Financing in Queens County : Advice

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Marco Gomez, Real Estate Pro in Bayside, Queens, NY
It's great news to hear that the FED announced on Wednesday that it will invest... Read more
Blogged Thu Sep 22, 2011 by Marco Gomez Market Conditions Home Buying Financing
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Edgar Moline…, Real Estate Pro in New York, NY
Have you ever wondered what a mortgage payment might look like for a particular ... Read more
Blogged Fri Nov 22, 2013 by Edgar Molineros Home Buying Financing Investment Properties
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Marco Gomez, Real Estate Pro in Bayside, Queens, NY
From NY 1 Reporter Jill Urban Click here for the article on NY104/29/2011 11:58 ... Read more
Blogged Fri May 6, 2011 by Marco Gomez Home Buying Financing
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Manu Kapoor, Real Estate Pro in Queens, NY
Originations are at the lowest rate since 2008 “New account originations have ... Read more
Blogged Fri Feb 14, 2014 by Manu Kapoor Home Buying Financing Investment Properties
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Manu Kapoor, Real Estate Pro in Queens, NY
Hybrid ARMs More Popular Than Those with a Fixed Re-pricing Schedule Hybrid adju... Read more
Blogged Wed Jan 29, 2014 by Manu Kapoor Home Buying Financing Investment Properties
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Manu Kapoor, Real Estate Pro in Queens, NY
EverBank Reports Strong Growth in Jumbo Originations EverBank Financial Corp. st... Read more
Blogged Wed Jan 29, 2014 by Manu Kapoor Home Buying Financing Investment Properties
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Manu Kapoor, Real Estate Pro in Queens, NY
Jumbo Mortgages Are Coming Back As the real estate market recovers, high cost me... Read more
Blogged Fri Jan 24, 2014 by Manu Kapoor Home Buying Home Selling Financing
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Manu Kapoor, Real Estate Pro in Queens, NY
 Mortgage Rates Dampens Consumer DemandFewer consumers filed applications f... Read more
Blogged Thu Feb 10, 2011 by Manu Kapoor Home Buying Financing
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Nida Kabbaj, Real Estate Pro in Queens, NY
Ever since health care reform was enacted into law more than two years ago, rumo... Read more
Blogged Fri Oct 12, 2012 by Nida Kabbaj Home Buying Home Selling Financing
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Manu Kapoor, Real Estate Pro in Queens, NY
Fixed Rates Reach Record-Low As the employment situation continues to raise conc... Read more
Blogged Fri Jun 8, 2012 by Manu Kapoor Home Buying Home Selling Financing
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The Pierre T…, Real Estate Pro in Springfield Gardens,...
President Passes New Refinance Plan To Reduce The Amount New York Homeowners Owe... Read more
Blogged Sat Mar 31, 2012 by The Pierre Team Financing
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Manu Kapoor, Real Estate Pro in Queens, NY
 Prospective Homebuyers Interested in ForeclosuresA new study conducted by ... Read more
Blogged Thu May 19, 2011 by Manu Kapoor Home Buying Home Selling Financing
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Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Is it inadvisable to use an FHA loan under the current buying environment? Also, what are the type of properties one can purchase if one uses FHA?
Your loan officer can better advise as to the best loan option for you after he/she has reviewed your overall financials. FHA loans cannot be used for co-op purchases, and it excludes s ... more
0 votes Share Flag Fri Apr 5, 2013 Financing in Forest Hills
Gail Gladsto…, Real Estate Pro in 11743
Gail Gladstone answered:
What is rent to own furniture?
Lease the furnitute for a required amount of time and either own it at the end of that time or you may be given a dollar amount buyout at the end of the period.

It is very similar to ... more
0 votes Share Flag Tue Jun 25, 2013 Financing in Queens
Keith Jean P…, Real Estate Pro in East Brunswick, NJ
Keith Jean Pierre answered:
Are lenders still offering option ARMS?
Yes but you have to be qualified. Not very popular as an option these days.
0 votes Share Flag Thu Apr 4, 2013 Financing in Queens
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
What are some ways for first-time buyers to save on their down payment and other initial costs?
Be aware that a mortgage pre-approval letter is required in order to determine your price range and for any offers to be taken seriously, therefore for answers to questions visit with a ... more
0 votes Share Flag Mon Apr 29, 2013 Financing in Queens
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
I’ve heard about Fannie Mae programs. Will they really help me buy a house?
Consult with any licensed loan officer, he/she can better advise after reviewing your overall financials.
0 votes Share Flag Wed Apr 3, 2013 Financing in Queens
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Is Private Mortgage Insurance Tax Deductible in 2013?
When it comes to any tax related questions, it's best to consult with your tax professional, and or attorney....
0 votes Share Flag Thu Apr 4, 2013 Financing in Queens
Javier Menes…, Real Estate Pro in Farmingdale, NY
Javier Meneses answered:
I'm looking to put a 10% down payment on a condo. The bank denied my loan because the condo is not budgeting for enough reserves on the 2013 budget.
No, if you're putting less than 20% down payment, you're going to get what's called a full review. This means that ANY lender you go to will need to document the condo's current budget ... more
0 votes Share Flag Mon Feb 25, 2013 Financing in 11414
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
If I buy a multi-family house, does the banks require that I find tenants for the units I will rent so that I can use the rental income to qualify?
Steve,

It isn't a requirement that you find tenants, but if you want to use rental income to help you qualify then it's a requirement that there are tenants. The rental income can ... more
0 votes Share Flag Fri Mar 1, 2013 Financing in Astoria
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