Foreclosure in Oceanside : Advice

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John Linthur…, Real Estate Pro in Oceanside, CA
John Linthurst answered:
Indymac loan modification procedure--anyone??
Indymac Bank is similar to all the others in the process. First you have to identify who owns your loan. Most the 'No Income doc five year' stuff they wrote in the boom was not securtiz ... more
0 votes Share Flag Wed Jun 13, 2012 Foreclosure in Oceanside
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
Why in the world would a bank buy back a house at the foreclosure auction for $511,651 when the average price of comparable homes in the neighborhood?
It would be a good bet that the amount of the outstanding loan was $511,651.

I will you ponder the reasons why the Bank would choose that number to complete their foreclosure.
0 votes Share Flag Tue Mar 13, 2012 Foreclosure in North Valley
Christine Mc…, Real Estate Pro in Valparaiso, IN
Christine McDaniel answered:
is it legal to contact the home owner and buy directly from them before they loose the property to foreclosure? what is the process?
It is in Indiana. There are many issues involved. The bank would also need to be contacted. Be careful to check on any and all liens against a property. There may be more than one m ... more
0 votes Share Flag Tue Jan 3, 2012 Foreclosure in 92056
Sinead McAll…, Real Estate Pro in Oceanside, CA
Sinead McAllister answered:
-Oceanside CA house tenant -Owner walked, put my name on deed. - No sale at auction, 135K, fannie mae - Can I buy it? income= $66000
Hi Merle,
Feel free to contact me directly and I will see if I can assist you. I will need more details with regard to your situation.

Sinead McAllister
brok ... more
0 votes Share Flag Tue Jun 12, 2012 Foreclosure in Oceanside
Eli Givoni-S…, Real Estate Pro in Boca Raton, FL
Eli Givoni-Short Sale Dept LLC answered:
Who is Loss Mitigation manager for Oceanside, CA for First Franklin Financial?
If you want to speak to a Loss Mitigator for a bank, you can just call the bank and ask for their Loss Mitigation Dept. Most banks have a centralized Loss Mitigation Dept. for their co ... more
0 votes Share Flag Wed Apr 6, 2011 Foreclosure in Oceanside
James Orr, Real Estate Pro in Fort Collins, CO
James Orr answered:
last friday my condo went up for auction but when i looked on the auction list to see what it went for it was'nt on the list that went to auction
Properties can be pulled from auction at the last minute for a variety of reasons.

You can call down to the office that did the auction and ask them if they have any additional infor ... more
0 votes Share Flag Tue Mar 29, 2011 Foreclosure in Oceanside
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
Buy a just foreclosed home before it hits the market? Home was foreclosed on Mar. 2
The easy answer is probably not. Banks have a set way they do things and for you to even find the person who could make a decision to sell it to you would be difficult for CSI people. I ... more
0 votes Share Flag Fri Aug 17, 2012 Foreclosure in 92056
Tyler Brown, Real Estate Pro in Cardiff-by-the-Sea, CA
Tyler Brown answered:
Rescind a foreclosure? How often does this happen sucessfully?
That is not likely to happen. Foreclosures do get rescinded, but it's often from the homeowner side. Did it sell to a 3rd party in eagle for cash? It's unlikely they would hav ... more
0 votes Share Flag Thu Apr 9, 2015 Foreclosure in Oceanside
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
I noticed that the minimum bid went down for this property. I am personally familiar with this property, and the problems that go with it. The bank

This is quite an account including very serious accusations.....fact or fiction?

But, did you have a question?
0 votes Share Flag Sat Feb 12, 2011 Foreclosure in Lake
Joe Yobaccio, Real Estate Pro in San Gabriel, CA
Joe Yobaccio answered:
I am a renter in a house that was foreclosed. The lending company claims they never knew there was a tenant. All my belongings are gone. Any advice?
I'm surprised you didn't get a Sheriff's notice on your door with a few days notice. Also, a realtor does an occupancy check before changing the locks and cleaning out t ... more
0 votes Share Flag Tue Jan 3, 2012 Foreclosure in 92056
Nick Ruiz, Real Estate Pro in San Diego, CA
Nick Ruiz answered:
My husband claimed bankruptsy we are divorced. what will happen to the house have not maid a payment in almost 3 years on second and 1 year on the?
Without knowing more details I cant say, Have you talked with the attorney who did your divorce?

Who is living there now?
0 votes Share Flag Fri Jun 18, 2010 Foreclosure in 92057
Fred Eckert-…, Real Estate Pro in 92118
Fred Eckert-Chicago Title answered:
I just purchased a second loan at the trustee auction. Is there a way for me to recoup my investment?
You bought at the trustee sale, which is the ultimate in the "buyer beware" arena. You should make sure the first remains current (since the second went into default, ... more
0 votes Share Flag Fri Dec 18, 2009 Foreclosure in Oceanside
Steve Ornell…, Real Estate Pro in Fremont, CA
Steve Ornellas answered:
We have a buyer and our short sale approved by my lender. We are in the final steps. I have overdue HOA fees of $5k! What should we expect to happen?
Hi Sa, get your agent involved with this!

The HOA fees will have to be paid, at some level if not in full, and depending how "nice" the HOA wants to be. Who pays is a poin ... more
0 votes Share Flag Sun Jan 10, 2010 Foreclosure in Oceanside
Elam Jarrells, Real Estate Pro in Ashland, VA
Elam Jarrells answered:
If I buy a second house and just stop paying on our first house, will the banks sue me? The HOA?
Yes, both banks probably could sue you and yes the HOA would probably have grounds to bring action. You need to talk to a lawyer who understands real estate law ASAP. Take care of yo ... more
0 votes Share Flag Sat Oct 3, 2009 Foreclosure in Oceanside
Annmarie How…, Real Estate Pro in Toms River, NJ
Annmarie Howley answered:
Is foreclosure, by choice, a good idea for us?

It is never a good idea to choose foreclosure for a couple of reasons. The first is if you let them foreclose and you owe 400 and the current value is 230 the difference of ... more
0 votes Share Flag Mon May 10, 2010 Foreclosure in Oceanside
Glen Hagen, Real Estate Pro in Suffolk County, NY
Glen Hagen answered:
Can i stay in my home after i forclose. Due to the new houseing bill?
The (banks) owners of the properties would rather have them occupied than unoccupied. One day, when the banks are good and ready, a sherrif will come knocking on the door. I don't thi ... more
0 votes Share Flag Mon Oct 11, 2010 Foreclosure in Oceanside
David Chambe…, Other/Just Looking in Saint Petersburg, FL
David Chamberlain answered:
Has anyone had any luck with an Indymac Bank loan modification?They do not want to work with me. I am
I havn't had a bank work with me or my clients when they were up to date on their payments. Have you tried refinancing?
0 votes Share Flag Wed Sep 29, 2010 Foreclosure in Oceanside
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
My husband and I bought a condo and we been having major water issues and mold since we moved in. We had a
Advice: Get another lawyer. Then get a financial advisor.

Sounds like a difficult situation. However, it sounds as if there are construction/structural issues and the HOA is unable o ... more
0 votes Share Flag Thu May 15, 2008 Foreclosure in Oceanside, CA
Dot Chance, Real Estate Pro in Burbank, CA
Dot Chance answered:
somebody told me if I put my house on short sale, I can stay on my house without paying any mortgage for
Andrew, you will totally ruin your credit by doing this. So you really need to think long and hard before making that decision. I don't believe it would take a year before they foreclos ... more
0 votes Share Flag Fri Mar 25, 2011 Foreclosure in 92058
Mikem, Real Estate Pro in 01803
Mikem answered:
Who pays the agent if one is used in a foreclosure or bank owned property purchase?
If the bank owned property was listed with an agent (as most are) then the seller (in this case bank) pays the listing agent a commission, and listing agent likely offers a commission s ... more
0 votes Share Flag Tue Apr 8, 2008 Foreclosure in Oceanside, CA
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