Financing in Palm Beach County : Advice

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Tony Grech, Real Estate Pro in Southfield, MI
Tony Grech answered:
My partner and I are looking for a home. Our current gross income is $6,505.54 (Mine is $5,163.64 his is $1,341.90). He is a veteran. Help!
VA doesn't lend money directly to consumers. You would have to to through a lender that offers VA financing.

But I think you would probably have to use conventional financing as oppo ... more
0 votes Share Flag Wed Mar 27, 2013 Financing in West Palm Beach
Pjpirri, Home Owner in Lake Worth, FL
Pjpirri answered:
Is there any home owner construction loans available?
Your best option is a local bank that knows the real estate market: Palm Beach Community Bank offers construction loans to homeowners in Palm Beach County, and Broward and Martin. (56 ... more
0 votes Share Flag Tue Apr 9, 2013 Financing in Lake Worth
Susanna Malm…, Real Estate Pro in ,
Susanna Malmgren Grubb PA answered:
How is value of a similar-sized house of $ 400K in Rialto, Jupiter, compared to those 5-9 miles south ?
Rialto is a very convenient newly built community. It had a slow down during 2008-2011 but is now doing very well. Donald Ross Rd is one exit south on I95 and about 10-15 min drive. Com ... more
0 votes Share Flag Sat Dec 22, 2012 Financing in 33458
Craig  Reeves, Real Estate Pro in Jupiter, FL
Craig Reeves answered:
Can I get a list of properties in Egret Landing that are currently on deposit, and maybe the listing agent's contact info?
I have a list ready for you. Call me at (561) 385-2122 with your full email address. Ia lso have 2-3 homes that are not yet on the market but will be soon that I can get you into FIRST ... more
0 votes Share Flag Sun Nov 11, 2012 Financing in 33458
Eder Hanna, Real Estate Pro in West Palm Beach, FL
Eder Hanna answered:
Updated. What is the greatest amount of mortgage loan I can expect to be approved for? My goal is 200,000 0% down VA loan. Have 20,000 saved if need
Hello Enrique:

First of all thank you for serving our country!
I work with Veterans like yourself helping them find great homes that are VA approved.
Please contact me at 561 577 6 ... more
0 votes Share Flag Wed Mar 27, 2013 Financing in West Palm Beach
Fred Glick, Real Estate Pro in Santa Monica, CA
Fred Glick answered:
Which banks are providing loans for investment properties in the West palm Beach area?
Banks are NOT the only source for mortgages.

The best way to find the right program, not get ripped off and get the best rates is to use a mortgage broker.

Since each person's sit ... more
0 votes Share Flag Wed Mar 20, 2013 Financing in West Palm Beach
Paul Saperst…, Real Estate Pro in Boca Raton, FL
Paul Saperstein answered:
Both my wife and I are first time home buyers. My Fico score is 735, and her score is 637. What is the likely hood that we would qualify for a loan?
Please call my mortgage broker Richard Romano 561-702-1276 to get pre-approved then I can find you a home.

Paul Saperstein
Re/Max Advantage Plus
Real Estate Broker-Associate
Direc ... more
0 votes Share Flag Wed Oct 17, 2012 Financing in West Palm Beach
Wendi Allen,  in Jupiter, FL
Wendi Allen answered:
I am looking for a savvy, very experienced LO who can help us get a new mortgage after a Chapter 13 BK.
I would recommend: Terri Drake with Fidelity Funding
Office # 772-288-1771
Cell # 561-667-2936

Tell her I gave you her information. She has worked miracles with ... more
0 votes Share Flag Sun Dec 23, 2012 Financing in Jupiter
Marilyn Farb…, Real Estate Pro in BOYNTON BEACH, FL
Marilyn Farber Jacobs answered:
What are my chances of buying a $100,000 home in FL making about $60,000 a year but with a 588 credit score.?
You need to talk to a mortgage broker. If you want suggestions for brokers, email me.

Marilyn Jacobs
Jeffrey Ray & Associates
0 votes Share Flag Mon Aug 6, 2012 Financing in Boca Raton
Antonio Vega…, Real Estate Pro in Saint Cloud, FL
Antonio Vega-Pacheco answered:
my credit score was 642 on 2/18/12 , i did a refinance on my home, now it went down to 577. Can the refinance lower my credit score???
YES, of course, since now you have new and higher debt. But in a few months of paying on time it will come back to nurmal and hopefully go above 642. Once your old loan shows as paid ... more
0 votes Share Flag Sun Jun 22, 2014 Financing in West Palm Beach
Fha Speciali…,  in South Florida, FL
Fha Specialist answered:
my credit score is 577 can i get a mortgage
You are very close, I need a middle credit score of 580 or better

Contact me at and we can work toward getting you there
0 votes Share Flag Tue Oct 16, 2012 Financing in West Palm Beach
Annette Levi…, Real Estate Pro in NY, NY
Annette Levinson answered:
Mortgage Question
If you have no earned income, do you have income from investments? trust? interest? If you have income that can be used for a mortgage. Also if you have investments, that can be securit ... more
0 votes Share Flag Thu May 31, 2012 Financing in Boca Raton
Michael Tann…, Real Estate Pro in Boynton Beach, FL
Michael Tanner ALH answered:
How can i renegotiate my mortgage?
Call Bank Of America directly. On your statement should be a contact number. If you do not succeed speak to a real estate attorney to assist you!

Michael Tanner ALH CDPE
Keyes Co Of ... more
0 votes Share Flag Tue May 21, 2013 Financing in Boynton Beach
Russ Greenbe…, Real Estate Pro in Boca Raton, FL
Russ Greenberg answered:
how do I email my searches to my emaill address?
Hi Chrisian,
you can use this link and set up a search from the Realtors MLS and put in your price, city, criteria and it will send mails with property matches. feel free to contact me ... more
0 votes Share Flag Mon Apr 30, 2012 Financing in 33431
Nadine Mauro, Real Estate Pro in Lake Worth, FL
Nadine Mauro answered:
How much does owning a condo impact my chances of buying another house?

Your first step should be to speak with a mortgage broker.

Important factors would be your credit score, your ability to pay both mortgages if you should lose the tenant in ... more
0 votes Share Flag Tue Oct 16, 2012 Financing in West Palm Beach
Bob Brubaker, Real Estate Pro in Lake Worth, FL
Bob Brubaker answered:
Is mortgage financing available on investment properties in Florida for Canadian owners?
There are some sources for " International" Investors . The Amount of the
purchase would have to be large enough to attract lender interest and
... more
0 votes Share Flag Mon Jun 25, 2012 Financing in 33410
Ann Ryan, Real Estate Pro in Doral, FL
Ann Ryan answered:
i have a small business but i don not show income i have been renting same condo for 3 years paying $ 1750/month. i need to buy a small house 30k
If you haven't been documenting your income, it will probably be difficult to get financing. (Actually, it's going to be difficult to finance a house for only 30K anyway) Do ... more
0 votes Share Flag Sat Feb 25, 2012 Financing in 33483
Anton Seiss, Real Estate Pro in Jupiter, FL
Anton Seiss answered:
How to get mortgages to Israeli investor?
There are several lenders I work with for my european buyers. Usually around 35% down.

Anton Seiss
Seiss real Estate
0 votes Share Flag Sat Apr 19, 2014 Financing in West Palm Beach
marni zucker…, Real Estate Pro in Boynton Beach, FL
marni zuckerman answered:
Need info on 203k Programs...
I suggest you call Rob Zuckerman of Wells Fargo. he only handles renovation loans and can assist you with any question you may have. Even if you don't use him, pick his brain.
561 ... more
0 votes Share Flag Wed Feb 8, 2012 Financing in Boca Raton
Jeannine Alb…, Real Estate Pro in Palm Beach Gardens, FL
Jeannine Albrecht answered:
For a first time home buyer with steady income, fair credit but little to no down payment ;which lender/s would you recommend?
Hello, my name is Jeannine Albrecht - Realtor. If I were you I would purchase a Fannie Mae home. Go to when you find a propety you like call me I can help you.

... more
0 votes Share Flag Wed Jun 3, 2015 Financing in West Palm Beach
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