Foreclosure in Mililani : Advice

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Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Bankruptcy attorney is no help. He got his $$. Any ideas on how to eliminate my liability on HOA dues & Property taxes until bank decides to?
In order to best protect yourself and any other assets you may have, it's in your best interest to consult with your attorney--if you bankruptcy attorney cannot help you, consider ... more
0 votes Share Flag Mon Jul 15, 2013 Foreclosure in 96789
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
I declared bankruptcy in Dec 2009, final Feb 2010. I am still getting bills for the HOA. Am I still liable? How do I quitclaim property back to bank?
HOA dues do not get wiped out in most bankruptcies, they stay with the property. You need to ask your attorney but if you included the hoa in your filing, they may or may not be able to ... more
0 votes Share Flag Mon Jan 24, 2011 Foreclosure in 96789
Scott Miller…, Real Estate Pro in 33432
Scott Miller - REALTOR® answered:
Who is responsible for the delinquent maintenance fees on a condo when the condo is foreclosed or sold in a short sale?
Hi Honugirl. The HOA will try to get them paid by either the bank that's foreclosing....OR, the new buyer. The HOAs need the money to pay day-to-day bills such as landscaping, co ... more
0 votes Share Flag Fri Jan 21, 2011 Foreclosure in Mililani
Frank Diaz M…, Real Estate Pro in Honolulu, HI
Frank Diaz MBA/RA 808.723.0900 answered:
Can the amount of deficiency as a result of a foreclosure or deed-in-lieu of foreclosure be claimed in bankruptcy?
Hi Honugirl,

What is the deficiency for?
What kind of bankruptcy?
Who is claiming the deficiency?
0 votes Share Flag Thu Oct 7, 2010 Foreclosure in Mililani
Earl Boyer, Other/Just Looking in Cedar City, UT
Earl Boyer answered:
Can an owner be responsible for any balance concerning their property that has been foreclosed the non-judicial way?
The best answer is possibly. Some states allow a lender to pursue a Deficiency Judgment, the lender sues for the difference between what is owed and the amount they receive in the sale. ... more
0 votes Share Flag Fri Aug 13, 2010 Foreclosure in Mililani
Frank Diaz M…, Real Estate Pro in Honolulu, HI
Frank Diaz MBA/RA 808.723.0900 answered:
Who is responsible for property taxes on a condo that is being foreclosed?
Hi Honugirl,

No one really has to pay them (to a certain point), since they have to paid to transfer title. Normally the impound account, or escrow that was built up pays them. The c ... more
0 votes Share Flag Thu Aug 12, 2010 Foreclosure in Mililani
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