Foreclosure in North Carolina : Advice

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Lisa Wozniak…, Real Estate Pro in 46307
Lisa Wozniakowski answered:
How do i find a trash out crew to get involved with that is near Charlotte?
Are you interested in working for a trash out company, or do you need one to do work for?
It might sound silly, but I would go to These are government owned fore ... more
0 votes Share Flag Fri Jun 15, 2012 Foreclosure in Charlotte
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
I am 1 payment behind and 1 due... my loan company is threatening me with short term sale of my home. what does this mean & can he do this?
He can bully and bluster, but he cannot sell a house that he does not own!
You can tell him that.

He cannot force you to do a Shortsale, assuming that you have an acceptable HARDSHI ... more
0 votes Share Flag Tue Dec 13, 2011 Foreclosure in Hope Mills
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
After putting property in a chapter 7 a new lender is harassing us? How can we get them to stop? Bankruptcy lawyer said ignore them but they call.
Why not ask your attorney to send a letter to whoever is calling you...
0 votes Share Flag Wed Nov 30, 2011 Foreclosure in Holly Springs
Wendy Landry, Home Buyer in Wilmington, NC
Wendy Landry asked:
What does Transfer Value mean?
0 votes Share Flag Tue Nov 15, 2011 Foreclosure in Ahoskie
Jill Ford, Real Estate Pro in Pinehurst, NC
Jill Ford answered:
why was this property for sale for 28900 and now it is 64279?
hi Terry,
Your question doesn't indicate which property you are referring to. There is no link to "this property" so it is hard to answer the question. Please send a ... more
0 votes Share Flag Wed Nov 2, 2011 Foreclosure in Carthage
Daniel Fisher, Real Estate Pro in Charlotte, NC
Daniel Fisher answered:
Hi, C.
The earlier post had ... more
0 votes Share Flag Mon Oct 17, 2011 Foreclosure in Belmont
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
can a bank list a reo home before it has a clear title or how does it work my realtor is telling me they r waiting for the title to clear?
I guess you could list it without a clear title, but it can't close. Banks are often pretty conservative and so they are just waiting until they are absolutely sure it is ready and ... more
0 votes Share Flag Fri Oct 14, 2011 Foreclosure in 28120
Venita Peyton, Real Estate Pro in Raleigh, NC
Venita Peyton answered:
I'm considering a foreclosed property in Johnston Co, NC. Taxes are steep, based on original value. Can I appeal taxes in due diligence period?
No. You'll have to purchase and close at the current taxable amount. You can appeal only after taking ownership. This is typical with some foreclosures. You may want your Buyer Age ... more
0 votes Share Flag Thu Feb 2, 2012 Foreclosure in Raleigh
Larry Tollen, Real Estate Pro in Durham, NC
Larry Tollen answered:
im a tenant and the house im in is forclosed and up for sale onthe 29th of sept 2011 i heard bout cash for keys here in durham county. is that true?

Sorry to hear of your problems. The Cash for Keys is typically paid to the owner of the property in order to aoid the formal foreclosure process.

It's possible tha ... more
0 votes Share Flag Thu Sep 29, 2011 Foreclosure in Durham County
Steven J. Pa…, Real Estate Pro in Tampa, FL
Steven J. Pahl answered:
Foreclosure homes and % savings
Foreclosures should be looked at as "buyer beware". They are generally sold "as is" with no seller disclosure since the bank/lender has never lived in the home, so ... more
0 votes Share Flag Mon Oct 3, 2011 Foreclosure in Durham
Alex Pereira, Real Estate Pro in Livonia, MI
Alex Pereira answered:
I have a condo in NC thaqt is going into foreclosure can the bank take my 401k?
no, a 401 account is a protected account. the bank cant touch it.
0 votes Share Flag Wed Sep 21, 2011 Foreclosure in Avery County
Geo, Home Owner in Banner Elk, NC
Geo asked:
0 votes Share Flag Wed Sep 21, 2011 Foreclosure in Avery County
Mike Malina, Real Estate Pro in Wilmington, NC
Mike Malina answered:
wilmington N.C. Can i forclose on property that i payed the taxes on?
If there is a mortgage on the property with a deed of trust that has not been paid, then the foreclosure proceedings can be initiated.
0 votes Share Flag Mon Dec 26, 2011 Foreclosure in Wilmington
Shanna Rogers, Real Estate Pro in Murrieta, CA
Shanna Rogers answered:
My home is in frcl & sale date is in 30 days,was my personal home, but now is rented month to month for less than the pymt. is it to late 2 list?
Hi Mike,

Contact a local Realtor about doing a Short Sale. Most lenders will postpone the Trustee Sale/Auction if you get a realistic offer submitted to them for their approval. Si ... more
0 votes Share Flag Tue Aug 23, 2011 Foreclosure in 28173
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
I am buying land at a tax foreclosure sale. If there was a loan on the land from the previous owner would there be a lean on the land carry over.
I would investigate further before painting myself into a corner:

Find a good Title Company and ask them to run a report:
They want your buisness and may do this for you.
The Pre- ... more
0 votes Share Flag Mon Oct 7, 2013 Foreclosure in Burke County
mare, Home Buyer in Johnston County, NC
mare asked:
0 votes Share Flag Thu Aug 18, 2011 Foreclosure in 27576
dave, Real Estate Pro in Charlotte, NC
dave answered:
I have a primary home I am Short sale or forclosure, but I also have a investment home where my son lives and is in the deed, can the bank take it?
This is a question you need to ask an attorney...As A Realtor I cannot give you legal advice. However; I think you are asking is that if the bank forecloses or short sales on your pri ... more
0 votes Share Flag Wed Aug 17, 2011 Foreclosure in Charlotte
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
Figuring the 3 year anniversary of a foreclosure for FHA refinance purposes
It's the date that the home was legally taken out of your name - you should contact the county recorder/assessor to determine when the sheriff's deed or trustee sale was held. ... more
0 votes Share Flag Thu Jul 28, 2011 Foreclosure in 27513
Scott Russo, Real Estate Pro in 28202
Scott Russo answered:
Landlord informed me that he was going to go into foreclosure. Now he is MIA. How do I find out how much time I have before then bank deadbolts doors?
Hello -

It's my understanding that the foreclosure status does not affect your lease terms. You may want to call a lender to discuss the details as to how this may work.

go ... more
0 votes Share Flag Tue Jul 19, 2011 Foreclosure in 28205
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