Financing in Santa Cruz County : Real Estate Advice

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Thierry Abel, Real Estate Pro in Larkspur, CA
Thierry Abel answered:
Any Hard money lender, santa cruz county, CA with 20% LTV for 1 or 3 year term?
The reason the bank claim Title so late in the process is because they cannot foreclose without sustained delinquency. This is why they don't immediatly "take the house back" when your ... more
0 votes Share Flag Tue Aug 6, 2013 Financing in 95006
Patrick Thies, Real Estate Pro in Anytown, IL
Patrick Thies answered:
I was told by a lender that you could flip houses but you have to hold for 6 months now. Is this an appraisal issue or a lender or other issue?
Actually you only have to hold it for 90 days (can sell on the 91st day) from the last date of sale and it applies to FHA loans. Also, there is a limit on the amount of profit I believ ... more
0 votes Share Flag Tue Aug 30, 2011 Financing in Scotts Valley
Terry Ballan…,  in 95003
Terry Ballantyne answered:
Looking for a 90%ltv cash out refinance to pay off c/c debt. Any info would be appreciated.?
wow, in this lending climate, that is going to be a challenge. I wish you luck.
Terry Ballantyne
831 515 1101
0 votes Share Flag Mon Mar 30, 2015 Financing in Santa Cruz
Todd Scott,  in San Diego, CA
Todd Scott answered:
Forclosure Lending Advice: Previous Owner Stripped the Kitchen and Bathroom
Edith_pearl,

I understand how you feel. You see the potential and want that house.

The problem is the current market and state of real estate lending industry. The lender sees a h ... more
0 votes Share Flag Mon Mar 30, 2015 Financing in 95060
Bob McClure, Real Estate Pro in Walled Lake, MI
Bob McClure answered:
Mortgage Question: Our Mortgage Payment includes an Escrow Payment that was opened due to delinquent
beth....the answers is yes, they can.......i know that's not what you wanted to hear........you must have had some equity going in to avaoid escrows.......is there enough equity now to ... more
0 votes Share Flag Tue Aug 20, 2013 Financing in 95066
Andy, Both Buyer and Seller in Los Gatos, CA
Andy answered:
how to refi - with no house???
****continued***
that is set to adjust next year - If we could refinance into something fixed at decent terms - all will be well - we'll have replaced a crappy lil house with new permi ... more
0 votes Share Flag Thu Feb 4, 2010 Financing in 95033
Cameron Piper, Real Estate Pro in Vadnais Heights, MN
Cameron Piper answered:
When the House asking price is say,$499,000....But you take a $7500 "Hold back"...what is the Hold Back?
Pete,

I think we will need some more context to answer your question. Where did you read this and how was it used?

Cameron Piper
0 votes Share Flag Tue Oct 7, 2008 Financing in Aptos
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