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Don Tepper, Real Estate Pro in Burke, VA
Don Tepper answered:
is there a such thing as rent to own homes in the process of buying but credit needs some repair but i still don't to waste anymore money on rent?
Yes. There are a large number of rent-to-own homes available.

Here's a link to a blog on how to find them: http://bit.ly/FindALeaseOption

Hope that helps.
0 votes Share Flag Mon Mar 25, 2013 Rentals in Chula Vista
Brian Hall, Real Estate Pro in Solana Beach, CA
Brian Hall answered:
How much is HOA?
The HOA dues for this unit are $1,086.50 per month. The Villas Rancho Valencia is a fractional ownership. It includes daily housekeeping, laundry, 24 hour room service, and villa dining ... more
0 votes Share Flag Sun Mar 24, 2013 Market Conditions in Rancho Santa Fe
John Juarez, Real Estate Pro in Fremont, CA
John Juarez answered:
What are the changes that are set to occur in April with FHA loans in regards to PMI?
Beginning April 1, 2013, most FHA-backed mortgages will be subject to an MIP (similar to PMI in other loan programs) increase of 10 basis points annually, or 0.10 percentage points. Sim ... more
0 votes Share Flag Sun Mar 24, 2013 Home Buying in Adams North
Steven Torres, Real Estate Pro in Oceanside, CA
Steven Torres answered:
Is there a way to get short sale escrow to close much sooner?
Hello again SC, I see you are very active in your post. To answer your question, short sales are taken less and less time from the last few years. Many banks are also pre-approving th ... more
0 votes Share Flag Tue Mar 26, 2013 Home Buying in Oceanside
Chris Francis, Real Estate Pro in Temecula, CA
Chris Francis answered:
Oceanside inventory is still low as of March 2013 for homes under $400,000 and with more than 1700 sq ft in "good" and safe areas?
I expect the possibility of the summertime inventory tightening further. Many families don't move until their kids get out of school. eg I expect an increase of buyers. On the flipsid ... more
0 votes Share Flag Sun Mar 24, 2013 Home Buying in Oceanside
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
How does a low appraisal affect the home selling process?
It stalls it and sometimes stops it. When a low appraisal comes in, the seller and buy try to re-negotiate the purchase price If that fails to occur, the escrow will cancel. The seller ... more
0 votes Share Flag Mon Oct 28, 2013 Home Selling in San Diego
Thomas Moran,  in 92037
Thomas Moran answered:
What are the HOA fees for the Caminito Formby properties?
The HOA dues are about $700 per month
0 votes Share Flag Tue Jun 18, 2013 Home Buying in La Jolla
Theresa Mack, Real Estate Pro in San Diego, CA
Theresa Mack answered:
How long does pre-approval last when trying to find a home?
It all depends on the lender but in my experience 60-90 days is pretty common.

If you'd like the a recommendation for some lenders who have great rates and closing costs feel free to ... more
0 votes Share Flag Sat Mar 23, 2013 Financing in Rancho Bernardo
Kari Shea, Real Estate Pro in San Diego, CA
Kari Shea answered:
I'm looking for a house in Ramona Ca it which is close to schools and has 2 br and at least one bathroom for 1200 or less oh and can allow pets
Hi,

When looking for rentals, your best bet is Craigslist. 85% to 95% of all rentals leased in San Diego County are fulfilled using Craigslist. It is used by owners, property manag ... more
0 votes Share Flag Sat Mar 23, 2013 Rentals in Ramona
Dusty Brazil, Real Estate Pro in Del Mar, CA
Dusty Brazil answered:
Who pays buyer's agent commission for new construction? Looking for an experienced agent in North county who knows about buying from builders.
Hi Tina
I'm experienced w new home sales in North County, particularly Carslabd.
The builder usually cooperates w brokers and pays the agents commission. I'd be happy to b ... more
0 votes Share Flag Mon Oct 27, 2014 Home Buying in Carlsbad
Karen Hubbard, Real Estate Pro in El Cajon, CA
Karen Hubbard answered:
was wondering if the oakdale ave area between 2nd and main is a safe place to live
May I suggest you contact the El Cajon Police Department for direct crime statistics on that area. They would be of the most help to you.
0 votes Share Flag Tue Nov 18, 2014 Crime & Safety in El Cajon
Wayne L. Bro…,  in San Diego, CA
Wayne L. Brown answered:
Is it legal in California for a broker to be the buyer's agent and also the mortgage broker in the same transaction.?
In most cases, Yes, as long as it is disclosed. However, if you are doing an FHA loan, it is prohibited by HUD.

That said, some lenders frown on this, and as their own policy may no ... more
0 votes Share Flag Sat Mar 29, 2014 Financing in San Diego
Nathan Plount, Real Estate Pro in Carlsbad, CA
Nathan Plount answered:
Why would anyone choose to work with someone who never answers their phone?
I would hope that they wouldn't :)
0 votes Share Flag Thu Mar 21, 2013 How To... in Bonsall
Alison Hillm…, Other/Just Looking in San Francisco, CA
Alison Hillman answered:
Why does the Summit Apts in Alpine allow some new residents to have pit bulls and others not? Someone has moved in w/o a lease, deposit, has pitbull
You can contact the listing agent who will be able to help you learn more about that specific property (and probably will know a lot about similar properties in the area). To find an ag ... more
0 votes Share Flag Sun Mar 23, 2014 Rentals in Alpine
Shannon Ande…, Real Estate Pro in San Diego, CA
Shannon Anderson answered:
Is it absolutely a requirement to put down 20%?
if you are asking about buying a home, the answer is no. If you are asking about buying and not having MI, then you should talk to a lender, but my understanding is yes.
0 votes Share Flag Fri Mar 22, 2013 Home Buying in San Diego
Jim Fishinger, Real Estate Pro in Carlsbad, CA
Jim Fishinger answered:
diversified neighborhood,the suitable place for teenage and decent school
There would be numerous options for you, but I'd be better able to help if you contact me by phone or email. There are some important questions that when answered will allow me to prese ... more
0 votes Share Flag Mon Mar 18, 2013 Home Buying in San Diego
Dusty Brazil, Real Estate Pro in Del Mar, CA
Dusty Brazil answered:
What is the going commission rate for an $800K home in both the listing and buying agent?
Hi Dan
I'd say 5 % would look like something on a higher end home in Escondido. 6% is not out of the question by any means, especially for the type of marketing a seller would get fro ... more
0 votes Share Flag Mon Mar 18, 2013 Home Buying in 92029
Marielena Be…, Real Estate Pro in Chula Vista, CA
Marielena Beatie answered:
first time buyer for a house/modular home just simple 2 bedrooms my credit is good and 15k deposit around 89 thousand on area code 92139 any ideas??
John, Please send me your email and i will sending you pictures of several properties matching your request.
malebeatie@hotmail.com


Marielena Beatie
Realtor
SD Realty Excellence ... more
0 votes Share Flag Wed Mar 20, 2013 Financing in Chula Vista
Luis Ramos, Real Estate Pro in Chula Vista, CA
Luis Ramos answered:
first time buyer of a house 2 bedroom simple my credit is good and 13k deposit, in area 92139 any ideas?? I'm from Anchorage, Ak.
John,

Call Martha Gomez with Guild Mortgage. She will tell you exactly where you stand right now and what you may be able to qualify for. Her phone # is 760-594-4727. Best of luck ... more
0 votes Share Flag Mon Mar 18, 2013 Financing in Chula Vista
Maria Esparza,  in Chula Vista, CA
Maria Esparza answered:
Is there rent to own homes in 92139 area or modular homes for sale?
Hi John,
in this marker, rent to own does not favor the buyer. Your best bet is to go the normal route. contact me.
I have many years experience and can help you with your specific Re ... more
0 votes Share Flag Wed Mar 27, 2013 Financing in Chula Vista
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