Home Buying in North Carolina : Advice

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Kristi D Luc…, Real Estate Pro in High Point, NC
Kristi D Lucas answered:
Does anyone know of a mortgage lender for a credit score of 615?
Erin, I am an a broker/realtor, and I work with Joann Hollifield at Wells Fargo. They can do a credit score of 600. (They can also do below 600 with more $$ down.) She is on call on wee ... more
0 votes Share Flag Sun Mar 17, 2013 Home Buying in High Point
Eddie Grinds…, Real Estate Pro in 28655
Eddie Grindstaff answered:
hy would the county of Burke send us the new accessment of our home , it shows lower then the zillow.com amount....
Zillow as well as alot of other sites don't update very often. The new Burke County assessments should have been mailed to the address they have on file for you last week. If your hom ... more
0 votes Share Flag Sat Mar 9, 2013 Home Buying in Morganton
Bennett White, Real Estate Pro in Ahoskie, NC
Bennett White answered:
Are there any rent to own homes in Como,Murfreesboro,Conway or Ahoskie and what does your credit score has to be.?
Although there are many rental properties in our area, you seldom ever see a "rent to own" being offered. There are many reasons for this. One of the main reasons is the fact that mos ... more
0 votes Share Flag Thu May 15, 2014 Home Buying in Ahoskie
Abby Nelson, Real Estate Pro in Charlotte, NC
Abby Nelson answered:
I am a 1st time home buyer and have been looking at FM HomePath homes, but broker pushes 203K; wouldn't FMHP save me $ monthly?
I am glad to see you are asking lots of questions. I would ask the lender first and foremost if his/her company actually funds the loan. Lots of times I have seen brokers get to closi ... more
0 votes Share Flag Mon Mar 25, 2013 Home Buying in Charlotte
stevensamons…, Home Buyer in Hertford, NC
stevensamonsky answered:
Hi, 122 pelican Court. Is this back with the Bank. I dont see a listing. My other Question is, we dont see any Stores, Hospitals, etc nearby--?
I don't know if it is back with the bank or not. There is a Food Lion about 11 miles at HWY 17 and Elizabeth City is about a 30 min. drive. Everything you asked about is there. The hou ... more
0 votes Share Flag Sun Apr 7, 2013 Home Buying in Hertford
Ed Rudolph, Real Estate Pro in Wilmington, NC
Ed Rudolph answered:
Have been looking for homes in Wilmington, without it being a community pool ... why do no homeowners have pools?
Many homeowners do have pools and we have a search criteria that will allow us to pull only properties that have pools. As far as community pools many home owners like the idea of turn ... more
0 votes Share Flag Sun Mar 31, 2013 Home Buying in Wilmington
Linda S. Cef…, Real Estate Pro in Oak Creek, WI
Linda S. Cefalu answered:
What is the process for making an offer on a home that is a short sale?
Find an agent that is experienced in short sales so that they know what questions to ask the listing agent. What you do not know can mean the difference between having your offer accep ... more
0 votes Share Flag Tue Mar 5, 2013 Home Buying in Colfax
Jake Forbes, Real Estate Pro in 27944
Jake Forbes answered:
Was wondering about the Hertford area and the schools in that area. We are considering moving from Philadelphia with 3 kids.
Below is a link to the school system here in Perquimans County. I do not have any children, but most parents of clients I talk to are satisfied with the schools.

http://www.pcs.k1 ... more
0 votes Share Flag Wed Oct 2, 2013 Home Buying in Hertford
Charleen New…, Real Estate Pro in Mooresville, NC
Charleen Newsome answered:
Where are the homes out of city limits?
Hi Joyce

I looked up properties see if there was a home in the price range of 144 Harris Farm Rd that fit your criteria in Mooresville,Cornelius,Davidson,Terrell, Sherills Ford, Stat ... more
0 votes Share Flag Sun Apr 7, 2013 Home Buying in Mooresville
Shirley Kell…, Real Estate Pro in Waynesville, NC
Shirley Kelley answered:
Could you send me photos of the cottage homes at Biltmore Lakes? Thank you
I would be happy to send these, but it would be easier to send to your personal email. If that's okay, send me your email to: shirleykelley@kw.com

Shirley
Keller Williams Realty
0 votes Share Flag Wed Feb 27, 2013 Home Buying in Biltmore Lake
Andy Matejka, Real Estate Pro in Greensboro, NC
Andy Matejka answered:
I was wondering if you can suggest somewhere that finances modular homes with great rates and less than 20% down
Monica,

This modular is eligible for 100% USDA RD loan. Are you eligible?

Call me or apply securely online. I am licensed to originate anywhere in NC.
0 votes Share Flag Tue Feb 26, 2013 Home Buying in Gates
Brenda Haney, Real Estate Pro in Clayton, NC
Brenda Haney answered:
I am looking to finance with a great company that will help me out in not having such a good credit score.
Hi Takisha,

Try contacting:

PrimeLending - Don Waters
919-795-5622 or 919-550-0902
dwaters@primelending.com

Let him know Brenda Haney sent you. He may be able to assist you ... more
0 votes Share Flag Tue Feb 26, 2013 Home Buying in Four Oaks
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
If we are planning on relocating asap to NC, based on our own home selling in MA, can we apply for a primary residence mortgage in NC?
Sure you can. As soon as you get a non-contingent offer on your house you can then write an offer as non-contingent on a property here. Start speaking with a local lender to get a preap ... more
0 votes Share Flag Sat Apr 6, 2013 Home Buying in Charlotte
Andy Matejka, Real Estate Pro in Greensboro, NC
Andy Matejka answered:
I would like to purchase a house. My credit is not so well, EX 605, TU 633, EP 617. is it possible to get approved for a housing loan. any tips?
Believe it or not, it's the type of credit that you have open and active that make the biggest and best impact on your score. It's highly recommended that you pay credit cards down to ... more
0 votes Share Flag Wed Jun 19, 2013 Home Buying in Greensboro
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
Why if I was told by two Sales Agents that a property was in process of being sold, still appears as available?
It appears active because the sites you see it on are slow to update sometimes. The agents have up to the minute knowledge and they are sharing it with you. Here is an example:

Let's ... more
0 votes Share Flag Wed Mar 12, 2014 Home Buying in 28390
Kathleen Tur…, Real Estate Pro in Charlotte, NC
Kathleen Turner answered:
General Charlotte, NC information
Charlotte is definitely a dog friendly city! I have two dogs myself. We have a number of dog parks here. Charlotteans love their dogs and you will see folks hanging out with their dogs ... more
0 votes Share Flag Mon Mar 25, 2013 Home Buying in Hwy 51 - Park Road
Dennis Bailey, Real Estate Pro in Shelby, NC
Dennis Bailey answered:
If a house is zoned RO, does it have to be used as an office or can it be used as just a home?
Here is the description of RO from Shelby's Uniform Development Ordinance:
"The RO Residential-Office District is primarily intended to accommodate high density multifamily residences; ... more
0 votes Share Flag Tue Feb 26, 2013 Home Buying in Shelby
Mark Pelshak, Real Estate Pro in Morrisville, NC
Mark Pelshak answered:
does this unit have washer dryer or w/dryer hook up???
Sorry but this home is under contract. If you email me, I can send you a list of home that are similar to this one and in the same pricepoint. I have helped many clients in this parti ... more
0 votes Share Flag Mon Feb 25, 2013 Home Buying in Northeast Raleigh
Dexter Hubba…, Real Estate Pro in Murphy, NC
Dexter Hubbard, Sr. answered:
Looking for small cabin, bungalow or house in state forest
Call me, 828-361-4710, Thanks,
0 votes Share Flag Sun Mar 2, 2014 Home Buying in Murphy
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