Home Buying in Madison : Real Estate Advice

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Jean Armenda…, Real Estate Pro in Madison, WI
Jean Armendariz-Kerr answered:
I am looking for a lender in the Madison area familiar with USDA rural home loans. Any recommendations. I do understand Madison doesn't qualify.
Hi Cody, One of my preferred business partners does USDA loans - you can find him in my top pro's section here. His name is Joe Long from Waterstone Mortgage. Great guy, great l ... more
0 votes Share Flag Thu Jun 16, 2016 Home Buying in Madison
Jon and Donna…, Real Estate Pro in Middleton, WI
Jon and Donna Birschbach answered:
Should I make an offer? If yes, at what price?
Hi Noah,

I sounds as if you have already done your homework. Obviously, if the property is of value to you financially and personally perhaps you should go with your instinct and ... more
0 votes Share Flag Tue Nov 22, 2011 Home Buying in Madison
Marie Souza…, Real Estate Pro in Centerville, MA
Marie Souza Team answered:
I am looking at purchasing a condo in downtown Madison, WI. Is a 1 bdrm a bad investment v. a 2 bdrm?
Kim - ALWAYS buy a 2 bedroom over a 1 bedroom, way better for re-sale.
The Marie Souza Team - Top Selling on Cape Cod
Cape Cod Real Estate Services
Phone: 508-790-2000
info@marie ... more
0 votes Share Flag Thu Nov 29, 2012 Home Buying in Madison
Don Tepper, Real Estate Pro in Burke, VA
Don Tepper answered:
If you have a credit score below 600 can you still qualify for a mortgage if you have good job time and good income?
No. Not easily, anyway. I'm sure some mortgage broker out there has something--a really non-conforming loan--that they can provide.

But if you have a good job and good income, y ... more
0 votes Share Flag Sat Sep 22, 2012 Home Buying in Madison
Vera Gonzalez, Real Estate Pro in Sterling Heights, MI
Vera Gonzalez answered:
Isnt buying a foreclosure home the best way to go?
Mom's House,

If you love the house it does not matter. The deals are great from all sides private, etc. It is up to the consumer.

Good luck

Vera
0 votes Share Flag Sat Jan 14, 2012 Home Buying in Madison
Michael Emery,  in Minneapolis, MN
Michael Emery answered:
Is it appropriate to call a realtor to ask if the owner of a condo would be willing to rent?
Absolutely. If the owner has had difficulty selling, they might consider renting it out. The agent might also have knowledge of other units in the building that may be available for ren ... more
0 votes Share Flag Wed Aug 17, 2011 Home Buying in Madison
Gregory West, Real Estate Pro in Madison, WI
Gregory West answered:
Has anyone ever heard of "Five Star Roofing" company in the WI area?
I have never herd of them how did they contact you? There are many fly by night crews in the area. I would ask for references from customers in the area and verify them.
0 votes Share Flag Sat Sep 8, 2012 Home Buying in 53711
David Jenkins, Real Estate Pro in Cary, NC
David Jenkins answered:
Can a bank-owned property delay closing after all of the closing documents have been signed (and not give me the keys)?
Real estate laws vary state by state and I am not familiar with Wisconsin. But in North Carolina the buyer does not own the property until the settlement agent (i.e., the closing attorn ... more
0 votes Share Flag Thu May 12, 2011 Home Buying in Madison
Matt Pickett, Real Estate Pro in Colorado Springs, CO
Matt Pickett answered:
How does the tax assessment of a home compare to the sales price in today's market.?
These days they are pretty close. Not too long ago they remaind about 10 to 15 k under the current value.
0 votes Share Flag Sat Apr 30, 2011 Home Buying in 53703
Terri Vellios, Real Estate Pro in Campbell, CA
Terri Vellios answered:
What are good questions to ask a potential Buyer's Agent? I want to work with the right person!
A list of references
A list of buyer side sales showing the list price and negotiated closed price
A copy of their license
What type of E&O Insurance
Any professional organizat ... more
0 votes Share Flag Tue Jul 3, 2012 Home Buying in Madison
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
Budgeting question! What is the average percentage difference between listing and sales price for Madison condos?
In order to establish a budget, if you haven't done so yet, do visit with any qualified loan officer(s), after reviewing your overall financials a determination on qualification ca ... more
0 votes Share Flag Thu Feb 24, 2011 Home Buying in Madison
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
My credit is ok. I would like to purchase a home. Should I wait until I pay off all debts? What are my chances of getting a decent loan?
Without your overall financial information, visit with any qualified loan officer(s), after reviewing your overall financial information, a determination on qualification can be made--t ... more
0 votes Share Flag Tue Jun 28, 2011 Home Buying in Madison
John Sacktig, Real Estate Pro in New Jersey, NJ
John Sacktig answered:
What is the difference between buying a single family home and buying a condo?
You don't have to shovel the snow at the condo.
0 votes Share Flag Sat Mar 5, 2011 Home Buying in 53703
Jon and Donna…, Real Estate Pro in Middleton, WI
Jon and Donna Birschbach answered:
Our rate lock is expiring (due to gmac issues) and the bank want us to pay $4,500 in fees? Why Freddie Mac issues?
This sounds very odd - Not sure who your lender is but I would check with another lender for advice. If you need a lender that can offer great advice give me a call. If anything you ... more
0 votes Share Flag Mon Nov 1, 2010 Home Buying in Madison
Beth J. Boei…,  in Madison, WI
Beth J. Boeing, GRI, CRS, ABR, E-Pro answered:
If I purchase the home at $250,000 and get a building permit, will my assessment work itself over $350,000?
Hi Mary,

It depends on what the Assessor thinks about the value of the improvements you make vs other like kind properties in the area.

Very best,
Beth
0 votes Share Flag Mon Oct 11, 2010 Home Buying in Madison
Bill E, Home Owner in Madison, WI
Bill E answered:
I'm interested in a home in the Comanche Way area of North Madison. Any advice on why there are so many homes for sale there? Makes me
are you working with a Realtor?


They can shed some light on the neighborhood. There are lots of houses for sale all over the place. Some neighborhoods more than others, some for ... more
0 votes Share Flag Thu Sep 30, 2010 Home Buying in Madison
Bill E, Home Owner in Madison, WI
Bill E answered:
I am looking to buy a home as much as $80,000 below a 2009 assessment. Will I be able to lobby for lower taxes on the property?
Yes...and no.

You can't get an adjustment for this year. However, next year you can request a lower assessment when you receive the little card from the City of Madison Assesso ... more
0 votes Share Flag Tue Aug 17, 2010 Home Buying in Madison
Loan Getter,  in Dane County, WI
Loan Getter answered:
We are considering purchasing a duplex as our first home.We plan to be in this area for about 2 years.
Good afternoon, my name is Tim Anthon and I am a Loan Officer for Bank of America. I would like to advise you on your options for the purchase of the duplex. You do have an option of go ... more
0 votes Share Flag Sat Sep 11, 2010 Home Buying in Madison
Jenny  Persha, Real Estate Pro in Madison, WI
Jenny Persha answered:
Is it an advantage or disadvantage to have your buyers agent also be the listing agent on the property you're looking to purchase?
You should want a buyer's agent. If your agent is acting as a subagent (the listing agent also working with the buyer), you can expect to be treated honestly, but the subagent owe ... more
0 votes Share Flag Fri Dec 31, 2010 Home Buying in 53703
Joseph Domino, Real Estate Pro in Scottsdale, AZ
Joseph Domino answered:
Can a buyer ask for a reduced price after reviewing the results of an inspection?
While the rules are slightly different in each area, if it is repairs you are seeking you should ask for repairs. Asking for a lower price is in effect reopening negotiation and change ... more
0 votes Share Flag Tue Jun 1, 2010 Home Buying in Madison
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