Exactly how long have you been waiting and what is your loan officer suggesting, he/she is your best source of advice--is all your related loan paperwork in order, was an appraisal ordered, etc.--your loan officer can best answer the question as to why the delay.... more
Most young couples today rely on FHA mortgages when they do not have the 20% to put down. With a FHA mortgage you can put down as little as 3 %, the maxium amounts varies by county, The FHA Website is http://www.hud.gov/offices/hsg/sfh/fharesourcectr.cfm
If you would like to discuss your needs more please give me a call at 516-872-3000.
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