Home Buying in New Albany : Advice

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Michael Ryan, Real Estate Pro in New Albany, IN
Michael Ryan answered:
I am a first time buyer. Where do I start in general? I know the area I want to purchase in and around what my monthly payments need to be.
Monique, the first thing you need to do is find a loan officer that you feel comfortable working with. That will set the perimeters of what you can secure financing for. I can give you ... more
0 votes Share Flag Tue Mar 26, 2013 Home Buying in 47150
Harrison Hays, Real Estate Pro in New Albany, IN
Harrison Hays answered:
my credit isn't where it needs to be,getting a realtor /someone help me is very difficult.Does anyone know a good person that could help me?
Sure thing Michelle I would be happy to help anytime. Feel free to call or email me at your convenience. 812-987-7797 or jahhays@gmail.com.

Thank you and I will stay tuned.
0 votes Share Flag Fri Nov 30, 2012 Home Buying in New Albany
Dan Tabit, Real Estate Pro in 98074
Dan Tabit answered:
Is it quicker to close a short sale or back owned?
Hi Buylow,
Bank owned will generally close quicker. Banks aren’t as responsive as private party sellers, so it may not be as quick to get an answer from them once you submit a ... more
0 votes Share Flag Mon Nov 10, 2014 Home Buying in New Albany
Pacita C Dim…, Real Estate Pro in Alameda, CA
Pacita C Dimacali answered:
I have credit scores of 625, 614, and 584 and want to buy a home with fha. Do I need to bring them up before applying for a loan?
When you call a lender and be prequalified, they will find out what your credit scores are when you apply for a loan, regardless of whether you go with FHA or work with a conventional ... more
0 votes Share Flag Mon Feb 14, 2011 Home Buying in New Albany
Bart Medlock, Real Estate Pro in New Albany, IN
Bart Medlock answered:
Is there a builder willing to do a builders trade to build a new home on my lot?The old home is in New Albany,IN..new one will be in Charlestown,I...
Joyce - I just saw your question and - if you haven't already gotten advice elsewhere - the answer is you'd have to find the right builder. There are several factors that will ... more
0 votes Share Flag Fri Oct 29, 2010 Home Buying in 47150
Roswell Moore…, Real Estate Pro in Scottsdale, AZ
Roswell Moore, CMPS answered:
Got a real estate question? Get answers from locals, experts and real estate pros.Are taxes included in estimated monthly mortgage payments?
Usually they are. If you want to avoid having them bundled with your monthly P&I payment, you are usually charged 0.25% of the loan amount for that luxury.

What do you want to d ... more
0 votes Share Flag Wed May 26, 2010 Home Buying in New Albany
The Relocati…, Real Estate Pro in Indianapolis, IN
The Relocation Department answered:
I want to buy a house using the rural housing FHA loan. What is required to get this loan? If I am approved here in Indiana, can I use it anywhere
Mel - The house has to be in a qualifying area first. If you have a particular home you are interested in, you can go to the USDA website and follow the links to some recommended lende ... more
0 votes Share Flag Wed Feb 3, 2010 Home Buying in New Albany
Derek Deville, Real Estate Pro in Hesperia, CA
Derek Deville answered:
does the number of inquiries on your credit report affect your ability to borrow?
Yes, it does effect your credit report. However, when it comes to getting a home loan you have a 30 day period to have your credit run by different lender (to shop around) without it h ... more
0 votes Share Flag Wed Nov 18, 2009 Home Buying in New Albany
Joan Braunsc…, Real Estate Pro in Morris County, NJ
Joan Braunschweiger answered:
how do you deal with wanting to buy a home that is listed by a realtor who you had previous really bad experience with.?
Brenda,

Find a good buyer's agent. Then YOUR agent can deal with the listing realtor and you don't have to.
Interview as many agents as it takes to find one you feel comf ... more
0 votes Share Flag Wed Jan 26, 2011 Home Buying in 47150
Cindi Hagley…, Real Estate Pro in San Ramon, CA
Cindi Hagley As Seen on TV answered:
what is the biggest downside buying on a short sale?
The time it takes for approval and closing escrow. HOWEVER...if you are patient you can get a great deal.
0 votes Share Flag Tue Sep 15, 2009 Home Buying in 47150
Jody Jones, Real Estate Pro in Elkhart, IN
Jody Jones answered:
counter offer?
Jim,

As other posters pointed out, if your offer had been accepted, the lenders do like a clean offer to process, so re-writing the contract would not have been prudent. Cash offers ... more
0 votes Share Flag Tue Jul 21, 2009 Home Buying in New Albany
Jody Jones, Real Estate Pro in Elkhart, IN
Jody Jones answered:
We feel our Realtor is trying extremely hard to sell us a property rather than represent our best interests.
James,

No, a 2nd or even 3rd or 4th counter offer to the original is not illegal. If I understand what happened correctly, your 1st offer was rejected outright and the sellers did no ... more
0 votes Share Flag Mon Jul 20, 2009 Home Buying in New Albany
Jody Jones, Real Estate Pro in Elkhart, IN
Jody Jones answered:
would you advise sellers to consider cash as an incentive to discount a property in this market?
You could, but it depends on who the customers are...in other words, if you offered a $1000 incentive to a first time buyer, that might be incentive enough. On the other hand, if you a ... more
0 votes Share Flag Fri Jul 17, 2009 Home Buying in New Albany
David Chambe…, Other/Just Looking in Saint Petersburg, FL
David Chamberlain answered:
What is the average price per square feet of a home?
There is no average price per Sq. Ft. because there are to many factors to consider such as quality of build, location, age of house, amenities +. but you might be able to get an averag ... more
0 votes Share Flag Sun Nov 2, 2008 Home Buying in New Albany
Jody Jones, Real Estate Pro in Elkhart, IN
Jody Jones answered:
I live in 4505 Park Rd, Lavaca Arkansas, how far is that from New Albany Mississippi?
Hilda, If you go to Google Maps, you can put in your address to and from. I did that and it shows
Driving directions to New Albany, MS
378 mi – about 5 hours 56 mins.

Have ... more
0 votes Share Flag Thu Sep 25, 2008 Home Buying in New Albany, IN
Brenda, Home Buyer in New Albany, IN
Brenda answered:
Looking to lease a home in the New Albany area,four bedrooms. We are saving to buy our first home!
look in the new albany tribune and jeffersonville evening news clasifieds there are several for rent in new albany.
0 votes Share Flag Wed Jun 12, 2013 Home Buying in New Albany
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