Portland : Real Estate Advice

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Joseph Butko…, Real Estate Pro in South Portland, ME
Joseph Butkovic answered:
My fiance and I are looking to purchase a home this fall or next spring. Q about Down Payment?
Hi Alicia,

The answer is yes to both of your questions. I would be happy to help you out with this and put you in contact with the right mortgage professional to answer all of your ... more
0 votes Share Flag Mon Apr 30, 2012 General Area in Portland
Patrick Dona…,  in Portland, ME
Patrick Donahue answered:
How do I find a plot plan?
Gracie go to www.portlandassessor.com and enter the address.

Patrick Donahue
Great Atlantic Realty Group
207-329-7544
0 votes Share Flag Thu May 10, 2012 In My Neighborhood in 04102
Paul Diou, Real Estate Pro in Portland, ME
Paul Diou answered:
I'm buying a 2unit through FHA firsttime homebuyers and 203k streamline for the repairs. Is the 3.5% down for the whole loan or just the sale
Hi there: I believe that you need 3.5% of the entire loan amount : not just the sales price. I would check with your lender to make sure but that is my understanding and I help my buy ... more
0 votes Share Flag Tue Feb 7, 2012 Home Buying in 04102
Michael Emery,  in Minneapolis, MN
Michael Emery answered:
David Deschaine Roofing went Bankrupt. Does that mean any warranties and guarantees are now void?
It would depend on whether the warranties were self insured or whether he used an outside insurer to cover liability.

The actual materials used (shingles) would have a manufacturers ... more
0 votes Share Flag Mon Oct 28, 2013 Home Selling in 04102
Tom Caron,  in Portland, ME
Tom Caron answered:
Roof Masters Maine: What is the industry standard for the return rate, upon sale, on a new roof. Some pundits claim 110% --Roof Masters Maine
The average rate of return nationally is 74%, according to my source.
0 votes Share Flag Tue Dec 27, 2011 Home Selling in 04102
Charlene Ham…, Real Estate Pro in Camden, ME
Charlene Hamiwka answered:
I am trying to locate property in ME that fits at least 2 acres on lakefront lot or home up to 400K
I actually focus on this type of property, helping people who don't know exactly where they want to be, but know they want a particular type of home.. I have lived and worked all o ... more
0 votes Share Flag Tue Mar 19, 2013 Home Buying in Portland
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
Is it time for me to buy a house?
Achomie,
You sound ready; based on your last line, "I really feel that I am ready..." and you know yourself better than I do, so I'll assume you're ready.
As fo ... more
0 votes Share Flag Thu Apr 21, 2011 Home Buying in 04103
Kevin O'Hare,  in Portland, ME
Kevin O'Hare answered:
I want to know about Property redevelopments in Mumbai, India?
Wow that is not a question we see very often on here! I was in India in February of this year, and it is a great place to invest. What types of information are you looking for? Most ... more
0 votes Share Flag Wed Aug 1, 2012 How To... in East Bayside - India Street
Murphy Team, Real Estate Pro in Portland, ME
Murphy Team answered:
I want to set up an appointment to see any unites at 45 Eastern Promenade in Portland on 02/26-27
We would be delighted to show this to you. What time would you like to see it?
0 votes Share Flag Tue Feb 22, 2011 Home Buying in Downtown
Murphy Team, Real Estate Pro in Portland, ME
Murphy Team answered:
Hi interested in the Chandlers Wharf rental 708 in portland maine whom do I contact?
We do not do rentals, but can get you a great deal on a condominium in Portland or nearby. Let us know if we can help.
0 votes Share Flag Tue Feb 15, 2011 Rentals in Portland
Rick Beal, Real Estate Pro in Portland, ME
Rick Beal answered:
Do I have to declare owner occupancy on a single family home? I intend to purchase one and rent it out but would like the low FHA financing. Any help?
Hello Aconway04,

I'm sure a loan officer will answer soon and they will know definitively, but it's my understanding that the down payment amount and interest rate are very ... more
0 votes Share Flag Mon Jan 17, 2011 Home Buying in Portland
Rick Beal, Real Estate Pro in Portland, ME
Rick Beal answered:
A friend is 10 years into a mortagage and owes 80000, whats the process of taking over her loan, in my name?
Hi Mainegoods, I'm sure a mortgage professional will answer soon, but you will need to read the mortgage (which can be found at the local Registry of Deeds) to make sure it's ... more
0 votes Share Flag Wed Oct 27, 2010 Home Buying in 04103
Linda M. Sny…,  in Auburn, ME
Linda M. Snyder, M.S. answered:
Does anyone have advice about Portland, Me?
Hi Jessica,

My husband has a rentals & property management company - On the Spot Rentals (http://onthespotrentals.com). We don't currently have any apartments in the Portlan ... more
0 votes Share Flag Tue Oct 5, 2010 Rentals in Portland
Rick Beal, Real Estate Pro in Portland, ME
Rick Beal answered:
how much are the taxes per year?
Hi Ros,

Do you have an MLS number or address?
0 votes Share Flag Thu Jun 3, 2010 Home Buying in Portland
Murphy Team, Real Estate Pro in Portland, ME
Murphy Team answered:
Hey what's the East End neighborhood like?
The East End has enjoyed a rennaisance over the past 15 years and become one of Portland's favorite places to live. It is located on the end of the Portland Peninsula which makes i ... more
0 votes Share Flag Wed Feb 24, 2010 In My Neighborhood in East End
Carole L. Ma…, Real Estate Pro in WELLS, ME
Carole L. MacCollum answered:
If one is selling by owner, how can you get listed on Trulia?
From the Help Section:

"Trulia FAQ's
Trulia Help Center > For Home Buyers and Sellers > Using My Trulia >

Can I list my home on Trulia?
At this time we are ... more
0 votes Share Flag Fri Jan 29, 2010 Home Selling in 04103
Murphy Team, Real Estate Pro in Portland, ME
Murphy Team answered:
what is the homeowners association for this house. 52 Willow Lane
There is a $60.00/month association fee. Not sure what the funds are for since the listing indicates that the street is public. There could be landscaping or plowing involved, but this ... more
0 votes Share Flag Mon Apr 26, 2010 In My Neighborhood in Libbytown
Dallas Texas, Real Estate Pro in Dallas, TN
Dallas Texas answered:
is it normal for a selling agent to go to a buyers mortgage broker to see how much they qualify for if they think the offer was not high enough?
I am a listing / buyers agent, however in most instances no.

Pre-qualification letter been attached sale offer.

Mortgage broker who represents buyer can't disclose any inf ... more
0 votes Share Flag Sun Dec 6, 2009 Home Buying in Portland
John Shellin…, Real Estate Pro in Pearland, TX
John Shellington answered:
Ford Motor Credit just reported me 30 days late for 4 months straight saying I missed a payment, can I still get a VA loan?
You'll need to get your credit scores back up to a minimum of 620 and possibly higher. Underwriters are looking for clean credit histories after a bankruptcy discharge.
0 votes Share Flag Wed Nov 11, 2009 Financing in Portland
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