Home Buying in Pittsburgh : Real Estate Advice

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Blair W. Coh…, Real Estate Pro in Monroeville, PA
Blair W. Cohen answered:
What are some tips for first-time home buyers?
Get a good Buyer's Agent to represent you and get pre-approved for a mortgage by a good mortgage person (unless you are purchasing with all cash). The right people, who are knowle ... more
0 votes Share Flag Wed Mar 21, 2012 Home Buying in Pittsburgh
Doug Caye, Real Estate Pro in pgh, PA
Doug Caye answered:
Which costs are potentially negotiable in closing costs
If its an actuak "closing cost" than it is a fee needed to fund the loan- whether it is a portion of the transfer tax- a years home owners insurance, a years county, local and ... more
0 votes Share Flag Wed Apr 11, 2012 Home Buying in Pittsburgh
Mike Spagnolo, Real Estate Pro in Bridgeville, PA
Mike Spagnolo answered:
What are some surprises that first-time buyers encounter when purchasing a home?
The biggest surprise is how much it cost to close!
myself or another agent would be able to give you a cost estimate on a particular house or price range.
the days of 100% loans are o ... more
0 votes Share Flag Wed Mar 21, 2012 Home Buying in Pittsburgh
Jim O'Rourke,  in Philadelphia County,...
Jim O'Rourke answered:
Short Sale Seller Wants Cash
Short answer is that this is probably a good example of Short Sale fraud. Red flags on this...beware!
0 votes Share Flag Tue Feb 28, 2012 Home Buying in 15213
Daniel, Other/Just Looking in Baton Rouge, LA
Daniel answered:
Why do Real Estate agents continue to put a commitment date on the sales agreement for an FHA loan?
loan commitment dates are applied to all financed transactions, not just fha. It is to force the buyer to comply
0 votes Share Flag Tue Jan 20, 2015 Home Buying in Pittsburgh
Blair W. Coh…, Real Estate Pro in Monroeville, PA
Blair W. Cohen answered:
I am looking to get a mortgage with a co-applicant. My credit score is above 720 and the co applicant is 550. Any one know of any lenders?
An FHA with 10% down might work with a credit score at 550. But if you can go it without the lower score it would be much better unless you need the co-buyer for income.
0 votes Share Flag Sat Feb 11, 2012 Home Buying in Pittsburgh
John Walin, Real Estate Pro in Libertyville, IL
John Walin answered:
I am not pleased with my realtor. What should I expect from a realtor as a buyer?
Interview 3 agents. Some agents look at a fussy buyer looking for a 100-150k house as not being worth their time. I'm not saying your fussy, but perhaps he is sending you signals t ... more
0 votes Share Flag Sat Mar 24, 2012 Home Buying in 15206
Doug Caye, Real Estate Pro in pgh, PA
Doug Caye answered:
I'm looking for rent to own property in Mt. lebanon. Does anyone where I can get some help?
Hello- Your price range would support a decent home in Mt Lebanon. I know of no rent to owns in that area at all- properties usually turn over pretty quickly there and demand is always ... more
0 votes Share Flag Mon Jan 9, 2012 Home Buying in Pittsburgh
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
Can I qualify for a mortgage with a low 600 credit score, and 10% down if I am receiving state assistance?
Shane a loan officer would need to look at your whole financial pictur eto be able to tell you, you should meet with a local and trusted loan officer who can prequailify you at no cost ... more
0 votes Share Flag Sun Jul 21, 2013 Home Buying in Pittsburgh
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
I am interested in house that I found on Trulia but it seems that this property has 2 differnt realst co's, homeowner trying to rent is this ...
If it looks like a skunk,
and it smells like a skunk.......

Listing on a Website is quite a bit different from listing on the local MLS:
MLS will not accept more than one Listing o ... more
0 votes Share Flag Mon Dec 19, 2011 Home Buying in Stanton Heights
Roland Vinya…, Real Estate Pro in Sprakers, NY
Roland Vinyard answered:
What advantages/disadvantages are there to paying cash for a house?
No bank's cost, no mortgage, low overhead, no fears if you pay cash. You get a mortgage tax deduction if you finance.

I would look at the interest my money earns where it is ver ... more
0 votes Share Flag Wed Dec 21, 2011 Home Buying in Pittsburgh
Tony Ashworth, Real Estate Pro in Lakeville, MN
Tony Ashworth answered:
Hello what are some of the criteria's for buying a house.
Dear PA renter,

Buying a house is a very fun & exciting process!

I think that chosing an agent that you trust is a very important first step. Ask around for a referral if you ... more
0 votes Share Flag Tue Jan 3, 2012 Home Buying in Pittsburgh
Frank Mcclen…, Real Estate Pro in Forest Hills, MI
Frank Mcclendon answered:
yes im looking to rent to own in the penn hills plum, monroeville area my credit is 540 and im a veteran, Have letter of elgibility. I need help
dculliversr, I have a rental in Penn Hills,near Churchill Country Club. It's a two bedroom in immaculate condition for 700.00 . Pleasae call me at 412-670-6484.

Frank
0 votes Share Flag Sun Nov 20, 2011 Home Buying in 15235
Becky Price, Real Estate Pro in Allison Park, PA
Becky Price answered:
how are comps detremined, and what detremines an apprasial?
Comps are comparable properties that have sold recently or that are for sale in your home's area. Realtors will pull data and give you a range of what similar homes have sold for ... more
0 votes Share Flag Wed Nov 2, 2011 Home Buying in Pittsburgh
Christa Ross, Real Estate Pro in Cranberry Twp, PA
Christa Ross answered:
Why are there so many homes for sale in Upper St Clair, 157 homes in an area of 9.5 sq. miles... thank you
No real reason, Upper Ct Clair is a very popular area and dense with single family housing. People are frequently moving in and out, Some are moving in to be in the highly ranked school ... more
0 votes Share Flag Mon Aug 29, 2011 Home Buying in Pittsburgh
Brian Teyssi…, Real Estate Pro in Pittsburgh, PA
Brian Teyssier answered:
Looking for a buyer agent in Dickson TN or Nashville (west). Recommendations please?
I can research a quality agent in that area, present the results of a few good ones and why they are good if you would like.

Please contact me for more information.
0 votes Share Flag Thu Aug 4, 2011 Home Buying in Pittsburgh
Brian Teyssi…, Real Estate Pro in Pittsburgh, PA
Brian Teyssier answered:
Agent told me there was another offer and since then the bank has dropped the price. My offer is now above asking. Should agent have informed me?
Thanks for your question Jessica.

Without knowing the krucks of your deal we would just be speculating. Maybe it was not the price but the type of financing, closing date or other p ... more
0 votes Share Flag Mon Aug 22, 2011 Home Buying in Pittsburgh
David Burnham,  in Washington, DC
David Burnham answered:
My equifax score is 629,but my fico score is 580. Why is that and will I be able to get a VA loan?
They are probably both your FICO score. Where did you get these scores? Keep in mind that a 'FICO Score' is actual a score from a model that was created by Fair Issacs and t ... more
0 votes Share Flag Sat Jul 16, 2011 Home Buying in 15210
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
We are looking at a home that is a rehab home. How could we get a loan to purchase the property?
If you are asking about a home that was purchased, refurbished and then re-sold:

The Lender generally wouldn't care, except,
The house may now qualify for an FHA loan, where it ... more
0 votes Share Flag Sat Oct 1, 2011 Home Buying in Pittsburgh
Evan H. Stein,  in Pittsburgh, PA
Evan H. Stein answered:
Finding agent?
Tzc: which property are you interested in? I can help you if you'd like...?
0 votes Share Flag Mon Jul 11, 2011 Home Buying in Pittsburgh
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