Foreclosure in Santa Cruz County : Advice

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Bryan Myers, Real Estate Pro in Santa Cruz County, CA
Bryan Myers answered:
I believed that the HOA lien ran with the property in CA not a personal lien against the owner. In a case of a failed short sale that led to foreclos
Hi Weezie,

Unfortunately in a foreclosure the HOA can come after you for the owed amount. I have seen this several times.

Bryan Myers
0 votes Share Flag Tue Aug 7, 2012 Foreclosure in Santa Cruz
Russell Coso…, Real Estate Pro in Wellington, FL
Russell Cosolito answered:
I moved in 2 mths ago & rec'd a notc of sale, landlord says he's modifying loan, hasnt paid mrtg in 6 mo. told me nothng whn i moved.do?
First Question I have for you is, Did you use a Realtor to assist you in locating this rental? If so he/she should have done some research on finding out if the landlord is current or ... more
0 votes Share Flag Thu Apr 26, 2012 Foreclosure in 95062
Kathleen, Other/Just Looking in 95006
Kathleen asked:
0 votes Share Flag Tue Aug 2, 2011 Foreclosure in Santa Cruz County
Melissa Scir…, Real Estate Pro in Windermere, FL
Melissa Scire- New Home Expert answered:
My husband and I would like to buy the house we're renting that is being foreclosed on. How do we do this?
Hi Patty,

Step 1 is to answer the summons you were delivered for the foreclosure and let them know you are residing in the home and are aware of the foreclosure. Secondly, I would c ... more
0 votes Share Flag Tue Jun 22, 2010 Foreclosure in Santa Cruz
Terry Ballan…,  in 95003
Terry Ballantyne answered:
I have a mo. to mo. lease, on a home that just went into foreclousure. The bank just sent me a quit or pay letter do I have to pay them?
The law says tenants of foreclosed on properties with legitimate leases at arms length, (no relatives, friends associates, have 90 days to vacate. Check with your landlord and contact t ... more
0 votes Share Flag Sat Jun 19, 2010 Foreclosure in 95003
Terry Ballan…,  in 95003
Terry Ballantyne answered:
In middle of escrow on a short sale (closes June 1st) in California and I saw the house listed on the "foreclosure" section of Yahoo Real
I would call the reconveyance company who notices the auction date and make sure they are on top of it.
Do not assume anything. The trustee sale number is the key. Yahoo is probably ... more
0 votes Share Flag Thu May 6, 2010 Foreclosure in Santa Cruz
Terry Ballan…,  in 95003
Terry Ballantyne answered:
What are the rules about buying land and putting on a trailer while you build - santa cruz county?
The challenge is buying the land. Lenders want large down payments on the purchase of land in this market.
No less than 40% in most cases and that would be a good situation. If you fl ... more
0 votes Share Flag Mon Jul 8, 2013 Foreclosure in Aptos
Glen Mitchell, Real Estate Pro in Half Moon Bay, CA
Glen Mitchell answered:
Foreclosure Lending Advice: Previous Owner Stripped the Kitchen and Bathroom
I'm with you. As long as you are paying the bills why should the bank care what the kitchen looks like or if you have to use a Coleman stove. I've installed kitchens and its not that ... more
0 votes Share Flag Wed Jun 17, 2009 Foreclosure in 95060
Keith Manson-…,  in Milwaukee, WI
Keith Manson- Metro Milwaukee Wisconsin answered:
If a house is going to be auctioned off on June 7, 2009, how do you determine the minimum bid on a property?
Don't work about your minium bid, figure out what your maxium bid will be. It depends how many people are after the same property. The bank will take care of the minium bid to start th ... more
0 votes Share Flag Tue Apr 27, 2010 Foreclosure in 95003
Ron,  in Saint Augustine, FL
Ron answered:
When you make an offer(for the listing price),asked...How much time does a bank, have to come back with an?
Banks have all the time in the world. I am a real estate agent in st. augustine, fl. I deal with short sales all the time. The banks will take anywhere from 30 days to the longest I'v ... more
0 votes Share Flag Mon Sep 28, 2009 Foreclosure in Aptos
Sebastian B.…, Real Estate Pro in Capitola, CA
Sebastian B. Frey answered:
First time buyer in Santa Cruz needed help where to start
Hi, thanks for posting the question! Your credit doesn't have to be perfect - I believe an FHA loan requires only a 580 score to qualify. The more difficult requirement for many buyer ... more
0 votes Share Flag Thu Oct 30, 2008 Foreclosure in Santa Cruz County
Curt Abramson, Real Estate Pro in Santa Cruz County, CA
Curt Abramson answered:
The house next door forlosed. It was a 1024 sq-ft home with extensive non-contracted add-ons. The bank is
Bryan, Curt Abramson from Bailey Properties in Santa Cruz here. I can understand why having a bank owned property next door can be distressing. It's vacant, probably not in the best co ... more
0 votes Share Flag Wed Jun 3, 2009 Foreclosure in 95006
Curt Abramson, Real Estate Pro in Santa Cruz County, CA
Curt Abramson answered:
Could anyone direct me to someone Knowledgable in Foreclosures.?
Anne, Curt Abramson from Bailey Properties in Santa Cruz here. A seasoned Realtor or broker can help you find and buy a good value in a foreclosed home. There are some potential pitfall ... more
0 votes Share Flag Thu Jan 27, 2011 Foreclosure in Santa Cruz
CJ Brasiel, Real Estate Pro in San Jose, CA
CJ Brasiel answered:
Have prices in Santa Cruz been falling more than other cities in the SF/SJ area?
When you look at the areas in a general way, San Jose has suffered the most in this market. Mainly the areas in North and East San Jose have seen significant short sales and price dr ... more
0 votes Share Flag Fri Mar 14, 2008 Foreclosure in Santa Cruz, CA
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