Foreclosure in San Ramon : Advice

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Scott Summers, Real Estate Pro in San Ramon, CA
Scott Summers answered:
What is the advantages of a short sale vs just giving the keys to a house to the bank if seriously underwater (>30%) on the mortgage?
A foreclosure can affect a homeowner in the following ways:
1 It affects their ability to get a job and/ or keep their current job. A Short Sale does not have this affect
2 Foreclosu ... more
0 votes Share Flag Wed Feb 15, 2012 Foreclosure in 94583
Steve Dawson, Real Estate Pro in Walnut Creek, CA
Steve Dawson answered:
I want to find a realtor who can help me do a short sale. How can I find the right realtor ?
First, ask any friends you have who might know of someone they can refer to you. Referrals are the best. If they don't know anyone, then look for agents on this site who seem to ... more
0 votes Share Flag Tue Jan 3, 2012 Foreclosure in San Ramon
Eli Givoni-S…, Real Estate Pro in Boca Raton, FL
Eli Givoni-Short Sale Dept LLC answered:
My HOA just placed a lien on my house that I have not live for 2 years now. Should I pay it or just wait for for them to foreclose on my house?
You should do a short sale and keep foreclosure off your credit. Why wait for either BOA or the HOA? Feel free to call anytime and I can explain the process to you.

Eli Givoni, Dir ... more
0 votes Share Flag Wed Sep 21, 2011 Foreclosure in San Ramon
Eli Givoni-S…, Real Estate Pro in Boca Raton, FL
Eli Givoni-Short Sale Dept LLC answered:
Looking for advice on short sales timings processed by bofa in recent times in bay area .
3-6 months.

Eli Givoni, Director
Short Sale Department, LLC
561-361-1909
info@shortsaledept.com
www.shortsaledepartment.com
Serving all 50 states

MARS Disclosure for Gene ... more
0 votes Share Flag Mon Jul 4, 2011 Foreclosure in San Ramon
Heba Rayan, Real Estate Pro in California
Heba Rayan answered:
Can you negotiaite with new home buliders in the Venice Florida area... we're paying cash?
Weather you are paying cash or with a loan, yes you can negotiate.
0 votes Share Flag Mon Aug 30, 2010 Foreclosure in San Ramon
Johnny Huang, Real Estate Pro in Walnut Creek, CA
Johnny Huang answered:
to buy a foreclosure home, do we need to work w/ a realtor?
Highly recommend you get a buyer's agent to help.
0 votes Share Flag Sat May 8, 2010 Foreclosure in San Ramon
Jacqueline W…, Real Estate Pro in Mission Viejo, CA
Jacqueline Walker answered:
1.) How can WAMU charge off mortage that was included in bankrupcy?2.) How do I get the tilte out of my name now that the bankrupcy is discharged?
Your question needs to be discussed with a BK attorney. A similar situation was recently the subject of discussion with the local BK attorney I work with and he indicated that home ... more
0 votes Share Flag Tue Mar 23, 2010 Foreclosure in 94582
Janet Mcnulty, Real Estate Pro in 60004
Janet Mcnulty answered:
I have a short sale listing with Bank of America it is currently in phase 3 negotiations, the offer I submitted has been accepted. Now the bank told
I have heard this before. Many Banks are wanting to be assured that the seller will receive no funds at closing. I would probably have my broker represent your listing contract to BOA a ... more
0 votes Share Flag Tue Dec 8, 2009 Foreclosure in 94582
Scott Summers, Real Estate Pro in San Ramon, CA
Scott Summers answered:
What effects your credit more bankruptcy or foreclosure?
Bankruptcy hurts credit more!. And it won't stop the foreclosure anyway, just postpone it. (at least in CA.) Short Sale is the way to go if you care about your credit.
0 votes Share Flag Thu May 6, 2010 Foreclosure in San Ramon
Fred Griffin, Real Estate Pro in Tallahassee, FL
Fred Griffin answered:
Should I still pay my HOA fees if we are not paying our mortgage and are going to do a short sale?
Hi, Ducky

Only a Real Estate Attorney can give legal advice.

Many people are going to advise you to quit paying, since it appears that you are going to sell the house vi ... more
0 votes Share Flag Fri Nov 18, 2011 Foreclosure in San Ramon
Linda S. Cef…, Real Estate Pro in Oak Creek, WI
Linda S. Cefalu answered:
What are the repercussions of a foreclosure besides it affecting your credit for 7 years?
Dear Ducky,

The following information is why should avoid foreclosure at all costs:

1. You will always have to disclose your foreclosure on future mortgage applications and someti ... more
0 votes Share Flag Mon Jul 13, 2009 Foreclosure in San Ramon
Johnny Huang, Real Estate Pro in Walnut Creek, CA
Johnny Huang answered:
We want to sell our condo because we can't live in it since we had a baby (it's a one bedroom) and we can't
When considering a short sale, consult with a lawyer to see if the bank will forgive or go after you for the remaining amount. Also, check with a tax advisor on what kind of tax liabili ... more
0 votes Share Flag Tue Jul 14, 2009 Foreclosure in San Ramon
Blaison Samu…, Real Estate Pro in Fremont, CA
Blaison Samuel answered:
I own a rental property and my husband has been out of work for 7 months and now our tenant has bailed on us
I'm sorry to hear your situation. Have you tried for loan modification? You can talk to your lender for loan modification so that they can lower your payment which you can afford. But ... more
0 votes Share Flag Mon Jul 13, 2009 Foreclosure in San Ramon
Cindi Hagley, Real Estate Pro in San Ramon, CA
Cindi Hagley answered:
Will the foreclosure floodgates open after Jan 9th?
It could...but I suspect new programs will be introduced to help keep buyers in their homes. The plans put into play over the last several months have had little positive affect for hom ... more
0 votes Share Flag Fri Apr 9, 2010 Foreclosure in San Ramon
Adrian Hunti…, Real Estate Pro in 94105
Adrian Huntington answered:
REO excess belongs to who?
The banks keep any profit if any. After losing billions of dollars, the banks take any profit. Most REO listing agents get a lower commission then the Buyers Agent when the home sells ... more
0 votes Share Flag Mon Sep 1, 2008 Foreclosure in San Ramon, CA
Steve Ornell…, Real Estate Pro in Fremont, CA
Steve Ornellas answered:
How can I find a buyers agent (in the San Ramon area) who would specialize in Forclosure properties?
Zoia, any licensed Realtor can help you with this. I would be available to help you right now. Please contact me and lets get started!

Best Regards,

Steven A. Ornellas, GRI, ABR, ... more
0 votes Share Flag Mon Sep 1, 2008 Foreclosure in San Ramon, CA
Rouriel Noub…, Both Buyer and Seller in San Ramon, CA
Rouriel Noubini answered:
is downey savings going down?
Yes, it is downey, down-ney, down-ney.
0 votes Share Flag Mon Aug 4, 2008 Foreclosure in San Ramon, CA
Tina Shea, Real Estate Pro in San Ramon, CA
Tina Shea answered:
who can talk mandarin with me? My name is anita, thanks!
Yes, I can. I am just a phone call away. Anita you can call me at 925-336-6377. As I am showing property in San Ramon all the time. I have little time for on-line blogging.我å ... more
0 votes Share Flag Thu May 22, 2008 Foreclosure in San Ramon, CA
AJ Cohen, Real Estate Pro in Danville, CA
AJ Cohen answered:
I dropped by San Ramon/Danville a couple of times. I like the area around Dougherty or Tasajara area.
There are 10 single family REO foreclosure properties in Danville and San Ramon at this time ranging from $254 a sq ft for a 3148 sq ft home in Danville all the way up to $387 a sq ft f ... more
0 votes Share Flag Fri May 2, 2008 Foreclosure in San Ramon, CA
Johnny Huang, Real Estate Pro in Walnut Creek, CA
Johnny Huang answered:
Does anyone know how to buy bank-owned property at San Roman?
You can hire a buying agent to help you with price comparison, inventory updates, and contract negotiations. I recommend that you start by engaging conversation about REO's and foreclos ... more
0 votes Share Flag Wed Apr 16, 2008 Foreclosure in San Ramon, CA
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