Financing in Schenectady County : Advice

change location

cancel or


Gail Gladsto…, Real Estate Pro in 11743
Gail Gladstone answered:
Can you finance more than the asking price with FHA ? House needs cosmetic upgrades.
If you get in touch with Wells Fargo, they do renovation loans (not 203k).

Renovation loans attach to the mortgage loans and have much higher allowences for each repair.
0 votes Share Flag Mon May 27, 2013 Financing in Scotia
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
If I have not so good credit, can I still get a mtg?
For a personalized answer visit with any licensed loan officer; there are other factors besides credit that determine mortgage qualification, such as income, debt, etc.; be aware that a ... more
0 votes Share Flag Mon Jul 30, 2012 Financing in Schenectady
Carl, Other/Just Looking in 12205
Carl answered:
I tied to refinance my sch'd home (in so Colonie - Alb Co Schools) -- Appraiser comes up with $74/ sf?
PS & UPDATE >>> I bought under (Nov 2008) with contract stipulation that the property be valued at no less than 80% to value (and purchased it for $125k in dire need of roo ... more
0 votes Share Flag Fri Feb 19, 2010 Financing in Schenectady
Christine Se…, Real Estate Pro in Schenectady, NY
Christine Serafini answered:
we need to move sooner than expected. we have a 1st mortgage of $158k and a home equity loan for $37k.
I would consult a realtor to see wha the market value is of your home. You may be surprised at its value. Then I would call a lender that may be able to provide you with some financin ... more
0 votes Share Flag Mon May 5, 2008 Financing in Scotia, NY
Susan Walker, Real Estate Pro in Oklahoma City, OK
Susan Walker answered:
How soon after purchasing a home can a person refinance? Is it possible to refinance without paying any fees?
At least 1 year due to seasoning requirements. And, IF a lender will due it prior to 1 year you can bet you pay big bucks for it.

Ultimately, what establishes the value of a property ... more
0 votes Share Flag Thu Nov 8, 2007 Financing in Central State, Schenectady, NY
Search Advice


Email me when…

Learn more

Home > New York > Schenectady County > Financing in Schenectady County
Copyright © 2014 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer