Home Buying in Santa Clara County : Real Estate Advice

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Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
What are the requirements to get a conventional loan. Ex: you need minimum of 3 years of credit history
The requirements are different depending upon which loan program you are trying to get qualified for. I strongly urge you to go through the process of consulting with a mortgage broker ... more
0 votes Share Flag Tue Sep 24, 2013 Home Buying in 95148
Nina Daruwal…, Real Estate Pro in Cupertino, CA
Nina Daruwalla answered:
How much house can I get if I put down 300-400k in cash?
Hi David,
I am re-location certified and work with clients with different situations like yours all the time. I have re-located four countries myself! With what figures you are giving ... more
0 votes Share Flag Thu Jan 17, 2013 Home Buying in Mountain View
charles butt…, Real Estate Pro in san jose, CA
charles butterfield answered:
I am considering a 4 unit complex. Our real estate agent is using a gross rent multiplier in order to value the property that we are considering.
Thank you for your question Jason:

I am a former Real Estate Appraiser and expert witness in both court and arbitration cases for the valuation of both residential and commercial p ... more
0 votes Share Flag Mon Jul 1, 2013 Home Buying in 95129
Tina Lam, Real Estate Pro in San Jose, CA
Tina Lam answered:
loan contigency
You should remove the loan contingency when the buyer is ready. If you're the buyer, then ideally, you would wait until you have final loan approval from your lender. But, if you're in ... more
0 votes Share Flag Sat Dec 15, 2012 Home Buying in San Jose
Jon Nichols, Real Estate Pro in Framingham, MA
Jon Nichols answered:
If our broker is a realtor- are we obligated to use him as our real estate agent or can we just use him for the loan?
You are not obligated to use anyone. You should not be forced into working with any vendor in the process of purchasing your home. If you have a buyer broker, they can recommend people ... more
0 votes Share Flag Fri Dec 28, 2012 Home Buying in 95127
Mitchell Pea…, Real Estate Pro in San Jose, CA
Mitchell Pearce answered:
Should I remove loan contingency?
galabing:

In this lending climate, it is never good to remove the loan contingency till the deal closes. Don't take a lock for less than the time necessary to close the deal. You c ... more
0 votes Share Flag Sat Dec 15, 2012 Home Buying in San Jose
charles butt…, Real Estate Pro in san jose, CA
charles butterfield answered:
I need HELP TO PURCHASE a single family home within 30 miles of San Jose, CA
Thank you for your question:

Yes, finding a single family home under $300,000 within 30 miles of San Jose is a challenge. Our office did have one listed in Boulder Creek, however th ... more
0 votes Share Flag Thu Dec 13, 2012 Home Buying in San Jose
Tina Lam, Real Estate Pro in San Jose, CA
Tina Lam answered:
Freeway noise around sundrop circle
I've represented buyers at Sundrop and have spent plenty of time inside. They're actually about to close in the next week. Once inside, the freeway noise is not noticeable with the du ... more
0 votes Share Flag Sat Jan 19, 2013 Home Buying in Milpitas
charles butt…, Real Estate Pro in san jose, CA
charles butterfield answered:
I am interested in buying a condo/Townhome in Evergreen, Are there any new constructions/new ones (post 2000s) available?
Thank you for your question, Krish77ranga:

The answer is yes, there certainly are a number of post 2000 condo and townhomes available in Evergreen.

Please call me at my cell phone ... more
0 votes Share Flag Wed Dec 12, 2012 Home Buying in Evergreen
Tina Lam, Real Estate Pro in San Jose, CA
Tina Lam answered:
in the process of loan modification, collection agency put a lien on property recently.
If you're looking for a recourse, you'll need to seek the advice of an attorney. Just based on what you've described, I don't see how you would have recourse against a collection agenc ... more
0 votes Share Flag Fri Dec 7, 2012 Home Buying in Santa Clara
Marcy Moyer, Real Estate Pro in Palo Alto, CA
Marcy Moyer answered:
I don't want to ask a question but to thank you all.
I am glad we could be of help.
Marcy Moyer
Keller Williams Realty
www.marcymoyer.com
marcy@marcymoyer.com
650-619-9285
D.R,E, 01191194
0 votes Share Flag Thu Dec 6, 2012 Home Buying in Palo Alto
Tina Lam, Real Estate Pro in San Jose, CA
Tina Lam answered:
Escrow closing requires all the buyers to be on site?
Sure, if you're purchasing with all cash, you don't even need to be present for a signing. Just send in a fax/scan of your signed documents. If you're using financing, then the lender ... more
0 votes Share Flag Sat Dec 15, 2012 Home Buying in 95051
Lamson Dang…, Real Estate Pro in San Jose, CA
Lamson Dang Broker/Listing answered:
Looking to purchase property for investment with 100% down payment of about 200 K , what would u recommend considering rental return possibilities ?
Dear Sudarshan Sathe,

It's OK to buy a Townhouse/Condo within $200,000 and rent it out. However, I would think the best could be buying a Duplex/4-flex. If you have income to suppo ... more
0 votes Share Flag Thu Dec 6, 2012 Home Buying in San Jose
Juliana Lee, Real Estate Pro in Palo Alto, CA
Juliana Lee answered:
Why does Trulia keep questions that are 4 years old?
Hi Philip,

The questions keep popping up, but they have a date which you can look at then ignore the question if they are too old to be of interest to you. Some questions and answer ... more
0 votes Share Flag Fri Dec 14, 2012 Home Buying in Santa Clara
Thomas Feng, Real Estate Pro in Cupertino, CA
Thomas Feng answered:
what are the steps i need to take in order to purchase our first home?
Hi April, here is the home buying process broken down into 5 steps for you http://bayareaconnect.com/buy-a-home-step-1/

This is my real estate blog with weekly market reports and new ... more
0 votes Share Flag Tue Dec 4, 2012 Home Buying in San Jose
Suzanne MacD…, Real Estate Pro in Morristown, NJ
Suzanne MacDowell answered:
It is my intention to do a quit claims deed on my condo in Chandler, Az, and to occupy it until I die. The property would go to a friend.
This is really a question for an attorney. There may be tax implications and so on. And so many questions, is there a mortgage on the property? How will you protect your rights until ... more
0 votes Share Flag Fri Sep 27, 2013 Home Buying in 95121
Terry McCarl…, Real Estate Pro in Cape Coral, FL
Terry McCarley answered:
Can a builder discount the sales price of the house or upgrades in order to get the buyer to go to their preferred lender?
Only if the buyer agrees to it. The builder can offer you anything but it is up to you to decide how to proceed. Have a buyers agent work for you and let them negotiate with the build ... more
0 votes Share Flag Thu Dec 13, 2012 Home Buying in Santa Clara
Bill Mccord, Real Estate Pro in San Jose, CA
Bill Mccord answered:
Looking for home in Santa Clara - budget 750K
Hello Nader,
You can certainly find a home such as you describe in that specific zip code but, you would have a much better range of options with equally good schoo ... more
0 votes Share Flag Sun Jun 23, 2013 Home Buying in 95051
Terri Vellios, Real Estate Pro in Campbell, CA
Terri Vellios answered:
I'd like to buy a house that is located near San Jose/Milpitas/Santa Clara County and is qualified for USDA Rural zero down purchase loan.
You will more likely find USDA qualified properties in Santa Cruz County. San Jose/Milpitas is not rural. The USDA website has a map showing the areas which qualify.

One of the cha ... more
0 votes Share Flag Thu Nov 22, 2012 Home Buying in San Jose
Terri Vellios, Real Estate Pro in Campbell, CA
Terri Vellios answered:
10K PMI on settlement paid for the seller. Is this tax deductible?
This is a tax question and is best directed to your trusted tax advisor.

Generally PMI is not a taxable deduction on owner occupied properties. I'm not a tax advisor so please call ... more
0 votes Share Flag Wed Nov 21, 2012 Home Buying in 95125
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