Financing in Rochester : Advice

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Michael Cheng, Real Estate Pro in San Jose, CA
Michael Cheng answered:
i have excellent credit-over 800 score but little cash. would like to own a home or townhome. what are my options?
You can probably qualify for a high leverage mortgage like an FHA loan. But, your main challenge will be in winning a home and still be able to cover any appraisal differences or get l ... more
0 votes Share Flag Mon Nov 12, 2012 Financing in Rochester
Mark Melich, Real Estate Pro in Rochester, NY
Mark Melich answered:
First Time Buyer - Credits? Programs to know?
Do not feel bab about missing the tax credit, with interest rates below 4% you are much farther ahead than the receiving 8k credit. IE a $500 principal and interest payment when the cr ... more
0 votes Share Flag Sun Feb 2, 2014 Financing in 14611
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Looking for 203k mortgage, Rochester, NY
You can try Wells Fargo...
0 votes Share Flag Wed Apr 25, 2012 Financing in 14625
Mark Updegra…, Real Estate Pro in Rochester, NY
Mark Updegraff answered:
Foreigner and Equity Loan
Typical banks don't want to lend on properties under 50K. Some will though. I think 75% LTV would be about the best you could hope for with no personal guarantee and that may be a str ... more
0 votes Share Flag Tue Sep 24, 2013 Financing in Rochester
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
my husband is in the process of filing bankruptcy for himself only. I have good credit. How long do we have to wait to apply for a mortgage with me?
Only professional render an opinion is a mortgage broker who will review your loan application and financial statements and etc

Lynn911 Dallas Realtor & Consultant, Loan Officer ... more
0 votes Share Flag Mon Nov 12, 2012 Financing in 14623
Michael Walk…, Real Estate Pro in Rochester, NY
Michael Walker answered:
I am an Australian looking for Foreign National financing in Rochester. Anyone able to assist or refer me to an appropriate lender?
Hello Paul,

I work with an Austrailian Investor with whom I manage their properties as well as help them find and purchase their investment properties. He currently uses an internat ... more
0 votes Share Flag Wed Sep 29, 2010 Financing in Rochester
Raymond Camp, Real Estate Pro in 14580
Raymond Camp answered:
Can you close on a home prior to the "First Home Club" ten month grant period ending?
Good morning, Looking at the web site I would suggest contacting the bank you have the account set up with. good luck and happy house hunting. Thank you, Ray
0 votes Share Flag Wed May 6, 2009 Financing in Rochester
Leif Mermagen, Real Estate Pro in Rochester, NY
Leif Mermagen answered:
I'm a potential first-time buyer in the Rochester area.
Hello Dan,
I think that the credit is to be only applied to a single family home, condo, or townhouse. I will be learning much more about the situation tomorrow, as I am attending a m ... more
0 votes Share Flag Mon Mar 9, 2009 Financing in 14611
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