Home Buying in Oklahoma City : Advice

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Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
Hi, I'm interested in a house owned by Duetsche Bank National Trust.
Elizabeth, If the bank purchases the home back at foreclosure auction, it will be assigned to an assett management company for the bank. That company will then assign the listing to an ... more
0 votes Share Flag Thu Feb 4, 2010 Home Buying in Oklahoma City
Robert Green…, Real Estate Pro in 08003
Robert Greenblatt, MBA answered:
Legal name change & how Identity theft affects credit & buying a home
Hi Dorothea. The best thing to do is document all the changes and keep track of all correspondence. These changes will likely come back and resurface for many years. Accurate record k ... more
0 votes Share Flag Mon Jan 4, 2010 Home Buying in Oklahoma City
Kim Brown, Real Estate Pro in Humboldt County, CA
Kim Brown answered:
How do I verify that a Residential or Commercial Buyers is real?
This is one of the Reasons you hire a Real Estate professional to handle your Real Estate deals. We require a contract with all of the buyers information, a pre-approval letter as well ... more
0 votes Share Flag Sun Dec 13, 2009 Home Buying in Oklahoma City
Sarah Hites, Real Estate Pro in Oklahoma City, OK
Sarah Hites answered:
I have excellent credit (high 700's) and I can pay a large down payment ($60,000) I'm on social secrity and also have other income (self
Yes, you can purchase a property for $130,000. Go to SarahHites.com
0 votes Share Flag Wed Dec 30, 2009 Home Buying in Oklahoma City
Ed McNamara, Real Estate Pro in Oklahoma City, OK
Ed McNamara answered:
Do I have to put a earnest money deposit with a third party?
You can if the seller is willing to accept it. The seller should put that $10.00 in an escrow account. I've done contracts without earnest money. If you are not working with a l ... more
0 votes Share Flag Thu Dec 3, 2009 Home Buying in Oklahoma City
Ryan Hukill, Real Estate Pro in Edmond, OK
Ryan Hukill answered:
My husband and I have terrible credit in the 520s, how can we get a home loan?
Abby, even in this time of fought credit guidelines, all hope is not lost. What you need is a lender who's willing to take the time to sit down with you and counsel you both on wha ... more
0 votes Share Flag Tue Oct 27, 2009 Home Buying in Oklahoma City
Jennifer Ars…, Home Buyer in 73099
Jennifer Arsenault answered:
what are they sorry for?
They're sorry because this is a pretty big "no-no'. We have extremely strict guidelines in place on what an unlicensed assistant is and isn't able to do. One examp ... more
0 votes Share Flag Sat Oct 3, 2009 Home Buying in 73107
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
what are his rights?
He should check with a lawyer (or, at the very least, the real estate board) to determine his rights. At a minimum, of course, he'd have the right to take his grievance to the real ... more
0 votes Share Flag Mon Sep 28, 2009 Home Buying in 73107
Ed McNamara, Real Estate Pro in Oklahoma City, OK
Ed McNamara answered:
HOW DOES THIS WORK WHEN A HOUSE THAT WILL SALE BY OWNER FOR MAYBE 200,000 BUT IT IS LISTED AS A FORECLOSURE FOR 90,000? I AM A FIRST TIME HOME BUYER
The home is most likely in pre-foreclosure and you found it on a site that uses tax assessments or first mortgage balance to determine possible value. When it goes to the sheriff' ... more
0 votes Share Flag Tue Sep 22, 2009 Home Buying in Oklahoma City
Joseph P. Jo…, Real Estate Pro in Huntington, WV
Joseph P. Jones answered:
Credit score 650, verifiable income of $2500/mo and would like to purchase my first home. What are my chances and what can I do to improve them?
FHA loans will allow for what is called non-traditional credit sources. These sources include, Rent, Car Insurance, Cell Phone bills, Utilities ETC.. Call me if I can be of assistance.
0 votes Share Flag Mon May 10, 2010 Home Buying in Oklahoma City
Ed McNamara, Real Estate Pro in Oklahoma City, OK
Ed McNamara answered:
I have a credit score of 560 I want to own a home still working on credit--where can I get preapproved for a loan?
Use caution. you'll get offers from lenders that won't really be able to get you a loan at a decent rate. Contact mortgage bankers only and ask for pre-approval for a FHA lo ... more
0 votes Share Flag Wed Oct 14, 2009 Home Buying in Oklahoma City
Voices Member,  in Benton County, OR
Voices Member answered:
where can i find foreclosures in oklahoma?
For browsing actual foreclosures listed for sale ect.. you may find these helpful...

The Banks and the Gov. have created sites to provide the public with access to their properties f ... more
0 votes Share Flag Tue Sep 15, 2009 Home Buying in Oklahoma City
Jennifer Bla…, Real Estate Pro in 74008
Jennifer Blackwell answered:
I applied for a loan and got approved - i need 3% down, 2k need to be from work money.
It shouldn't affect it in a negative way. Are you going to be asking for first time buyers assistance? Sometimes these programs are based on income, or on area the home you purchase i ... more
0 votes Share Flag Mon Aug 10, 2009 Home Buying in Oklahoma City
UB Home Team, Real Estate Pro in Oklahoma City, OK
UB Home Team answered:
What grants are available to single mother, student, and contract employees that are first time home buyers?
There are some city,county, and/or state bond programs available through OHFA, via their website below. I am not familiar with "grant" programs. Check the OHFA site for your best opti ... more
0 votes Share Flag Wed Jul 22, 2009 Home Buying in Oklahoma City
Jace Thoreson, Real Estate Pro in Edmond, OK
Jace Thoreson answered:
Im looking for a home in the Newalla, OK or general area in the 150,000 range. House should be a stick built
Hello Gary, I just sold a couple homes there in Newalla recently, one of them matches exactly what you were looking for. If you would like I can set up a search for you that will show ... more
0 votes Share Flag Mon Jul 20, 2009 Home Buying in Oklahoma City
Ryan Hukill, Real Estate Pro in Edmond, OK
Ryan Hukill answered:
How do you find homes where the seller is willing to owner finance or lease purchase in OKC/Edmond/Norman?
Most sellers who are offering that type of arrangement will specify such things in their marketing materials. Also, if you have a Realtor sending you listings, they can specify that as ... more
0 votes Share Flag Fri Jul 17, 2009 Home Buying in Oklahoma City
Kistian Esca…, Real Estate Pro in 73118
Kistian Escapa answered:
what exactly is a shortsale? i was reading about shortsale results but still lost
A short sale is when a home is sold for less than what is owed on the property. When an offer is submitted, the seller has to first approve of the offer and it is then passed on to the ... more
0 votes Share Flag Mon Aug 12, 2013 Home Buying in 73120
Heidi Everett, Real Estate Pro in Oklahoma City, OK
Heidi Everett answered:
Does anyone know of any places for rent in Historic Edgemere?
I am so sorry I have not been able to find any place available. If i see anything I will let you know.
Heidi
0 votes Share Flag Fri Jan 30, 2009 Home Buying in 73118
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
Is this a good deal? Should we act fast?
Work with your buyers agent if the home has that much equity you could potentially have a bidding war. If you want the home place the offer $1K over list price you maybe the winning bi ... more
0 votes Share Flag Thu Apr 9, 2009 Home Buying in 73160
Ed McNamara, Real Estate Pro in Oklahoma City, OK
Ed McNamara answered:
Is buying the most expensive home in a neighborhood a bad idea?
It depends on how long you think you are going to live there. If your occupation may call for you to relocated in 3 to 5 years - it is not a good idea. If you know, without a doubt, y ... more
0 votes Share Flag Mon Nov 17, 2008 Home Buying in Oklahoma City
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