Financing in Salinas : Real Estate Advice

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Gerard Dunn, Real Estate Pro in Chevy Chase, MD
Gerard Dunn answered:
Is this a good time for FHA mortgage refinancing?
Much depends upon how long you plan on staying in the property. If it is long term - and you are not including escorws - you have a chance. Check with a local lender in your area and ... more
0 votes Share Flag Mon Dec 6, 2010 Financing in Salinas
Dan Chase, Home Buyer in Texas City, TX
Dan Chase answered:
I purchased my first house 8 months ago using FHA at 5.25%. Can I refinance now to lower my mortgage loan interest ?
I would think you could...

But consider the cost involved in refinancing. Saving 1/4% may not be worth the costs involved. You would not save much.
0 votes Share Flag Fri Mar 26, 2010 Financing in Salinas
Team Real Es…, Real Estate Pro in STATEN ISLAND, NY
Team Real EstateSINY answered:
Does anybody know of a good morgage company(in Salinas,ca) that would be able to tell if I qualify for a home loan.. Since i'm a first time
Hi Jessica,
I would advise you to contact a Bank directly. Wells Fargo is writing the majority of the loans now.
0 votes Share Flag Wed Oct 14, 2009 Financing in Salinas
Keane Ng, Real Estate Pro in Tukwila, WA
Keane Ng answered:
will mortgage holder cancel a loan if they find out that the house was really a rental not aprimary residence when it was refinanced?
Cancel the loan process? Is the loan closed?

If the loan is already closed, they may call the note due which would require you to refinance or sell. At the very least, if they foun ... more
0 votes Share Flag Thu Sep 24, 2009 Financing in Salinas
Kerry Harvell, Real Estate Pro in Monterey, CA
Kerry Harvell answered:
where can i get personal loan for poor credit?
Hi Maria! I think you might be referring to a "Hard Money" loan. It's a loan made to you by a group of investors or an individual (not by a bank). Your poor credit will count against yo ... more
0 votes Share Flag Sat Dec 26, 2009 Financing in Salinas
Liz Stevens,  in Berkeley, CA
Liz Stevens answered:
Is it possible to get a second home loan without giving a down payment?
If you can get financing for a purchase of a home, many times the financing will include a second loan as part of the financing package. Do you mean at time of purchase?
0 votes Share Flag Mon Feb 18, 2008 Financing in Salinas, CA
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