Financing in Sacramento : Real Estate Advice

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Erin Stumpf…, Real Estate Pro in Sacramento, CA
Erin Stumpf (Attardi) answered:
Me and my husband, we both have very bad credit. Curently we rent from my parent's house. We want to buy a
How bad is "very bad?" Do you know your FICO scores?
0 votes Share Flag Wed Apr 30, 2008 Financing in Sacramento, CA
Rick Feerick,  in 95628
Rick Feerick answered:
I bought a house for $420K last March with 100% financing @ 6.375 on the first and 7.0%(currently) on the
Ditto to the first answer. Stay with what you have! I don't think you can do any better, especially with 100% financing in a declining market.
0 votes Share Flag Sat Mar 1, 2008 Financing in 95833
Terryminnie, Both Buyer and Seller in Sacramento, CA
Terryminnie answered:
What's the best way to handle the accounting in a partnership?
I will apologize for not answering your question upfront. But I would like to pitch in my 2 cents, again just my 2 cents, take it or leave it. unless it is absolutely your last resort, ... more
0 votes Share Flag Sun Feb 17, 2008 Financing in Sacramento, CA
Mario Pinedo,…, Real Estate Pro in Cupertino, CA
Mario Pinedo, Ccim answered:
Can you tell me anything about reverse mortgages?
In my BNI networking and referrals meeting is a great reverse mortgage specialist. Corey Matelli is at the link below. He can answer any of the questions you may have.
0 votes Share Flag Sun Mar 2, 2008 Financing in Sacramento, CA
Ian A. Wolf, Real Estate Pro in Morristown, NJ
Ian A. Wolf answered:
Is there a program out there where if you have bad credit an investor purchases your house for you and you?
Yes. I wouldn't call it a program, but there are ways for it to be done. Essentially, an investor would gain control over your home in one of two ways. Either by purchasing it outright ... more
0 votes Share Flag Fri Jan 4, 2008 Financing in Sacramento, CA
Erin Stumpf…, Real Estate Pro in Sacramento, CA
Erin Stumpf (Attardi) answered:
Any good real estate tax professionals/book-keepers in South Sacramento?
You can contact Erika Bearry, CPA with Pomares Gardner at 916-491-0400 x13.
0 votes Share Flag Wed Nov 7, 2007 Financing in 95828
Infinity Rea…,  in Saratoga, CA
Infinity Realty Network answered:
Are there any non-owner occupied lenders that will provide 100% financing?
There are only a handful of lenders left that still actually do 100%. Non-owner is going to be extra tough but might not be impossible if seller is cooperative. Is it investment or a se ... more
0 votes Share Flag Mon Oct 15, 2007 Financing in Sacramento, CA
Gena Riede, Real Estate Pro in Elk Grove, CA
Gena Riede answered:
Is there still 100% financing? What programs are the best?
Yes, there is still 100% financing available. In fact, I am currently working with Home Buyers who are working with B of A and the Acorn Loan on a 100% financing. If you are interested ... more
0 votes Share Flag Tue Nov 6, 2007 Financing in Sacramento, CA
simplenickel, Both Buyer and Seller in San Francisco, CA
simplenickel answered:
What type of loan would you suggest for an investor who wishes to flip?
I would stick the most conventional loan you can find... (preferably 80%LTV) Many lenders will claim they require 50% loan to value on investment properties. Typically this is not the c ... more
0 votes Share Flag Sat May 12, 2007 Financing in Sacramento, CA
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