Home Buying in San Jose : Advice

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Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
Is it possible to get home loan around 50% of the price? My daughter has good credit but no tax documents.
You bet you can. That would be a 50% LTV (loan to value) and most any loan officer would jump at that. Contact a couple lenders, mortgage brokers or loan officers and run the details by ... more
0 votes Share Flag Sat Oct 6, 2012 Home Buying in San Jose
Voices Member,  in
Voices Member answered:
Should I invest in a mobile home?
Hi cscbarnes,

May I ask what would you expect after you bought a manufacturing home in the future? If you can answer them, then you know what to do.

Gabriel Nguyen
0 votes Share Flag Fri Oct 5, 2012 Home Buying in San Jose
Lance R King, Real Estate Pro in San Francisco, CA
Lance R King answered:
What are the tax implications of selling your home for more than what you paid for it?
Depends on whether or not you've lived there for 2 of the last 5 years and if you are married. If it's an investment property check with your accountant
0 votes Share Flag Wed Oct 3, 2012 Home Buying in San Jose
Eric H Wong, Real Estate Pro in 94704
Eric H Wong answered:
Does anyone here can analyze a title history report?
Your real estate agent should be able to help you, or talk to the title officer that produced the title report for you.
0 votes Share Flag Sat Sep 29, 2012 Home Buying in 95121
Claudia Mull…, Real Estate Pro in Fremont, CA
Claudia Muller Gravelle answered:
I find out a house that I am purchasing has no city permit for additional space, but the public record includes this extra space.
Your appraiser will solve this question for you.
The appraiser will note that the property has additional space and no permits.
If you are obtaining financing, this issue will need to ... more
0 votes Share Flag Wed Oct 3, 2012 Home Buying in San Jose
Grace Morioka…, Real Estate Pro in Sunnyvale, CA
Grace Morioka (408-426-1616) answered:
It is my understanding that termite infestation is very common in the Bay area because this area used to have a lot of fruit orchards and all
Irene:

Thanks for the post.

Personally, termites are here in California because the weather is perfect for their existence--neither too hot nor too cold nor too wet or too dry. S ... more
0 votes Share Flag Fri Oct 5, 2012 Home Buying in San Jose
Jose, Real Estate Pro in San Jose, CA
Jose answered:
Looking to buy a small starter home for a short period of 5-6 years.
That's a smart move, by then prices may be peaking and you would cash out at the right time. Have you consider a townhouse or condo? or a 2/1 fixer to keep you in a nice area?
0 votes Share Flag Sat Sep 29, 2012 Home Buying in San Jose
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
Why are some REO properties at auction offered to investors only? why they don't let owner-occupied buy these houses?
Where did you hear of this happening?
I doubt that you can document this.
I have seen where Banks favor CASH offers; and CASH offers usually come from INVESTORS:
But there is nothing ... more
0 votes Share Flag Wed Oct 3, 2012 Home Buying in San Jose
Carl Medford, Real Estate Pro in Fremont, CA
Carl Medford answered:
There are a lot of new house construction going on in Dublin,CA. Can someone know the impact on the house prices in Pleasanton, San Ramon,?
Those of us expecting a slow market in 2012 were jolted by the sudden buying frenzy that began at the beginning of March … that hasn’t slowed since. It seems that everyone ... more
0 votes Share Flag Wed Sep 26, 2012 Home Buying in San Jose
Michael Emery, Real Estate Pro in Minneapolis, MN
Michael Emery answered:
Can I use 2 agents on same property if first offer is not accepted?
There's nothing 'illegal' about changing agents. However (depending on what you signed) you may be obligated to pay the 1st agent their commission even if you don't use the agent to pur ... more
0 votes Share Flag Tue Sep 9, 2014 Home Buying in 95130
Grace Morioka…, Real Estate Pro in Sunnyvale, CA
Grace Morioka (408-426-1616) answered:
How is the Cataldi neighborhood in SanJose. We are looking for a family oriented friendly neighborhood to bring up our small kids.
Hi Happy:

Whenever we use words like "family oriented" or "small children", as agents, we cannot comment on these qualities for fear of violating housing discrimination laws, so we'd ... more
0 votes Share Flag Wed Sep 26, 2012 Home Buying in Berryessa
Thomas Feng, Real Estate Pro in 95051
Thomas Feng answered:
is it a good idea to buy a house right across an elementary school?
It does not really affect the resale value and does not usually make it harder to sell in the future.

The only downside that I can think of, since you don't have children, is that yo ... more
0 votes Share Flag Sat Oct 6, 2012 Home Buying in San Jose
Brian Wilson, Real Estate Pro in San Jose, CA
Brian Wilson answered:
I'm relatively new to San Jose (10 months) and am looking to buy. I need a buyers agent very familiar with the area..
Fred Raia (408) 230-1119. He really knows the area well
0 votes Share Flag Wed Sep 26, 2012 Home Buying in San Jose
Carl Medford, Real Estate Pro in Fremont, CA
Carl Medford answered:
What is HAFA short sale approved?
It means that the short sale on a specific home has been approved by HAFA guidelines. Here is a link for more information:
http://www.makinghomeaffordable.gov/programs/exit-gracefully/ ... more
0 votes Share Flag Sat Oct 6, 2012 Home Buying in 95121
Lance R King, Real Estate Pro in San Francisco, CA
Lance R King answered:
what is Quit Claim Deed? Why are some bank-owned properties at Auction.Com still occupied and they offer to give Quit Claim Deed to winning bidders?
A quit claim deed releases any interest in the property of the one granting it. However, it does not come with and warranty of clear title, just releases their interest. When you buy at ... more
0 votes Share Flag Wed Nov 14, 2012 Home Buying in 95121
TerriVellios…, Real Estate Pro in Campbell, CA
TerriVellios.Com answered:
School ranking in this neighburhood
I have a PDF showing all the API scores of the schools in Santa Clara County.

Drop me your email and I'll forward to you.
0 votes Share Flag Sun Aug 25, 2013 Home Buying in 95135
Lance R King, Real Estate Pro in San Francisco, CA
Lance R King answered:
When is a buyer allowed to cancel a contract during the contingency period and receive their earnest money back?
With the caveat that we cannot give legal advice, under most contract inspection contingencies these are not limited to physical inspections. From your rendition of events they cancelle ... more
0 votes Share Flag Tue Sep 25, 2012 Home Buying in 95125
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
Is it easy to evict occupied tenants once I buy bank-owned property?
If it is bank owned I am surprised there are any occupants in it. Once it is foreclosed and the bank buys it they make the house empty, banks don't like to be landlords and would rather ... more
0 votes Share Flag Sat Jul 12, 2014 Home Buying in 95121
Charles Butt…, Real Estate Pro in Saratoga, CA
Charles Butterfield answered:
Short sales or Foreclosure? What is the trend over the next 24-36 Months?
thank you for your question Mr. Pahm:

Here in The Silicon Valley we have gone from a Buyer's market to a seller's market in the past few Months.

The market value of homes in this ... more
0 votes Share Flag Sat Sep 15, 2012 Home Buying in San Jose
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
how to get escrow deposit back?
Contact your Realtor.

It shouldn't be difficult. Technically, both you and the seller must agree to its release. However, considering that the house was sold there shouldn't be any p ... more
0 votes Share Flag Mon Sep 17, 2012 Home Buying in San Jose
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