Home Buying in Montgomery County : Real Estate Advice

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Sunita Trehan, Home Owner in Rockville, MD
Sunita Trehan answered:
can we rent a 2br apartment even without ssn? Our parents will provide the monthly payment and a cosigner is willing to help us.
What is the reason for not giving SSN? Anything is possible but I will think ten times before renting to a person who doesn't want to disclose required information. I used to trust pe ... more
0 votes Share Flag Mon Apr 15, 2013 Home Buying in Rockville
Catherine Pu…, Other/Just Looking in Silver Spring, MD
Catherine Purcell answered:
First-time home buyer question about financing/tax/etc. implications of purchasing and then renting out...
Hello, under these circumstances, you may be subject to investor financing which have higher interest rates. Taxes on investment properties are also higher.

Catherine Purcell
0 votes Share Flag Mon Sep 23, 2013 Home Buying in 20852
Jessica Evans, Real Estate Pro in Chevy Chase, MD
Jessica Evans answered:
Are there any condos in Washington dc waterfront under 300k?
Yes, there are several studio and 1 bedroom condos in the waterfront area priced under $300k. If you want to send me your email I can send you the listings.
0 votes Share Flag Tue Apr 8, 2014 Home Buying in 20910
Jessica Evans, Real Estate Pro in Chevy Chase, MD
Jessica Evans answered:
looking for a buyer agent in in silver spring, area.
Hello, I would be happy to assist. Is there anything in particular you are looking to find in a buyers agent? Different Realtors have different business styles, I would be happy to answ ... more
0 votes Share Flag Thu Nov 6, 2014 Home Buying in 20910
Akil Walker, Real Estate Pro in Upper Marlboro, MD
Akil Walker answered:
I am making 67k/yr looking for 3BR 2 bath around 1600sq feet in Montgomery Village. My credit score is around 650. What can I expect to pay monthly?
Hi Serge,


This will depend upon your purchase price and interest rate. I have a great loan officer in Rockville that can assist you need helping getting the lowest payment possible ... more
0 votes Share Flag Sat Apr 6, 2013 Home Buying in 20878
Piero Marinu…, Real Estate Pro in Silver Spring, MD
Piero Marinucci answered:
Can a G4 visa holder apply for mortgage while putting a 20% payment down? Is there any difference in the interest rates?
You can get a mortgage, but there are only a couple of banks where you can get such a loan (if you pay taxes here and can show a lengthy work history, you may be fine with other banks a ... more
0 votes Share Flag Fri Apr 12, 2013 Home Buying in Rockville
Greg Myers, Real Estate Pro in Gaitherburg, MD
Greg Myers answered:
I am a 62yr old man and have acquired a home thru the MPDU program and would like to refinance to bring down my mortg. pmnt. My income is diminishing.
Hello bescocham,

Brent Mendelsman with 1st Mariner Mortgage will see this post soon and respond, I know he can help you.

Greg Myers
RE/MAX Realty Group
0 votes Share Flag Thu Mar 21, 2013 Home Buying in Bethesda
Linda S. Cef…, Real Estate Pro in Franklin, WI
Linda S. Cefalu answered:
more earnest money?
As a rule, new construction units have standard fixtures, appliances, flooring, counter tops et cetera. They are pre-configured into the asking price. Therefore, if you are asking for ... more
0 votes Share Flag Tue Mar 26, 2013 Home Buying in Takoma Park
Jessica Hood…, Real Estate Pro in Gambrills, MD
Jessica Hood & Laura Roskelly answered:
Getting married and wondering the FICO impact of 2 scores to buying a condo or townhouse.
Hi Barqat,

I recommend you contact a good local lender for an assessment for your individual circumstance. They will also need to know your debt and other factors to help you formul ... more
0 votes Share Flag Thu Mar 14, 2013 Home Buying in Gaithersburg
Russ Ravary, Real Estate Pro in Commerce Township, MI
Russ Ravary answered:
Is it possible to buy a rental property if I have no job? I'd like to use the rental income to pay the mortgage. I can put down 20-30%.
I do not believe so but I will have to follow this thread to see if this is possible
0 votes Share Flag Sun Mar 10, 2013 Home Buying in Germantown
Sally Grenier, Real Estate Pro in Longmont, CO
Sally Grenier answered:
Bride is facing a purchasing contract which she can no longer afford. Can my neighbor's daughter get out of the apartment purchase contract?
First of all, there are too many unknowns here, and we cannot really help you without reviewing the contract. And no offense, but it doesn't sound like your problem. I know you're wanti ... more
0 votes Share Flag Tue Feb 26, 2013 Home Buying in 20910
Jody Seibert, Real Estate Pro in Bel Air, MD
Jody Seibert answered:
what is FHA loan?
Hi Ensy, An FHA loan is a mortgage insured against default by the federal government. It allow for downpayments as low as 3 1/2 % of the loan amount. A mortgage insurance premium (MIP ... more
0 votes Share Flag Sun Mar 10, 2013 Home Buying in Germantown
Bruce Lemieux, Real Estate Pro in Gaithersburg, MD
Bruce Lemieux answered:
Can I be exempt from paying the rest of my lease if I purchased a home?
Sorry - not unless you negotiated the ability to end the lease ahead of time without penalty. If you signed a 12 month lease, you're committed to 12 month's rent. Many landlords will w ... more
0 votes Share Flag Sun Mar 10, 2013 Home Buying in Germantown
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
Just to verify this is a 3bd an less than 500 sq ft?
If we assume that there are only 6 rooms, (kitchen, 3 bed, 2 bath) with no hall or living room; that would make the average room 8' x 9'
That also comes out to almost $400 per square f ... more
0 votes Share Flag Fri Feb 22, 2013 Home Buying in Silver Spring
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
Are there loan programs for low credit scores?
If there are they won't be offering the best rates. Call some lenders in your area and start asking questions of them.
0 votes Share Flag Fri Feb 15, 2013 Home Buying in Montgomery County
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
What are my local public schools?
GOOGLE "baltimore school districts"
you can do it!
0 votes Share Flag Tue Nov 19, 2013 Home Buying in 20850
Rob Ertman, Real Estate Pro in Denver, CO
Rob Ertman answered:
Are there lenders that will allow 0 down with No Mortgage Insurance?
None that I am aware of. Finding 0 down programs seems to be a program of the past.
0 votes Share Flag Sat Dec 28, 2013 Home Buying in 20895
Brent Mendel…, Real Estate Pro in Rockville, MD
Brent Mendelson answered:
Which lenders offer no closing cost options?
All lenders can do this. You get a higher rate in exhchange for funds to be used to closing costs. The devil is in the details though so they need to clearly say what is considered a cl ... more
0 votes Share Flag Tue Feb 11, 2014 Home Buying in 20895
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