Financing in Nassau County : Real Estate Advice

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Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
A first time homebuyer needs credit help
Shannon,
It sounds like you are doing all you can. No one can know the mind of an underwriter, but if they provided the conditions and you meet them, they are likely intending to fun ... more
0 votes Share Flag Thu Apr 25, 2013 Financing in 11550
Gail Gladsto…, Real Estate Pro in 11743, NY
Gail Gladstone answered:
Dormer Financing
There are several options and I am going to refer you to the experts:

Call JB Bolvadin
631-879-3565
jbolvadin@returnonre.com

JB and his company Return on Real Estate, do smaller ... more
0 votes Share Flag Thu Dec 13, 2012 Financing in 11010
De Vonte Wil…, Real Estate Pro in East Point, GA
De Vonte Williamson answered:
Last minute closing fee of 1700 in points. I have to purchase points and take lower interest rate or bank will not go through with loan
Hello. First & foremost, congratulations on your decision to buy a home. It is an excellent time to do so. To answer your question, points are a one time charge that are paid at the clo ... more
0 votes Share Flag Wed Jun 12, 2013 Financing in 11520
Blake Smith, Home Seller in Long Beach, CA
Blake Smith asked:
I want to sell my condo in the Alamitos Beach neighborhood (90802). Is there any financing available for oyos? What are the terms? Our HOA has agreed to convert to a condo and are in the process of a conversion. However, I don't have time to wait for the conversion to finish.
I'm not sure what to tell perspective ...
0 votes Share Flag Mon Sep 17, 2012 Financing in Bethpage
Suzanne MacD…, Real Estate Pro in Morristown, NJ
Suzanne MacDowell answered:
We are family of 3 person and need a house with 2 bedrooms with a car park ,please advise me how can buy the house.
I detected the British 'accent' in your question. Only those with a British influence call it a 'car park'. Lovely! You made me smile!

Now to answer your question. Find yourself ... more
0 votes Share Flag Thu Jul 4, 2013 Financing in Valley Stream
CamilleD, Real Estate Pro in Wantagh, NY
CamilleD answered:
construction loan
No, I don't think that is possible.
You are going to alter the vacant land by building on it.

So it is not like borrowing against a house in your case.

If you have enough income ... more
0 votes Share Flag Mon Jan 13, 2014 Financing in 11021
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
My 60 day lock will expire before closing = big penalties. What can I do?
Have a discussion with your loan officer regarding any penalties, see if any reductions/fee waivers are a possibility. In addition consult with with your attorney regarding the closing; ... more
0 votes Share Flag Mon Jun 4, 2012 Financing in Nassau County
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
I am currently financing a condo, but want to rent it out, and buy a house how difficult will it be to get a second mortgage?
It will totally depend on your income, credit, debts and some other things. You just need to speak to a lender and let them work out the details.
0 votes Share Flag Fri Jul 19, 2013 Financing in 11756
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
Can a mortgage be modified with only one of the two people on the note signing? My lawyer says no but my ex-wife just did it.
Could be she forged your name. If you are on the mortgage you should have no problem getting a copy of it to check. This is going to be more up to your lawyer, but I would not want to b ... more
0 votes Share Flag Mon Mar 26, 2012 Financing in 11040
Nina Harris, Real Estate Pro in Williston Park, NY
Nina Harris answered:
Wife and I are ready to buy but don't have much in the way of a down payment. Wondering if we qualify for an FHA loan and what we could even
Hi Mark,

You would need to speak with a mortgage broker to review your finances to see you if qualify.

Good luck to you.
0 votes Share Flag Thu Apr 25, 2013 Financing in New Hyde Park
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
are there any special mortgage or down payment requirements for a owner occupied 2 family house in ny?
Downpayment requirements are determined by the type of mortgage one qualifies for, therefore visit with any loan officer(s) beforehand; be aware that a mortgage pre-approval letter is r ... more
0 votes Share Flag Thu Oct 20, 2011 Financing in Valley Stream
Annette Levi…, Other/Just Looking in New York, NY
Annette Levinson answered:
Will a nearby short sale be factored into the appraisal value of my house on Long Island?
If the short sale house was within 1 mile of your home and the same school district, the appraiser is obligated to consider the property in their appraisal. If the short sale house is n ... more
0 votes Share Flag Sun Jul 24, 2011 Financing in 11756
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
There were minor mistakes in the appraisal we received, the updated one was never sent. Can we still close with the 1st appraisal?
Consider asking your loan officer the question, he/she can best/accurately advise as it relates to your specific situation.
0 votes Share Flag Tue Apr 12, 2011 Financing in Franklin Square
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
seller financed houses in nassau county new york
Seller financed homes are rare and hard to come by in the area, as most sellers would rather sell outright; have you tried a mortgage broker....
0 votes Share Flag Thu Mar 31, 2011 Financing in Nassau County
Arlynn B. Pa…, Real Estate Pro in Roslyn Heights, NY
Arlynn B. Palmer answered:
Hello,What is the maintenance fee for Unit#231 in the Capitol House complex in East Rockaway, NY?
Hi Propga,

Unit 231 does not appear to be available for sale on MLS - however, the maintenance on units 323 and 112 (both studios) is $535 and $437 respectively with an additional $5 ... more
0 votes Share Flag Sun Jan 23, 2011 Financing in East Rockaway
Nirmala Cara…, Real Estate Pro in Bronx, NY
Nirmala Caraballo answered:
In an earlier post, I asked what are the responsibilities of co-op ownership. By that, I meant do I have to pay anything in addition to rent.
Dear Propga,

I am not sure what you question is. But in terms of rentals, it is based on the terms and conditions of your lease. Every coop is different is terms of the what utilitie ... more
0 votes Share Flag Mon Jan 17, 2011 Financing in East Rockaway
Linda S. Cef…, Real Estate Pro in Franklin, WI
Linda S. Cefalu answered:
just curious...is a 203K reflected in sales price?
Sorry,

You question is confusing. If you by a home for $60,000, why would you get a loan for 203K?
0 votes Share Flag Fri Jan 7, 2011 Financing in 11756
Rudi Hofmann, Real Estate Pro in El Segundo, CA
Rudi Hofmann answered:
seeking blanket mortgage or hard money
You are not going to find a hard money lender without a minimum of 40% out-of-pocket equity per unit with a minimum 6 month to 1 year pre-pay. ..... Happy funding, Rudi
0 votes Share Flag Thu Aug 20, 2015 Financing in 11580
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
Is anyone in the Long Island, NY market reporting long delays in getting an appraisal done?
Exactly how long have you been waiting and what is your loan officer suggesting, he/she is your best source of advice--is all your related loan paperwork in order, was an appraisal ord ... more
0 votes Share Flag Wed May 5, 2010 Financing in Mineola
John Ford, Real Estate Pro in Massapequa, NY
John Ford answered:
can you get two mortgages at once?
yes you can as long as you qualify for both. The place to start is to talk to a loan officer. If you need help let me know.
0 votes Share Flag Mon Dec 6, 2010 Financing in 11756
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