I would love a chance to talk to your realtor. The truth is renovation lending is a tremendous product provided you work with an experienced loan officer. Many folks have access to the loan program, few of them actually close these loans regularly.
The key to the programs is to make sure the lender has control over the entire process from application to final disbursement. If you work with a lender that corresponds the loan to another lender they sell the loan after you close but before they disburse funds. It can create sticky situations.