Home Buying in Newbury Park : Real Estate Advice

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Barry Shapiro, Real Estate Pro in Camarillo, CA
Barry Shapiro answered:
Hi Rob Spinosa, Can you give me the address of a F/C house on Midbury Hill Rd, Newbury Park, CA. I want to drive by that house. Thanks, MuLan
There are no current Trustee Sale or NOD status properties on Midbury Hill in Newbury Park
0 votes Share Flag Sat Jun 28, 2014 Home Buying in Newbury Park
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
On a short sale, can you offer less then the asking price?
Sure you can, but since the bank has not approved or suggested a price it is more than likely the bank will say no to even a full offered price. Understand the seller and their agent ha ... more
0 votes Share Flag Fri Apr 29, 2016 Home Buying in Newbury Park
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
is there anyway a first time buyer..with good credit..can buy a house with nothing down?
Pat there are 2 common loan programs the first is VA which is no money down but requires you to be a vetran, the other is USDA which the property and the location must meet certain crit ... more
0 votes Share Flag Mon Jan 14, 2013 Home Buying in 91320
Barry Shapiro, Real Estate Pro in Camarillo, CA
Barry Shapiro answered:
NO CREDIT CHECK RENT TO OWN HOW DOES IT WORK
In this part of the country, I am not aware of 'rent-to-own' programs other than furniture stores and such. If you happen to have IRS tax liens, I have a colleague that speci ... more
0 votes Share Flag Fri Jun 17, 2016 Home Buying in 91320
Barry Shapiro, Real Estate Pro in Camarillo, CA
Barry Shapiro answered:
CAN I GET A HOME WITH TAX LIENS BAD CREDIT AND ONLY 10000 DOWN GOOD INCOME 105000 PER YEAR?
Hi Rob,
This is more of a Lender question. You probably need to go with a seller financed deal, or lease-option with a longer term option. $10K down is a drop in the bucket, apx. equ ... more
0 votes Share Flag Thu May 3, 2012 Home Buying in 91320
Barry Shapiro, Real Estate Pro in Camarillo, CA
Barry Shapiro answered:
How easy is it to refinance? The seller of the house I am interested in doesn't wants FHA, so I am thinking/hoping I could take a conventional
Sh,
You are in a very difficult predicament. You really should be asking your lender how to best approach this scenario. I understand you will need to have a minimum of 30% equity in ... more
0 votes Share Flag Thu Jun 10, 2010 Home Buying in 91320
Barry Shapiro, Real Estate Pro in Camarillo, CA
Barry Shapiro answered:
How much are the closing costs for an approx 580K house with 10k back for closing costs? Looking for a conventional loan.
Hello Sh,
Your lender should have already given you a good faith estimate of closing costs for you to sign. Plan on just less than apx. 3% of the purchase price for non-recurring clos ... more
0 votes Share Flag Mon May 24, 2010 Home Buying in 91320
Barry Shapiro, Real Estate Pro in Camarillo, CA
Barry Shapiro answered:
Is there a Conventional loan which would offer me a low interest rate with a 5-10% down payment? Looking for an approx loan of $570K.
Hello Sh,
The largest hurdle you have is to obtain a decent interest rate for a Jumbo. Loans over the $417,000 conventional loan limit are considered jumbo loans. Also, If LTV > 8 ... more
0 votes Share Flag Thu Jun 10, 2010 Home Buying in 91320
Bonnie Sterl…, Real Estate Pro in Simi Valley, CA
Bonnie Sterling answered:
There has been a house listed in Newbury Park, Ca at 3994 Mountain Creek for quite some time; yet similar
Hi Sophia,

The home that you are inquiring about does appear to be "properly" priced or in-line with other activity in the area. The home has been on the market since 3/27 ... more
0 votes Share Flag Sat Aug 22, 2009 Home Buying in Newbury Park
Ted Mackel, Real Estate Pro in Simi Valley, CA
Ted Mackel answered:
Is it better to buy a brand new townhome vs an older SFH?
Juliet,

If there is any of the State money left over and you are a first time home buyer, then you can get up to $10k from the state on the new home purchase and up to $8k from the f ... more
0 votes Share Flag Sat Jul 25, 2009 Home Buying in Newbury Park
Joyce Zangme…, Real Estate Pro in Thousand Oaks, CA
Joyce Zangmeister answered:
Newbury Park Neighborhood (Calle Zafiro, Plata, etc) SAFE to invest??
Questions like this can be answered by calling the Ventura County Sheriff's Department (494-8260) and/or the Thousand Oaks Police Department (494-8200) and asking for activity call re ... more
0 votes Share Flag Tue Jun 23, 2009 Home Buying in Newbury Park
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