Financing in Santa Clara : Advice

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Michael Abram, Real Estate Pro in Santa Monica, CA
Michael Abram answered:
Can Bank of America close a loan in 30 days? I was told that they cannot, is it true?
Hello PQ,

There are a lot of factors that go into making the loan process go smoothly and quickly. Make sure to provide all documention to your loan officer in a timely manner so th ... more
0 votes Share Flag Thu Dec 18, 2014 Financing in 95051
rereal, Real Estate Pro in ,
rereal answered:
Hi, we have a rental that was our primary, but refi'd after we moved out. What is our risk if we walk away?
A real estate Attorney, would be the best person to answer your question.

NMLS 327086
0 votes Share Flag Thu Jan 8, 2015 Financing in 95051
Stephen Katz, Real Estate Pro in Atlanta, GA
Stephen Katz answered:
How to get a mortgage approval for a new immigrant who has no credit score in the USA ?
That would depend on how long you have been employed here. Nearly all mortgage companies do require you to get a credit score because this determines your financial capability in paying ... more
0 votes Share Flag Mon Aug 6, 2012 Financing in Santa Clara
Gregorio Den…, Real Estate Pro in ,
Gregorio Denny answered:
Refinance and recourse vs. non-recourse loan
If your mortgage is not "purchase money" in California, it becomes recourse. Refinancing, even when changing rate and term, makes your mortgage recourse.
0 votes Share Flag Sat Oct 16, 2010 Financing in 95051
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
Will refinance increase my house assessed value and consequently increase my property tax?
Refinancing your house has nothing to do with your assessed value. It will not affect it in any way. Towns and cities on average have to re-assess your property every 5 years/ The asse ... more
0 votes Share Flag Sat Oct 16, 2010 Financing in 95051
Kent Gagon, Real Estate Pro in ,
Kent Gagon answered:
Can a 15% down payment still get a jumbo non-conforming loan (say around 850-900K loan) in today's market?
You need to consult with a qualified loan officer or banking institution for the best advice. But typiclly yes you will be able to get a loan with that type of down payment on a ... more
0 votes Share Flag Wed May 20, 2015 Financing in 95050
Barbara Q., Other/Just Looking in Bergen County, NJ
Barbara Q. answered:
How is the LTV determined for refinancing?
Loan Amount divided by current appraised value=LTV
$80,000 Loan Amount divided by $100,000 current appraised value =.80 or 80%
0 votes Share Flag Sat Mar 20, 2010 Financing in Santa Clara
Bill Mccord, Real Estate Pro in ,
Bill Mccord answered:
in a home mortgage application process what does Verify Receipt Of Warranty Letter Issued By Bank Of America
Every mortgage lender has some unique forms in addition to the standard ones. If you are dealing with an REO property there may well be 10 or 15 additional forms involved. These will be ... more
0 votes Share Flag Sun Jul 12, 2009 Financing in Santa Clara
Munjal Munshi, Home Buyer in Campbell, CA
Munjal Munshi answered:
Would lenders/brokers give me a loan? Would my rate be close to the low advertised rates?
EDIT: I'm looking at property that is between $100-$300k. Small 2 bed condos and renting one room out.
0 votes Share Flag Tue May 26, 2009 Financing in Santa Clara
Brian LeBars, Real Estate Pro in Pleasanton, CA
Brian LeBars answered:
I am looking to refinance my ( 5/1) arm Loan on my primary residence. My LTV ratio is 85% according to
There are plenty of options that go as high as 90% I would be happy to discuss them with you. Feel free to email me directly.


0 votes Share Flag Wed Jan 8, 2014 Financing in 95054
CJ Brasiel, Real Estate Pro in San Jose, CA
CJ Brasiel answered:
When would lenders start giving loans using the new loan limits announced by HUD raising the limit to 729K?
Sunil -
Check out this other link for more information.

0 votes Share Flag Sat Aug 10, 2013 Financing in 95050
Realtor,  in
Realtor answered:
Will conforming loan limit raise?
Fingers crossed, but I believe it's suppose to happen within the next few weeks. If you want to know for sure, send me your email address and I'll let you know as soon as it happens. ... more
0 votes Share Flag Wed Apr 22, 2009 Financing in Santa Clara, CA
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