Financing in Maricopa County : Advice

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Vivien L Big…, Real Estate Pro in Arizona
Vivien L Biggs PLC answered:
Is it possible to buy a manufactured home while we are going through a short sale on our current home? If so, how much would the down payment be?
Hello Chris,

Contact:
Eric North
Arizona Wholesale Mortgage
(602)524-2454

His specialty is Manufactured Home Loans.

Have a GREAT evening and weekend!
0 votes Share Flag Sun Apr 14, 2013 Financing in Buckeye
Joella Sartin, Real Estate Pro in Scottsdale, AZ
Joella Sartin answered:
Looking for lot loan in Maricopa County (Cave Creek) AZ. ?
Hello Scott, you might check directly with US Bank, Washington Federal or credit union if you are associated with one. The Lot loans and construction phase is just returning to the mar ... more
0 votes Share Flag Sun Apr 14, 2013 Financing in Scottsdale
Gregorio Den…, Real Estate Pro in San Diego, CA
Gregorio Denny answered:
What is included in a monthly mortgage payment?
That depends on what type of mortgage it is. It could be just interest; principal and interest or principal, interest, tax and insurance. If you ever find one with just principal, pleas ... more
0 votes Share Flag Tue Apr 2, 2013 Financing in Phoenix
Roswell Moore…, Real Estate Pro in Scottsdale, AZ
Roswell Moore, CMPS answered:
i am prequified for the amount that we requested and approved.
Hi Michael,

If you hit the "Answer question" button below on the right, you can finish your question...
0 votes Share Flag Wed Mar 27, 2013 Financing in 85326
Jennie Miller…, Real Estate Pro in Phoenix, AZ
Jennie Miller Pllc answered:
Can i buy another house?
You should speak with a lender. Have you contacted one yet to present your scenario?
0 votes Share Flag Tue Mar 26, 2013 Financing in Chandler
Joseph Domino, Real Estate Pro in Scottsdale, AZ
Joseph Domino answered:
Hello, are there any private investors who can help to buy a home?
Yes, there are dozens of private investors in the valley. However, they require fairly large down payments 30-40% and will charge higher interest rates than you will get from a mortgag ... more
0 votes Share Flag Sat Oct 19, 2013 Financing in Fountain Hills
Anna, Renter in Fountain Hills, AZ
Anna asked:
Hello, are there any private investors who can help to buy a home? I would like to buy 2br/2bth place and need help to get loan. Loan companies would not get me it yet, credit is 520-600, no credit history,
Just paying off the car. thank you, Anna
0 votes Share Flag Sun Mar 24, 2013 Financing in Fountain Hills
BParker, CPA*, Real Estate Pro in Scottsdale, AZ
BParker, CPA* answered:
Financing cash-out wanted by non-resident (investor of property located in Phoenix, AZ)
Hi Gary:

Quoting a rate is not that easy. Before anyone can do so: What are your FICO scores? (Not those you get off the internet, but from a tri-merge mortgage credit report) What i ... more
0 votes Share Flag Sun Mar 24, 2013 Financing in 85296
Doug McVinua, Real Estate Pro in 85295
Doug McVinua answered:
I'm trying to refinance my home. We had an appraisal, but now Freddie Mac is devaluing my home $13k less then the appraisal.
I would be glad to assist with recommending a couple of local lenders that will be able to shoot straight and tell you what is going on and what could be done.
0 votes Share Flag Tue Apr 2, 2013 Financing in 85014
Brian, Other/Just Looking in
Brian answered:
Down Payment for 2nd Home
No. Ten percent is the minimum.

Brian Cardenas
AmeriFirst Financial, Inc.
0 votes Share Flag Tue Oct 29, 2013 Financing in Phoenix
Voices Member,  in
Voices Member answered:
Small Mortgage for Investment Property
Shoot me an email at teddy@teaminvestmentsinc.com, I work primarily with investors. I am curious to what property you are referring to, 20% down is the minimum usually for condos, some ... more
0 votes Share Flag Wed Mar 13, 2013 Financing in Phoenix
David Rider, Real Estate Pro in Phoenix, AZ
David Rider answered:
How do refinance mortgages differ from home purchase morgages?
From a lender's perspective the process is not much different between the two. However, from a legal view point there is a major difference.

A "Purchase Money" Mortgage in the state ... more
0 votes Share Flag Sat Feb 23, 2013 Financing in Phoenix
Sonny Shriva…, Real Estate Pro in Peoria, AZ
Sonny Shrivastava answered:
I live in Chicago and I don't own a home. I'm interested in buying a home in Phoenix as my primary resident. Can I get mortgage?
cnm4000,

As long as you can qualify per the lender's guidelines, living in another state should not pose an issue. I work with one of the best lenders in town, give her a call and sh ... more
0 votes Share Flag Sat Feb 23, 2013 Financing in Phoenix
Shawn Scray, Real Estate Pro in Scottsdale, AZ
Shawn Scray answered:
What banks can lend a mortgage loan with an itin number in Avondale, AZ?
Hello,

The itin number is used as a tax ID number. It can not be used to fund a loan from a financial institution. However, there are other options when looking for financing from ... more
0 votes Share Flag Mon Aug 26, 2013 Financing in Avondale
Jeff Masich, Real Estate Pro in Scottsdale, AZ
Jeff Masich answered:
What are my options for financing after a short sale based on my background?
Hi Jon:

Options:

1. Apply with lenders and review your situation
2. Hard money (you mentioned)
3. Seller May Carry Terms (usually at least a 15% down payment required)...3-5 yea ... more
0 votes Share Flag Tue Apr 23, 2013 Financing in 85283
Larry Tollen, Real Estate Pro in Durham, NC
Larry Tollen answered:
can I refinance my 30 year loan to a 15 year loan and get rid of pmi?
Changing over to a 15 year loan rather than a 30 year loan isn't going to affect your PMI. When you refinanced an appraisal was done and if it came in at $230,000 or above then you have ... more
0 votes Share Flag Thu Feb 14, 2013 Financing in Phoenix
Anita Gregol…, Real Estate Pro in Phoenix, AZ
Anita Gregolynskyj answered:
HOw do I find private money for short term investment deal?
You can call me for private money contacts. 602-405-6555
0 votes Share Flag Fri Feb 1, 2013 Financing in Phoenix
Steffy Hrist…, Real Estate Pro in Tempe, AZ
Steffy Hristova answered:
How do I find a realtor who can help me sell my home in Oceanside,CA wReverse Mort. & assist me in purchasing home (VA loan) in Queens Creek, AZ?
Sondra,
There might be some comfort having the same company and if possible the same person within the company to sell your home.
However, your purchase in Queen Creek will be probab ... more
0 votes Share Flag Mon Jul 21, 2014 Financing in Queen Creek
Pam Lloyd, Real Estate Pro in Chandler, AZ
Pam Lloyd answered:
is it possible to short sale our home if it is a usda loan?
Hello,

Yes, it is possible. Please give me a call if you would like to discuss your options. I would be happy to go over your situation with you.

Pam Lloyd
Associate Broker
... more
0 votes Share Flag Wed Jan 23, 2013 Financing in Chandler
Jean Leon Ma…, Real Estate Pro in Camelback East, Phoe...
Jean Leon Magnotto answered:
I want to buy a home with a VA loan. I have credit challenges. I am current on all bills. how do i find a reputable mortgage broker?
I can refer you to several that have successfully closed VA loans for my clients in the past. Please feel free to give me a call at 480.306.0730 any time. Thanks !
0 votes Share Flag Tue Jan 29, 2013 Financing in Chandler
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