buying in 12304
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
The home I am interested in is "OFF the Market". What does this mean? Did they not renew their MLS#? Is it sold??
Off the market could mean the listing was withdrawn, has expired from the market, is under contract or sold; for an actual status, contact any local agent/realty office as they all have ... more
0 votes Share Flag Mon Feb 28, 2011 Home Buying in Glenville
Janice Style…, Real Estate Pro in Clifton Park, NY
Janice Styles-Hall answered:
We are looking to purchase a home within a 20 minute commute to both GE in schenectady and KAPL in niskayuna. Where is a good place to look?
I would suggest Clifton Park or Burnt Hills. You can find properties that you described and the taxes in Southern Saratoga County are much lower than Schenectady counlty. I am an agent ... more
0 votes Share Flag Sun Mar 8, 2015 Home Buying in Glenville
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Please I need more informations about this property MLS/ID: 201012481 , property taxes,Thanks,Anca Dragomirescu,e-mail: ancadragomy@ yaho...
Since no local answers yet--consider contacting any local realty office(s) and ask, any agent can help you, with information, showings, etc.
0 votes Share Flag Sat May 22, 2010 Home Buying in Schenectady
Michael Ofsa…, Real Estate Pro in Grayslake, IL
Michael Ofsanik answered:
FHA GUIDELINES REQUIREMENTS FOR A DUG WELL
The purpose of the 203k loan is to hold money in escrow to ensure the repairs are made and generally there is a 10% hold back for cost over runs. So long as the repairs meet FHA criter ... more
0 votes Share Flag Fri Nov 13, 2009 Home Buying in Schenectady County
Sean Dawes, Other/Just Looking in Philadelphia, PA
Sean Dawes answered:
How much more should I be willing to pay for a house in a very good school district? 10%? 20%? 30%?
More than a comparable home in a different school district?

If you have an area which you want to take a look at why not have a realtor run some comparables for you so you have a bal ... more
0 votes Share Flag Tue Dec 21, 2010 Home Buying in Niskayuna
Theresa (Ter…, Real Estate Pro in Sarasota, FL
Theresa (Terry) Brown answered:
Hello Would like some imput on a deal I am working. Family member looking to sell his house. has an assumable mortgage. Equity, good credit. What?
Equity, appraised value, good credit, steady income will all come into play. The bank does not have to agree to someone assuming the mortgage if everything doesn't come together a ... more
0 votes Share Flag Sun May 19, 2013 Home Buying in 12302
Donna Macan, Real Estate Pro in Metuchen, NJ
Donna Macan answered:
I am a first time home buyer, I have nothing to sell and am looking to not spend a fortune on a new house. I
I cannot understand way you are having a hard time getting an agent to work for you. Are your requirement unrealistic? I know that everyone is looking for a "good deal" when actually ... more
0 votes Share Flag Mon May 20, 2013 Home Buying in 12302
Tom McGiveron, Real Estate Pro in Patchogue, NY
Tom McGiveron answered:
Looking to buy a multi-family home that I can live in and rent out to Union students. Any expert advice?
Dave,

i'm not familiar with the area - but in general i can say that it's a great idea for you to consider investing in real estate!
0 votes Share Flag Thu May 2, 2013 Home Buying in 12308
J R,  in New York, NY
J R answered:
is the nys mansion tax applicable when a home is purchased as a second home non primary residence in nys?
The mansion tax is applicable when buying any home. First, second, third, investment, you name it. It is 1% of the total price on a home over 1M.
0 votes Share Flag Thu Jun 12, 2008 Home Buying in Central State, Schenectady, NY
Barbara Cart…, Real Estate Pro in New Paltz, NY
Barbara Carter answered:
how do i force seller to honor contract in new york. they received a higher offer
Yvonne
In New York, we reccomend that you hire an attorney to handle the sale and purchase of a home. As a real estate agent it is impossible to answer this question with more that spe ... more
0 votes Share Flag Sun Jan 6, 2013 Home Buying in Central State
Ck, Home Buyer in Charleston, SC
Ck asked:
Did a single builder built all or most of the homes in the Horlbeck Creek subdivision of Mt. Pleasant? How does the overall quality of their construction rate on a scale of say 1 to 10?
0 votes Share Flag Mon Nov 12, 2007 Home Buying in Mt. Pleasant, Schenectady, NY
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