The first thing you need to do is review your CC&Rs or ask the President of the HOA what the procedure is for getting policy review. You are right, it makes no sense that a bottom floor have any regulation for flooring, but these documents are often drawn up as boilerplate and don't always make sense.
Once you figure out how to get a review, come armed with as much info as you can. Unfortunately this is one of the drawbacks of living in a condo - you have to ask permission.
Lance King/Owner-Managing Broker
DRE# 01384425... more
It depends on what kind of renovation work is required, if it is really bad (e.g. missing a toilet or no bathtub), you won't be able to get a loan at all. In that situation, you either buy with all cash or try to get a loan called 203k loan together with the conventional loan that you have. Do that with an experienced 203k loan agent. Good luck!... more
With so many new materials available and environmental concerns, that is a very good question. Of course there are other considerations as well. Are you planning on living in the home long term? Are you replacing the entire deck or repairing and updating? I purchased a home in San Mateo that had a new Trex deck and I loved it...beautiful wood railings and the Trex was solid and very low maintenance. On the other hand, my wife prefers "natural" finishes and doesn't care for "man made" materials. Simply a matter of preference. If you have a wood deck now, you know the level maintenance required. As far as the "green" factor goes, a composite material may last a long time as a deck and even longer in a landfill......I suggest you ssample the experience of others by searching "trex vs wood decks" on the internet....and enjoy the summer on your new deck.
Russ Boyd... more