Home Buying in Los Banos : Advice

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Shayna Orr, Real Estate Pro in Los Banos, CA
If you are interested in viewing any of my listings, please contact me.  They... Read more
Blogged Wed Mar 2, 2011 by Shayna Orr Home Buying
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Rosalyn Sant…, Real Estate Pro in 93635
For Homeowners who are strap for money but still want the opportunity to purchas... Read more
Blogged Tue Dec 30, 2008 by Rosalyn Santiago Home Buying
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Thierry Abel, Real Estate Pro in California
Thierry Abel answered:
Is there someone that will refinance a property with a credit score of $580 or less?
We will not go below 620 on an FHA loan.
Maximum debt-to-Income ratio 31/43 (up to 45 % multiple compensating factors)
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0 votes Share Flag Fri Apr 12, 2013 Home Buying in 93635
Sonia George, Home Buyer in New York, NY
Sonia George asked:
We have been trying to buy a home on south side since November - w/o much luck. We saw a property on Cogswell we fell in love with for 138K. We are seeing more and more people out bid us with cash offers - even though we bid higher (we have a pre approved loan. according to our realtor, cash bids are up to the asking price...
0 votes Share Flag Tue Jan 15, 2013 Home Buying in Los Banos
Suzanne MacD…, Real Estate Pro in Mount Arlington, NJ
Suzanne MacDowell answered:
Can somone buy a home in somones name yet use your own credit if better than theirs?
Not normally, no. Generally the mortgage company is going to want the name of the person borrowing the money to be on the title to the house. It's really the only way they can hold th ... more
0 votes Share Flag Sun Nov 11, 2012 Home Buying in 93635
Suzanne MacD…, Real Estate Pro in Mount Arlington, NJ
Suzanne MacDowell answered:
Would 15000 be enaugh for down payment and also I don't have any credit but I'm really interested on buying a house for my family?
The FHA requires 3.5% down payment to purchase a home. So, $15,000 would be sufficient, however, you still have to qualify for the mortgage. You would be well advised to talk to a loc ... more
0 votes Share Flag Sat Aug 11, 2012 Home Buying in Los Banos
Lillian G Pa…, Real Estate Pro in Merced County, CA
Lillian G Passadori answered:
had to short sale my home in 2010 because of economy and bank not wantingto work with me how long do i have to wait to try and purchase again?
Three years from the date the property was transfered back to the banks name.
0 votes Share Flag Fri Aug 10, 2012 Home Buying in Los Banos
Jeanne (Geni…, Real Estate Pro in Virginia Beach, VA
Jeanne (Genie) Barfield answered:
Would 10,000 be enough for downpayment and closing cost?
Dear Brenda,
$10,000 is not very much if you need to use it for the down payment and the closing costs, but with the right loan and (because it is a buyer's market) the seller con ... more
0 votes Share Flag Fri Mar 28, 2014 Home Buying in 93635
Shayna Orr, Real Estate Pro in Los Banos, CA
Shayna Orr answered:
Does any oneknow when 673 wilow way in Los Banos ca will get listed in the market for sale?
It's really hard to say when they list it. I can keep an eye out for it on the MLS and alert you right away when I see it.
0 votes Share Flag Sun May 22, 2011 Home Buying in 93635
Jose Salazar, Real Estate Pro in Los Banos, CA
Jose Salazar answered:
WHERE IS SOUTH SIDE IN LOS BANOS?
The south side in Los Banos is everything south of Pacheco Blvd (HW 152).
0 votes Share Flag Fri Apr 1, 2011 Home Buying in Los Banos
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
Where might I find someone that can help me do a rent/lease to buy home?
Here's a link to a blog I wrote on how to find lease-options/rent-to-own properties: http://www.trulia.com/blog/don_tepper/2010/03/how_you_can_find_and_buy_a_lease-option_rent-to-o ... more
0 votes Share Flag Tue Aug 10, 2010 Home Buying in Los Banos
Mark Overhol…, Real Estate Pro in Clovis, CA
Mark Overholtzer answered:
What does resale mean does that mean the owners want to sell the house before foreclosure?
Hi Flakka
"Resale" just means that the home is not a new house. Somebody has already purchased the home, lived in it and is now selling it.
0 votes Share Flag Fri Apr 1, 2011 Home Buying in Los Banos
Leo, Home Buyer in Monterey, CA
Leo answered:
I am planning on purchasing a 3 bed/2bath approximately 1500-1700 Sq. newer house in the Southside of Los Bano
you can check the rent prices in craigslist in merced county and you will see the list of houses for rent
0 votes Share Flag Mon Aug 10, 2009 Home Buying in Los Banos
Dana Schuster, Real Estate Pro in 70458
Dana Schuster answered:
hi, i plan to move to Los Banos. Anyone know how much it cost to rent a 4 bed room house like the KBhome.?
i suggest you contact a local agent who can proivide this information from the MLS.
0 votes Share Flag Wed Aug 26, 2009 Home Buying in Los Banos
Homa Moaddel, Real Estate Pro in Ladera Ranch, CA
Homa Moaddel answered:
Can I make two different bids on two different homes at the same time?
Hi Lucy,

If by bids you mean offers, yes you may as long as you disclose to all parties that you have a pending offer.

Homa
Broker Associate
Prudential California Realty
0 votes Share Flag Wed Aug 6, 2008 Home Buying in Los Banos, CA
Vicky Chrisn…, Real Estate Pro in 20176
Vicky Chrisner answered:
where is the best residential are in Los Banos, CA?
I see no one here was able to answer you question... may I refer you to someone locally? I have an extensive database of agents, and have been doing a lot of referrals to CA lately. I ... more
0 votes Share Flag Tue Oct 21, 2008 Home Buying in Los Banos, CA
Pam Winterba…, Real Estate Pro in San Ramon, CA
Pam Winterbauer answered:
what does resale mean?
CJ....

I believe I may have posted this to another thread. A resale is a home that has been lived in and being sold for the second time. Hence the term "resale"/ Hope this helps ... more
0 votes Share Flag Tue Mar 4, 2008 Home Buying in Los Banos, CA
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