Home Buying in Peoria : Advice

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Marge Bennett, Real Estate Pro in Fort Myers, FL
Marge Bennett answered:
Wondering if this isa fair practice for realtors to enforce pre-qual from their affiliates even though the home is fannie-mae or similar
It is very important that the listing agent and the seller be able to trust the pre-qual. Unfortunately, many of them are not worth the paper they are written on. Many banks want to kno ... more
0 votes Share Flag Mon Dec 19, 2011 Home Buying in 85382
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
I am paying cash for a house and the seller is B of A.
What does your Buyer's Agent think?

I have yet to see someone collect on Per Diem from a Bank; we're supposed to count ourselves lucky that they are dealing with us!

My ... more
0 votes Share Flag Sun Oct 2, 2011 Home Buying in Peoria
Leslie Nelson…, Real Estate Pro in 85383
Leslie Nelson GRI,ABR answered:
how do i go about buying a home with no credit?
Hi Leonard,
I have a mortgage broker who may be able to help. You need a loan not based on Fico score.
If you would like to get in touch with him or would like more Real Estate infoma ... more
0 votes Share Flag Tue Oct 4, 2011 Home Buying in Summersett Village
Alan Wedding, Home Buyer in 85351
Alan Wedding asked:
0 votes Share Flag Sun Apr 24, 2011 Home Buying in Country Meadows
www.AtlantaM…, Real Estate Pro in Atlanta, GA
www.AtlantaMyHome.com answered:
Our own Realtor screwed us over - what can we do?
You should talk to her broker since it is a broker not a realtor that you are signing agreement with. After all you should get back your $2500 if this is your realtor fault.
0 votes Share Flag Tue Mar 1, 2011 Home Buying in Peoria
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
If a bank approves a short sale price, is the corresponding information published somewhere? If so, is it accessable to buyers?
A Realtor can look in their MLS system and find short sales and what they sold for. It is a great piece of data that tells a lot. In my area you find short sales selling for about what ... more
0 votes Share Flag Tue Jan 4, 2011 Home Buying in 85383
Joe Lanzilot…, Real Estate Pro in Orlando, FL
Joe Lanzilotti answered:
sellers want to rent back short sale house I bought in Phoenix can I rent back to them
Certainly if you closed on the home it is yours to do as you wish. If you "financed it" as an Owner Occupied property that would be your only setback in my opinion.
0 votes Share Flag Fri Dec 24, 2010 Home Buying in Peoria
Roswell Moore…, Real Estate Pro in Scottsdale, AZ
Roswell Moore, CMPS answered:
I want to but a home for my children and I. My credit isn't great. How do I go about buying a home with less than perfect credit?
Hi Josie,

Believe it or not, you don't need perfect credit to buy a home. You have a couple of different options for you to accomplish your goal of buying a home for your child ... more
0 votes Share Flag Wed Sep 8, 2010 Home Buying in Peoria
Joseph Herre…, Real Estate Pro in Scottsdale, AZ
Joseph Herrell answered:
What is the current minimum credit score required to purchase via FHA? They changed it a few time in the past year.
FHA ironically does not have a minimum credit score requirement. They have talked about implementing one... Most of the actual lenders have "credit overlays" where they requir ... more
0 votes Share Flag Fri Aug 23, 2013 Home Buying in Peoria Homes
Joseph Herre…, Real Estate Pro in Scottsdale, AZ
Joseph Herrell answered:
Are there any areas of Peoria, AZ that are less appealing because of crime than others? What makes Peoria a nice place to live?
Peoria is a large irregular city. The Northern parts of Peoria are a lot newer (Vistancia, West Wing Mountain, Cibola Vista) The "downtown parts of Peoria are older.
0 votes Share Flag Fri Jun 25, 2010 Home Buying in Peoria
Matt Beck, Real Estate Pro in Phoenix, AZ
Matt Beck answered:
Does anyone know anything about thunderbird paseo condos?
Thunderbird Paseo Condominiums,

There are currently 29 active for sale listings, 6 rental listings
prices range from $36,000 to $79,900 with one unit trying to sell at an unreasonab ... more
0 votes Share Flag Wed Dec 2, 2009 Home Buying in Peoria
Paul Welden, Real Estate Pro in Phoenix, AZ
Paul Welden answered:
Short sale - we've been asked to pay the seller's bank $5,000 at close.
HI Howard,

ASK YOUR BUYER'S AGENT.

In my opinion, know that I stay away from short sales, if you want to buy the house, then pay the seller closing costs. Seller closing cost ... more
0 votes Share Flag Sun Dec 13, 2009 Home Buying in Peoria
Randy Hooker, Real Estate Pro in Phoenix, AZ
Randy Hooker answered:
as buyer, if i sign an as addendum an an inspector finds problems, can I then back out of the contract
It depends on what the contract and/or addendum say. Also, what does you Buyer's Agent/Realtor say?
0 votes Share Flag Sun Dec 13, 2009 Home Buying in 85381
Randy Hooker, Real Estate Pro in Phoenix, AZ
Randy Hooker answered:
recent Chapter 13 (within past 60 days), Current home on MLS. How difficult would it be to purchase a home?
How difficult would it be to pass an elephant through a key hole? Sorry to be the bearer of bad news, but you're going to need 2-4 years AFTER your BK is discharged before being a ... more
0 votes Share Flag Sun Dec 13, 2009 Home Buying in Peoria
Yoli Varela, Real Estate Pro in Denver County, CO
Yoli Varela answered:
How long does it take a bank to approve a short sale offer?
It really depends on which bank you are dealing with. It could go from one week to months. I use a title company to do the calls and get the offer through to the right person. It reall ... more
0 votes Share Flag Thu Sep 15, 2011 Home Buying in 85382
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
Is it time to switch to a different buyer's agent?
For ethical reasons, I can't comment on whether you should switch agents. And, honestly, from a practical standpoint, I'm not all that sure you should.

You're correct: A good agent s ... more
0 votes Share Flag Sat May 9, 2009 Home Buying in Peoria
Dana Schuster, Real Estate Pro in 70458
Dana Schuster answered:
I just found out that a house I was planning on buying is under contract with another buyer. Can I outbid?
The contract that exists is legally binding,but your agent can ask the listing agent if they will take a backup contract.
0 votes Share Flag Tue Aug 18, 2009 Home Buying in Peoria
Steve Schexn…, Real Estate Pro in Glendale, AZ
Steve Schexneider answered:
Will one late rent payment (in Aug, '07) over the span of the last 2 years affect my mortgage application?
This could come up, but as long as you can explain it or have proof that you have paid everything since on time they should not let this one thing come in the way of getting you a loan. ... more
0 votes Share Flag Thu Jul 30, 2009 Home Buying in Peoria
Doug McVinua, Real Estate Pro in 85295
Doug McVinua answered:
Once a negotiator has been assigned to a short sale, what's the 'typical' time line to a decision by the
Short Sale closings almost always require a bit of patience and sometimes a lot of patience. I have seen the Negotiator approve a sale in 2 days and recently had one that the lender to ... more
0 votes Share Flag Thu Jul 17, 2008 Home Buying in Peoria, AZ
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