Financing in Rockville : Real Estate Advice

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Piero Marinu…, Real Estate Pro in Silver Spring, MD
Piero Marinucci answered:
Are tax return transcripts required by law or is it up to the individual bank?
The qualifications are typically based on the Freddie Mac requirements in order to sell your loan in the secondary market.
0 votes Share Flag Fri Feb 8, 2013 Financing in Rockville
Bob McClure, Real Estate Pro in Walled Lake, MI
Bob McClure answered:
Do all mortgage brokers have access to the same database or all lenders, as a result of the mortgage reforms/new laws/regulations?
good evening joe...i'm not sure what database you are referring to...anyway....i have originated mortgages for both brokers and lenders for over 16 years...if a mortgage rep works ... more
0 votes Share Flag Fri Feb 8, 2013 Financing in Rockville
Medi Pepper,  in Rockville, MD
Medi Pepper answered:
my lender could not get the deal done on a 30yr FHA but offered a 3-1 or 5-1 ARM is this a bad idea
It is a great possibility that the ARM might be better. Please call my Finance person on 202-255-4451. He's the best person to answer your question.
0 votes Share Flag Sat Feb 16, 2013 Financing in 20850
Craig Ballha…,  in Boise, ID
Craig Ballhagen answered:
Minimal cost for submiting multiple loan applications with different lenders
If you do actual submissions with various lenders, they will all have to check your credit. This is not good for your credit scores. That is your first potiental problem. When escrow ... more
0 votes Share Flag Mon Aug 24, 2009 Financing in 20850
Jon Tucker, Real Estate Pro in Columbia, MD
Jon Tucker answered:
Is it possible to purchase a home without 20% down?
Sue,

I am Jon Tucker with RE/MAX 100. Yes you can buy a home without 20%. FHA loans at 95% are still available. I have several good lenders I can refer you to who give good rates ... more
0 votes Share Flag Wed May 19, 2010 Financing in Rockville
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