Your credit report should only contain items that involve your credit - such as the mortgage (not the Deed). If you're not on the mortgage, it shouldn't even be ... more
Most landlords require a credit check before renting.
In order to complete a loan modification your lender will "require" you to miss payments, yeah, even if you can make them, then you will find your credit score be ... more
You need to begin with a cosigner to establish good credit.
What are your clients trying to accomplish? Are they trying to refinance, or is there going to be a transfer to title? Please let me know, and I'll see if I can give some ... more