Credit Score in Los Angeles County : Real Estate Advice

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carlos parra…, Real Estate Pro in Monrovia, CA
carlos parrague answered:
Limited credit history and mortgage loans
Call:
Sheryl Arndt
760-486-4225
DRE: 01140252
NMLS: 297251
Home Loan Programs Video:
http://youtu.be/MrygA2_8fAY


American Dream Realty
visit me at:


www.Under640FicoSc ... more
0 votes Share Flag Thu Jun 4, 2015 Credit Score in Los Angeles
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
IS IT AT ALL POSSIBLE TO BUY A HOME WITH A CREDIT SCORE BETWEEN 585-620?
I'm sure you can find a lender who says you may be able to...

I always wonder however about the wisdom of buying when your credit is so low. Low credit scores often reflect large cre ... more
0 votes Share Flag Wed Jan 30, 2013 Credit Score in Whittier
Teresa Krawi…, Real Estate Pro in Covina, CA
Teresa Krawiec answered:
ineed help with my credit report i dont find i thinking is spam thank
William,
if you need help with credit score please contact American Credit Repair Centers -
Paul Ford 310-903-7934 or email : PaulFord@AmericanCreditRepair.net,
Strongly recommend!
0 votes Share Flag Fri Nov 2, 2012 Credit Score in Valencia
Gina King, Real Estate Pro in Long Beach, CA
Gina King answered:
What company will give me the same credit report that creditors pull up?
Go to http://HomeOwnershipUniversity.com ... Ask for Alissa or Scott, tell them Coach sent you.

They rock, and take good care of everyone :)

Good Luck!
0 votes Share Flag Thu Mar 22, 2012 Credit Score in 90807
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
what is the best loans out there? Who is giving the best rates?
The best loan is the one a buyer quailifies for. The interest rates are then based on the type of loan and the credit score of the buyer.

http://www.trulia.com/blog/scott_godzyk/2011 ... more
0 votes Share Flag Sun Nov 13, 2011 Credit Score in Los Angeles County
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
i am an immigrant in usa and just starting to build my credit. my husband has a poor credit. will we have the chance to buy a house? what are the req?
Ignacio,
Welcome to the US. First lenders will look at the credit of the primary wage earner or the middle score or the borrower with the lowest scores. My first suggestion would be ... more
0 votes Share Flag Tue Jun 12, 2012 Credit Score in 90745
Risa Liebster, Real Estate Pro in Toluca Lake, CA
Risa Liebster answered:
what credit score is needed to get a home lone?
Jay, These days it appears 740 is what you should shoot for but there are loan products out there that will allow a lower score. Check with a reputable mortgage broker as they can give ... more
0 votes Share Flag Sat Aug 22, 2015 Credit Score in 90047
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
What if you have a 620 credit but not 2 years work history? I would also put down more than 3.5%
Mortgage applications require a 2-year history of employment, income, and living history.

When you do not have a 2-year employment history it can still qualify as long as the employm ... more
0 votes Share Flag Thu Nov 17, 2011 Credit Score in Long Beach
Gregorio Den…,  in San Diego, CA
Gregorio Denny answered:
How to get a Loan for a House?
Part time jobs are not generally considered to be stable income. In addition, Rental income from boarders in a one-unit property that is also the borrower’s principal residence o ... more
0 votes Share Flag Mon Apr 25, 2011 Credit Score in La Verne
Phil Rotondo, Real Estate Pro in Melbourne, FL
Phil Rotondo answered:
3b 3b 170sq $ 350,000 -400,000
Zoya;
This all sounds pretty good; but I don't know how you're going to get 3b 3b in 170 sq.
Do you have a questions we can try to answer??
0 votes Share Flag Tue Dec 21, 2010 Credit Score in Valencia
Linda S. Cef…, Real Estate Pro in Franklin, WI
Linda S. Cefalu answered:
My credit score is currently "Weak". Should my husband and I apply for a loan now or wait for my credit score to go up?
Hi Yesenia,

It depends on what you mean by weak. My advice is to talk to friends, family and co-workers who have recently purchased a home and interview several loan officers until ... more
0 votes Share Flag Thu Jun 4, 2015 Credit Score in Los Angeles
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
Citi offered us a mod when we called and asked of 2.7% for 5 years then 4.5% for the remainder of our loan. This is not extending our loan at all
If you are tight on money, be happy the lender is agreeing to a modification--if you haven't been late on any payments you should be fine, especially if there is no trial period--m ... more
0 votes Share Flag Wed Jun 9, 2010 Credit Score in 90650
Dallas Texas, Real Estate Pro in Dallas, TN
Dallas Texas answered:
If you are on title but not on the loan, will your credit be impacted if a notice of default is filed?
If it is not reported to the bureaus then probably not, it all depends on credit reports. However you are still held with financial obligations for taxes and etc.

Lynn911 Dallas Re ... more
0 votes Share Flag Wed May 15, 2013 Credit Score in Los Angeles
Santarosaguy, Home Buyer in Santa Rosa, CA
Santarosaguy answered:
Will a low credit score keep me from renting?
A bad credit score can result from little or no credit, high usage of existing credit or negative entries on your credit report. A landlord will likely never see your credit score (i.e. ... more
0 votes Share Flag Wed Jun 8, 2011 Credit Score in Cal Heights/Bixby Knolls/Los Cerritos
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
what credit score do you need to get a mortgage?
For an FHA mortgage--minimum credit score is 620 and 3.5% down. Visit with any qualified loan officer(s) to see what your budget can handle.
0 votes Share Flag Wed Feb 3, 2010 Credit Score in Long Beach
Peter Stewart, Real Estate Pro in Indianapolis, IN
Peter Stewart answered:
My husband and I was advised to pay bills that are in collections on our credit to raise our credit score. Will this help or hurt our score?
Well, although I am not a credit expert I don't see how paying bills that are in collections could possibly hurt your credit.
0 votes Share Flag Fri Jun 12, 2015 Credit Score in Los Angeles
Justin Jordan, Other/Just Looking in San Diego, CA
Justin Jordan answered:
I have a 700 fico score owe 47K in credit card debit and am considering a Non-Profit Debt Consolidation company does anyone know of any honest company
I have a friend that used a company in San Diego. I'm not sure the name of the company but the phone number is 760-481-7464. Good luck!
0 votes Share Flag Sun Jul 25, 2010 Credit Score in Los Angeles
Janet Guilba…, Other/Just Looking in Alamo, CA
Janet Guilbault answered:
does late payment to a homeowners assn. affect credit rating?
To my knowledge, homeowners associations do not report to credit bureaus.
0 votes Share Flag Fri Oct 2, 2009 Credit Score in Los Angeles
 Rich, Real Estate Pro in Las Vegas, NV
Rich answered:
I have a special assessment of $4,000 that we are suppose to pay in one year. This is a hardship. If I pay it over an 18 mo. period instead of a 12
If you need help to raise your credit scores fast,
We specialize in raising FICO scores dramatically, in weeks, not months or years.

As a matter of fact with one of our most recen ... more
0 votes Share Flag Thu Jun 4, 2015 Credit Score in Los Angeles
Bob McClure, Real Estate Pro in Walled Lake, MI
Bob McClure answered:
do i qualify for a home with a credit score of 588?
good evening....categorically, no, it does not put you out of the ballgame....there is more i need to know in order to answer your question....debt ratio, time on the job, etc, etc..i a ... more
0 votes Share Flag Sun Apr 19, 2015 Credit Score in Los Angeles
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