Foreclosure in Riverside County : Advice

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John Juarez, Real Estate Pro in Newark, CA
John Juarez answered:
Should foreclosure show up on credit report ?
If you are asking whether or not we think that an adverse report should appear on your credit report, I have a question for you. What difference will our opinion make? You have been sai ... more
0 votes Share Flag Wed Jan 14, 2015 Foreclosure in 92584
Jory Blake, Real Estate Pro in Riverside, CA
Jory Blake answered:
How does deed in lieu work if there are two mortgages?
In California, the 1st lien-holder may/ may not accept a "deed-in-lieu of foreclosure" then liquidate the property. Ina purchase money scenario,The 2nd lien holder (Junior or subordinat ... more
0 votes Share Flag Sat Apr 6, 2013 Foreclosure in 92592
Jory Blake, Real Estate Pro in Riverside, CA
Jory Blake answered:
I gave my house up during my 2008 bankruptcy. Bank of America didn't foreclose the property until 2012.
Ok, quick question for your lender....Did you verify the recording date of the foreclosure before telling me I could obtain a loan?

It is easy to print out a pre-approval letter and ... more
0 votes Share Flag Thu May 15, 2014 Foreclosure in Riverside County
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
I am the seller (short sale) we put everthing in storage, escrow set back for an umlimited time period what can the seller do for living comfort?
I thought you were the seller. I would think you are on your own to do the best you can.
0 votes Share Flag Sun Mar 17, 2013 Foreclosure in Beaumont
Greg Herman, Real Estate Pro in Murrieta, CA
Greg Herman answered:
Buying a home with a BK and foreclosure
I have a chart that gives you all of your time frames for each scenario and it covers all types of loans. Please contact me and I'll be glad to email it to you. It is very comprehensive ... more
0 votes Share Flag Sun Mar 24, 2013 Foreclosure in Temecula
Artbysuni, Home Buyer in Yucaipa, CA
Artbysuni asked:
Pawnee circle cherry valley, foundation in place? how old is the unit, retro foundation?

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This question was asked from this property: http://www.trulia.com/foreclosure/3095669820--Pawnee-Cir-Cherry-Valley-CA-92223
0 votes Share Flag Wed Jun 4, 2014 Foreclosure in Cherry Valley
Carol Reed, Real Estate Pro in Lake Elsinore, CA
Carol Reed answered:
What are the properties owned by an individual?
Hi Emomark,

Standard sales are owned by individuals. Standard sales can also be owned by corporations that flip properties, the transaction would be the same as one owned by an indi ... more
0 votes Share Flag Tue Feb 26, 2013 Foreclosure in Lake Elsinore
Ashley Cooper, Real Estate Pro in Temecula, CA
Ashley Cooper answered:
Help buying foreclosure property in Temecula CA
Hi!! I can help!! Please give me a call. My number is 951-514-7854 or you can email me at ashleycooper4homes@gmail.com. I have helped numerous home buyers in your same situation. I ... more
0 votes Share Flag Sun Mar 24, 2013 Foreclosure in Temecula
California M…, Other/Just Looking in San Andreas, CA
California Market answered:
I hav good credit but no money for escrow or closing do they hav a first time buyer program for me
Ron, please send me an email. I will provide with a contact information with a Loan Officer, that works with GRANTS and subsidies, and including with Lender Paid Closing Costs.
0 votes Share Flag Sat Jan 10, 2015 Foreclosure in Beaumont
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
Foreclosure or Deed In Lieu after Chapter 7 Bankruptcy
It'll only take another hit if the mortgage reports the foreclosure/deed-in-lieu... as foreclosures & deed-in-lieu of foreclosures do not appear in the "public records" section of a cre ... more
0 votes Share Flag Sun Aug 18, 2013 Foreclosure in 92592
John Juarez, Real Estate Pro in Newark, CA
John Juarez answered:
I am currently renting a house. Do I still pay rent to the owner after I received a Substitution of Trustee notice? Is the house in foreclosure?
You should pay rent as always. An upcoming sale – or a foreclosure – does not extinguish your obligation to pay rent. Do you have a lease? If so, you may have some protect ... more
0 votes Share Flag Tue Jan 1, 2013 Foreclosure in Riverside County
John Juarez, Real Estate Pro in Newark, CA
John Juarez answered:
Hi, can someone till me what this means, ''SUBSTITUTION OF TRUSTEE''
Hello, Pamela,

Are you asking that question because you have received a legal notice from your lender which contains that wording? Have you received a Notice of Default? If so, that ... more
0 votes Share Flag Thu Jan 24, 2013 Foreclosure in Desert Hot Springs
Michael Cult…, Real Estate Pro in Hemet, CA
Michael Culton answered:
Are these properties in Parkside Village?
There are several tracts in San Jacinto with Mello Roos taxes. If Parkside Village is in Rancho San Jacinto it will have Mello Roos however the time period for the Mello Roos was 20 ye ... more
0 votes Share Flag Mon Dec 24, 2012 Foreclosure in 92582
Jory Blake, Real Estate Pro in Riverside, CA
Jory Blake answered:
I was told no mello roose and said no in my escrow papers
Hello , at one point during escrow you must have signed the disclosure regarding the taxes on your purchase. Contact your buyers agent and ask them to supply the signed NHD report. You ... more
0 votes Share Flag Mon Dec 24, 2012 Foreclosure in 92582
Jim Olive, Real Estate Pro in Key West, FL
Jim Olive answered:
IN A FORECLOSURE THAT HAS A SECOND THAT BOUGHT LOAN FROM COLLECTION AGENCY. WILL THAY GET NOTHING IN FORECLOSURE OR CAN THEY COME AFTER US LATER?
They can certainly come after you, but the question is will their claim hold up in court. For that, I would consult a legal professional, not a bunch of real estate agents. Best of lu ... more
0 votes Share Flag Mon Dec 24, 2012 Foreclosure in Wildomar
Lon Mapes, Real Estate Pro in 92373
Lon Mapes answered:
Does having a living trust as the owner of your properties provide complications or benefits for a short sale?
That is a question for a real estate attorney. My personal professional opinion would that it would not cause a major issue. But again, I'm not an attorney so would need to defer to t ... more
0 votes Share Flag Tue Nov 6, 2012 Foreclosure in Riverside
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
My HOA owns the deed to my home.I am disabled & have 40 days to move which is impossible.. what can I do?
See a lawyer. Find out what your options are.

Hope that helps.
0 votes Share Flag Sat Oct 20, 2012 Foreclosure in 92585
Ray Wright, Real Estate Pro in 92506
Ray Wright answered:
Deed in lieu is there a way to guarantee that we would get relocation assistance to relocate? In writing before the paper work is signed?
Cash-for-keys (relocation assistance) is completed typically to get you to move out within a short period of time and leave the home free and clear of any trash or debris. There are ce ... more
0 votes Share Flag Tue Jan 15, 2013 Foreclosure in 92240
Greg Cook 95…, Real Estate Pro in Temecula, CA
Greg Cook 951-265-4532 answered:
BANKRUPTCY WITHOUT REAFFIRMING 1ST AND 2ND MORTGAGE
If you did not reaffirm your debts then the lender would have petitioned to have the loans taken out of the bankruptcy proceedings (because they're secured debt) and then started forecl ... more
0 votes Share Flag Sun Sep 30, 2012 Foreclosure in 92592
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