Credit Score in San Jose : Real Estate Advice

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charles butt…, Real Estate Pro in san jose, CA
charles butterfield answered:
Can I get a conventional loan with short credit history?
Thank you for your question Katie:

You have some very strong points such as your high 780 credit score and your 10 year employment history.

I recommend that you talk with Doug Jon ... more
0 votes Share Flag Thu Oct 31, 2013 Credit Score in San Jose
charles butt…, Real Estate Pro in san jose, CA
charles butterfield answered:
Does pulling your own credit report affect your credit score?
No.

You can pull your own credit score and it will not count against you as a credit inquiry and it will not affect your credit score..


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0 votes Share Flag Mon Jul 29, 2013 Credit Score in Almaden
Carla Pennin…, Real Estate Pro in Georgetown, TX
Carla Pennington answered:
I have a FICO score of 672, 647, 639. I have a few charged off collection for $360 an under. Should I pay those too boost my credit?
You really need to get with a mortgage broker who can advise you. You are very close on your lowest score. Sometimes the things that seem to make sense to improve credit scores do jus ... more
0 votes Share Flag Wed Oct 28, 2015 Credit Score in San Jose
Terri Vellios, Real Estate Pro in Campbell, CA
Terri Vellios answered:
Is it possible to increase my credit score to 750 if I am at 638? I have 2 credit card and student loan that I am working to pay off. Advice?
Delation125,

My recommended lender has a program where he can run scenarios for you. Give him a call.

Dave Setti
Turnkey Mortgage
408-377-8876
dave@turnkeyms.com

Have an a ... more
0 votes Share Flag Wed Jul 17, 2013 Credit Score in San Jose
Kevin Olson,…, Real Estate Pro in Colorado Springs, CO
Kevin Olson, Jessica Laude answered:
Is there anywhere to get a loan on a 133k house with 40k down and a 580 credit score? Without paying PMI? Ready to buy ASAP!
If you're putting 40K down on a 133k house PMI should be simple to avoid, but getting approval entails more than just the credit score. You'll need to contact a lender, and th ... more
0 votes Share Flag Wed Jul 31, 2013 Credit Score in San Jose
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