Home Buying in Philadelphia : Advice

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Marina Weins…, Real Estate Pro in Philadelphia, PA
Marina Weinstein answered:
I'm looking for at least 3bedrooms/2bath/garage parking/finished basement home w/i 10 miles Phila VA. My credit is not great. Please help Teresa
Teresa,
I would be happy to help you. Please call me at 215-990-4058 to discuss the details
0 votes Share Flag Sat Jan 18, 2014 Home Buying in Kingsessing
Alan Openshaw, Real Estate Pro in Warminster, PA
Alan Openshaw answered:
Down Payment Help!
Hello Gladys,

FHA requires that you have 3.5% of the purchase price for down-payment.
Some other programs VA USDA and PHFA requires no down payment but they may or may not be availa ... more
0 votes Share Flag Fri Nov 16, 2012 Home Buying in Philadelphia
Jonathan Unr…, Real Estate Pro in Philadelphia, PA
Jonathan Unrath answered:
Is this neighborhood looking up or down?
I happen to like the area. Give me a call or email and we can go check out the neighborhood together while checking out the home this week!

Jon Unrath
JUnrath12@comcast.net
267 96 ... more
0 votes Share Flag Mon Nov 5, 2012 Home Buying in East Germantown
Don Sherman, Real Estate Pro in Philadelphia, PA
Don Sherman answered:
who r the owners of 2312 afton?
You can look that up on the city website.
0 votes Share Flag Mon Nov 5, 2012 Home Buying in Rhawnhurst
Sheri Curci, Real Estate Pro in Philadelphia, PA
Sheri Curci answered:
What is the asking price for this property, 1206 South 46th Street, Philadelphia PA? Is it for Sheriff Sale?
Not Listed in PA Trend MLS (yet)..... Public recordes shows there was a sherrif sale back in 95 for 5k. Could well possibly be another Sherrif Sale too!

All the Best John Curci RE/MA ... more
0 votes Share Flag Mon Nov 5, 2012 Home Buying in Kingsessing
Don Sherman, Real Estate Pro in Philadelphia, PA
Don Sherman answered:
I am interested in purchasing a condo in Bakers Bay and am wondering what are the pet restrictions.
Good morning Peggy

Bakers Bay allow cats.Dogs are only allowed if they are service dogs.
I will be happy to assist you in the purchase of a condo and if you have a house to sell I w ... more
0 votes Share Flag Thu Nov 1, 2012 Home Buying in Philadelphia
Don Sherman, Real Estate Pro in Philadelphia, PA
Don Sherman answered:
I was pre-approved for my mortgage and my credit inquiry dropped my fico 27 points! I am now a 600!!!! will this cause my loan to be denied??
One inquiry droppped your score that much? Have not heard of that happening.
0 votes Share Flag Thu Nov 1, 2012 Home Buying in Philadelphia
Dmytro V. Bo…, Real Estate Pro in Philadelphia, PA
Dmytro V. Bova answered:
i would like to buy a home instaed of renting im a first time buyer though, a little help?
Roxy,
This is a good decision you made.
I can refer you to mortgage lenders, title companies, advise you on your insurance and so on.
Often filled with doubt and uncertainty, it is ... more
0 votes Share Flag Wed Oct 31, 2012 Home Buying in Philadelphia
Sheri Curci, Real Estate Pro in Philadelphia, PA
Sheri Curci answered:
If you could buy your home all over again, what would you do differently?
Have a man cave with a private enterance with a code key pad that identifies thunb prints

John Curci RE/MAX 215-757*2889
0 votes Share Flag Thu Nov 1, 2012 Home Buying in Philadelphia
Carol Murray…, Real Estate Pro in Montgomery County, PA
Carol Murray Cei answered:
how does the inclusion of a balloon payment (to be made down the road) affect the calculation of the monthly payment the buyer has to make?
Hello, John and Pam

Here is how a balloon payment works.

1. You choose the amortization payout. Do you want to pay a 30 year payment or a 15 year (30 year costs less per month
... more
0 votes Share Flag Tue Oct 30, 2012 Home Buying in Philadelphia
David Siegel, Real Estate Pro in Boston, MA
David Siegel answered:
should we hold the mortgage on a commercial property?
sure. what could possibly go wrong?
0 votes Share Flag Wed Oct 31, 2012 Home Buying in Philadelphia
Michael P Co…, Real Estate Pro in Philadelphia County,...
Michael P Cohen 610-642-0347 answered:
HUD denied my 3 rd extention to close. I got clear to close the same day. What are my chances of winning the apeal of the denial with HUD?
I have never seen hud declince an extenstion, just make sure you do not do it last minute
0 votes Share Flag Mon Oct 29, 2012 Home Buying in 19119
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
Which, if any, banks in PA provide 80/10/10 Piggybacks today?
Not only in PA but anywhere in the US the answer is virtually none. Thise tyoes of loand were on te higher end of foreclosures. you should contact a local and trusted loan officer to ge ... more
0 votes Share Flag Mon Oct 29, 2012 Home Buying in 19104
Carol Murray…, Real Estate Pro in Montgomery County, PA
Carol Murray Cei answered:
I am looking for a firehouse south of Ohio.
There is a firehouse for sale in Blue Bell, PA. Is that location acceptable?


Carol Cei,ePRO, Realtor
ReMax Hall of Fame and Platinum Club
Five Star Professional
ReMax Action Rea ... more
0 votes Share Flag Fri Oct 26, 2012 Home Buying in Philadelphia
Mike Artie R…, Real Estate Pro in Philadelphia, PA
Mike Artie Rosania answered:
Why does the length of time in escrow vary?
There are many variables but should not be longer than contracted settlement date. Some common variables are cash or finance. If cash can close faster. Another variable can be any title ... more
0 votes Share Flag Fri Oct 26, 2012 Home Buying in Philadelphia
Alan Openshaw, Real Estate Pro in Warminster, PA
Alan Openshaw answered:
Looking to buy a home using the VA homeloan. Can I qualify with a credit score of 633 ?
Hello Mpho,

Most lenders on Va have a 640 credit score requirement although I do have two lenders that go down to 620.

Regards,
Alan Openshaw
Cornerstone Lending Inc
Southampto ... more
0 votes Share Flag Thu Oct 25, 2012 Home Buying in 19126
Don Sherman, Real Estate Pro in Philadelphia, PA
Don Sherman answered:
What is the number one trait buyers look for in a Philadelphia Real Estate agent?
Honesty , so they will feel comfortable with the process.Being forthright which is a part of honesty .
0 votes Share Flag Thu Oct 25, 2012 Home Buying in Philadelphia
Marina Weins…, Real Estate Pro in Philadelphia, PA
Marina Weinstein answered:
I have several old bills on credit report that I have paid off/some are charge offs. I have never owned a house/thinking about purchasing one now.
Please call me at 215-990-4058 and I will help you with the pre-approval process
0 votes Share Flag Mon Oct 22, 2012 Home Buying in 19126
Darrell Hess, Real Estate Pro in Marietta, GA
Darrell Hess answered:
Would I qualify for a mortgage with a credit score of 753 and $10,000 total for a down payment?
Sounds to me that you are off to a good start. There are some other factors that will come into play besides down payment or reserves available and your credit score. Your best bet is ... more
0 votes Share Flag Mon Oct 29, 2012 Home Buying in Philadelphia
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