Home Buying in Richmond County : Real Estate Advice

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Stephanie Mi…, Real Estate Pro in Glen Allen, VA
Stephanie Miller answered:
Walk Away? Major leak in MB: new subfloor&tiling installed.House replumbed b/c PolyButylene. THEN word that person w/ POA does not have it.
If you are concerned about polybutylene pipes check out this website. Very informative. http://www.polybutylene.com/poly.html
0 votes Share Flag Mon Mar 25, 2013 Home Buying in Richmond
Ryan Sanford, Real Estate Pro in Chesterfield, VA
Ryan Sanford answered:
I need to secure homeowner's insurance before closing. What companies are favored by Richmonders or Virginians? Thanks!
Hi Kay-

Call my neice at Sanford Insurance. Her name is Ashley and her number is 804-639-0072 They are a Broker so they have several different carriers they can shop you with and I r ... more
0 votes Share Flag Mon Apr 8, 2013 Home Buying in Richmond
Charles Rori…, Real Estate Pro in Grants Pass, OR
Charles Rorive answered:
property with a cemetery on it. House has a lot of pluses, large parcel there is an easement for visitors, would this be a negative for resale?
jbluffton,

Any easement on a property could be a negative for resale... It all depends on the buyers. Somewhere out there, are buyers that will buy the parcel thinking that the easm ... more
0 votes Share Flag Mon Mar 4, 2013 Home Buying in Richmond
Cynthia Cain,  in Midlothian, VA
Cynthia Cain answered:
I am looking to buy a house,but Iam looking to finance by owner isit possiable?
Yes, it is certainly possible. I helped buyers find an "owner financed" home this past fall. I personally bought an investment property years ago this way in "the fan" & also in another ... more
0 votes Share Flag Mon Mar 4, 2013 Home Buying in Richmond
Bentley Affe…, Real Estate Pro in Midlothian, VA
Bentley Affendikis answered:
I want to see home to buy in Richmond,va
What home do you want to see?
bentley.affendikis@joynerfineproperties.com
804-938-3539 call or text
0 votes Share Flag Mon Jan 21, 2013 Home Buying in Richmond
Keith Jean-P…, Real Estate Pro in East Brunswick, NJ
Keith Jean-Pierre answered:
I am a home owner and I am ready to buy my first investment property. I want to flip it ( buy it fix it sell it). Who does loans that will allow me?
It all depends on your credit situation and income ratios. In most situations you are going to be required to put down a mininum of 20% down on your second property and have plenty of a ... more
0 votes Share Flag Sat Mar 2, 2013 Home Buying in Richmond
Pam Davis, Real Estate Pro in Richmond, VA
Pam Davis answered:
I plan to purchase a house. Would the lender require my husband's income and tax documents (we file separately) to approve me for a mortgage?
You really need to speak to a lender as soon as possible. There are many factors involved including credit score, employment, salary, etc. How taxes are filed doesn't really have a be ... more
0 votes Share Flag Thu Feb 20, 2014 Home Buying in Richmond
Robin Silver…, Real Estate Pro in Garden City, NY
Robin Silverberg answered:
what kind of grants would I qualify for if purchased an older home than need major repairs?
Generally the best person to ask about grants is someone in your local area, however you could also consider a 203k loan, which is an FHA rehab loan, that would give you money for major ... more
0 votes Share Flag Sun Sep 15, 2013 Home Buying in 23223
Doc & Ellen…, Real Estate Pro in San Antonio, TX
Doc & Ellen Stephens answered:
Loan was submitted last week to usda for approval will I close in November as schedule
Whoa, good luck! USDA Loans can take 60 days or even longer to be approved. Make sure your lender is VERY pro-active and follows up every day. You may also consider extending the clo ... more
0 votes Share Flag Fri Nov 16, 2012 Home Buying in Richmond
Ann Mullikin, Real Estate Pro in Glen Allen, VA
Ann Mullikin answered:
Do I need to repay my First Time Home Buyers Tax Credit?
You might want to check with a tax professional, but after working with another client, I do think you might have to pay a portion or all of the grant money back if you do purchase anot ... more
0 votes Share Flag Fri Oct 26, 2012 Home Buying in Northern Barton Heights
Mike Hogan, Real Estate Pro in Richmond, VA
Mike Hogan answered:
Any opinions or details related to Hallmark Home Builders in Richmond, VA?
I can't speak to the past complaints about Hallmark- but I've been in several of their new homes and I have to say the homes are built extremely well. I've sold 3-4 of their homes over ... more
0 votes Share Flag Fri Mar 1, 2013 Home Buying in Richmond
David Lydiard, Real Estate Pro in Glen Allen, VA
David Lydiard answered:
are there any areas of the greater richmond that have sidewlks, just moved here and cant find a neighborhood with sidewalks. dont like that.
Welcome to RIchmond, Jeff! You've got to check out Bellevue in the Northside. Historic neighborhood, big trees, sidewalks, restaurants, shops, and real houses. I-95, I-64, and Powhit ... more
0 votes Share Flag Wed Oct 10, 2012 Home Buying in Richmond
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
"Finished Basement" - how is it defined, and how much value does it add?
You are OVER-THINKING this:

The primary VALUE in a basement is possibly to the Buyer; if they want one.
It is a very difficult item for Appraisers to evaluate;
and there are no uni ... more
0 votes Share Flag Tue Aug 28, 2012 Home Buying in Richmond
Ann Mullikin, Real Estate Pro in Glen Allen, VA
Ann Mullikin answered:
FHA 203k Rehab Loan
If anyone says you can qualify for a 203K loan with a 580 score you should be very leery. Generally you may be getting a rehab loan, but it will not be a FHA 203K as their credit guide ... more
0 votes Share Flag Sat Oct 12, 2013 Home Buying in Richmond
Dominique Wi…,  in Clovis, CA
Dominique Wilder answered:
Seriously thinking about becoming a loan officer, is this a good career choice??
Hi Liz,

I was a mortgage loan officer for years but got out of it when all the rules changed. I loved it. If you truely care about people and are willing to work very hard you will ... more
0 votes Share Flag Tue Aug 7, 2012 Home Buying in 23221
Tina Beasley, Real Estate Pro in Richmond, VA
Tina Beasley answered:
Want to buy a home but credit score is low.
You will need to get your score up. Most loan programs are looking for a score of 620 to 640 minimum. In order for your finance to be on the loan, he will need to meet the minimum score ... more
0 votes Share Flag Fri Nov 16, 2012 Home Buying in Richmond
Tony Proto, Real Estate Pro in Richmond, VA
Tony Proto answered:
How long do closings take in Henrico or mechanicsville? Relocating, lease up at the end of feb. And wondering when to start looking in earnest.?
Assuming a mortgage will be required, you should allow for 30 - 45 days after a contract is written, for planning purposes. Ask your lender how much time they require to close the loan ... more
0 votes Share Flag Sat Jul 14, 2012 Home Buying in Richmond
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