Financing in Pacifica : Real Estate Advice

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Andre Mettler, Real Estate Pro in Daly City, CA
Andre Mettler answered:
What are points? can a buyer right them off? or the seller?
Points usually reduce your interest rate. The buyer buys down the rate with points. Usually a point will reduce your interest rate by about 1/8 percent. Not to be confused with upfront ... more
0 votes Share Flag Thu Feb 14, 2013 Financing in Pacifica
Sharon-Frank…, Real Estate Pro in Pacifica, CA
Sharon-Frank Vella answered:
Which is the best way to increase my home equity, pay down the principal (where I get a $1 for $1) or do a home renovation like a room addition?

Depending on the current size and bedroom/bathroom count of your home, doing an addition could "hands down" be the best strategy to increase the value of your home. If you a ... more
0 votes Share Flag Sun Feb 17, 2013 Financing in 94044
Shel-lee Dav…, Real Estate Pro in Rolling Hills Estates,...
Shel-lee Davis answered:
Paying off bills vs. down payment money?

This is a great questions for a great loan officer. I have one in Northern California is you would like a referral. I highly recommend hanging on to your cash unless you hav ... more
0 votes Share Flag Sun Jul 27, 2008 Financing in Pacifica, CA
Marian Benne…, Real Estate Pro in Half Moon Bay, CA
Marian Bennett answered:
Are loans with anything below a 20% down payment available for loans above $417K? I spoke to a Wells Fargo
My client just closed with 15% down on B of A loan. Certainly more contracts have higher downpayments now, which is a good thing. By "everything I see" do you mean what you read in t ... more
0 votes Share Flag Sun Jul 20, 2008 Financing in Pacifica, CA
Gene Yakubov…, Real Estate Pro in Burlingame, CA
Gene Yakubovich answered:
Want to refinance and have imporved the home since it was last appraised, how do we know the new value?
Suggest to contact a Real Estate Agent and ask his(her) opinion. they will run a CMA (market analysis) and see how much the property could appriciate.

0 votes Share Flag Wed Jul 23, 2008 Financing in 94044
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