Home Buying in Laurel : Advice

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The Roskelly…, Real Estate Pro in Odenton, MD
The Roskelly Team answered:
DO YOU HAVE HOMES FOR RENT WITH THE OPTION TO BUY OR HOMES TO LEASE?
Hi Udo,

Homes for rent with option to buy are few and far between. Most owners want to sell outright or rent. There used to be much larger benefits to this kind of transaction in t ... more
0 votes Share Flag Fri Feb 22, 2013 Home Buying in Laurel
Akil Walker, Real Estate Pro in Bowie, MD
Akil Walker answered:
My husband has a bankruptcy that will be discharged 2 years on January 5, 2013. We have a pre-approval letter. When can we put a contract on a house?
It shoulds like your agent is trying to allow enough time for your lender. I would suggest you talk to your lender of how long it will take for them to process your loan and get everyth ... more
0 votes Share Flag Fri Feb 22, 2013 Home Buying in Laurel
Tony McMahon, Real Estate Pro in 20601
Tony McMahon answered:
Downpayment assistance programs?
Jeff, Halbert with First Home Mtg http://www.gofirsthome.com/jeffrey_halbert would also be able to help you with that as well as many of the programs are income specific.


http:// ... more
0 votes Share Flag Mon Oct 15, 2012 Home Buying in Laurel
Tony McMahon, Real Estate Pro in 20601
Tony McMahon answered:
Can we buy a home in 30 days?
Time frames sound a little tight, but speaking with a lender to determine specific underwriting guidelines would be a great place to start. http://www.gofirsthome.com/jeffrey_halbert I ... more
0 votes Share Flag Wed Apr 17, 2013 Home Buying in Laurel
James Downing, Real Estate Pro in 33761
James Downing answered:
I'm a veteran looking to purchase a home. I'm only familiar with Laurel & Silver Spring. Any ideas on safe and accessible areas?
While I realtor can never suggest what area(s) are "safe"; I can suggest a few other areas in the area. It's all about how long of a commute you are willing to endure everyday.

Feel ... more
0 votes Share Flag Fri Feb 22, 2013 Home Buying in Laurel
Donna Thewes, Real Estate Pro in 20723
Donna Thewes answered:
Area for an investment property
Rentals stay on the market for several reasons. There might be a large surplus of rental units in that area, the rent they are charging might not be similar to the others in the area a ... more
0 votes Share Flag Sun Nov 18, 2012 Home Buying in 20724
The Roskelly…, Real Estate Pro in Odenton, MD
The Roskelly Team answered:
Zillow.com, the construction quality for homes in PG is inferior. what is the basis of this diffrences?
I'm not sure about this but I would guess that they are basing it on cost per s.f. Montgomery County is one of the highest priced counties in the US. I do think it is too broad of a s ... more
0 votes Share Flag Wed Apr 17, 2013 Home Buying in Laurel
Alain Picard, Real Estate Pro in Puyallup, WA
Alain Picard answered:
In Laurel MD, Zip code 20707, the home are staying on the market for very long time. any reason? where is the best place to live in Laurel, 2007?
If they are staying on the market for a long time two of the main reasons for this are that the homes are short sales or that the homes are priced to high or both.
0 votes Share Flag Tue Feb 26, 2013 Home Buying in 20707
Maria Hardy-…, Real Estate Pro in Washington, DC
Maria Hardy-Cooper answered:
We’re looking for well experienced and sincere Realtor & Lender as we are interested in buying in Mont, PG or Howard County in 6-9 months w/VA
Congrats on taking the first steps towards homeownership. You are correct in trying to connect with agents and lenders who will take your best interests into account when making decisi ... more
0 votes Share Flag Sat Apr 14, 2012 Home Buying in Laurel
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Tax Assessed Value vs. Listing price
Keep in mind that assessed value has no bearing on market price; in order to determine a fair offer review comps with your agent, recently sold similar properties in the immediate area, ... more
0 votes Share Flag Tue Dec 9, 2014 Home Buying in Laurel
Cathy Sloan, Real Estate Pro in Jacksonville, FL
Cathy Sloan answered:
how safe is a rent to own deal?
Most of the Rent to own properties I see in our area are privately owned and offered by investors. Some are ligit others are suspect. There are some horror stories. I would proceed wi ... more
0 votes Share Flag Mon Sep 19, 2011 Home Buying in Laurel
Elva Wormley, Real Estate Pro in San Jose, CA
Elva Wormley answered:
Can you write off the interest/property taxes for Investor owned homes?
Hi Investor 2011,

You should consult a tax preparer, accountant or CPA.

I do know that you use a Schedule E for rental properties versus a Schedule A for your primary residence.
... more
0 votes Share Flag Sat Jun 18, 2011 Home Buying in 20723
Daniel Johns…, Real Estate Pro in Mitchellville, MD
Daniel Johnson answered:
Does anyone know of any short sales or bank owned properties (REOs) in the Emerson complex in Laurel, MD?
Are you referring to the Emerson off of Cherry Lane & 4th... close to lake? If so I believe those units are rental properties only... the townhomes across that specific Emerson are ... more
0 votes Share Flag Fri May 20, 2011 Home Buying in Laurel
Jeanne Feeni…, Real Estate Pro in Basking Ridge, NJ
Jeanne Feenick (908) 337-0943 answered:
Cash gift for down payment/closing cost
Yes, that is true. What you need to do Michelle is work with a mortgage provider that can guide you through this process carefully. How you go about this is critical. I just complete ... more
0 votes Share Flag Thu Aug 19, 2010 Home Buying in 20707
Brian Pakulla, Real Estate Pro in Ellicott City, MD
Brian Pakulla answered:
How much is a reasonable earnest money deposit to submit with a contract and commitment letter on 295K house in Maryland, 20723?
Average is about 1% of the sales price, but depending on the situation you may want to do more or less.
0 votes Share Flag Fri Feb 26, 2010 Home Buying in 20723
Kathy Dawson,…, Real Estate Pro in Crofton, MD
Kathy Dawson, GRI answered:
Hello, I am interested in purchasing a home in the Ryan Homes community called the Oaklands in Laurel, MD.
Although I am not familiar with that paticular community, Ryan homes overall are good builders. I would be very happy to look into it further for you if you would like. I have had cla ... more
0 votes Share Flag Wed Jul 29, 2009 Home Buying in Laurel
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
I'm purchasing an REO. Are appliances required to be in the home in order to get the VA to guaranty our loan?
Refrigator usually never conveys with property however dishwasher, stove, YES.

Home has to pass "live in condition" VA loans have higher restrictions.

GREAT question !

Nat ... more
0 votes Share Flag Wed Jul 9, 2014 Home Buying in Laurel
Voices Member,  in
Voices Member answered:
Do I qualify for the credit even though my wife has a condo in her name?
It would depend on your state? There is a possibility depending on the state they might make an exception since you have been recently married. Check with the bank in your state.
0 votes Share Flag Tue Feb 26, 2013 Home Buying in 20707
Brian Pakulla, Real Estate Pro in Ellicott City, MD
Brian Pakulla answered:
Is it legal for a family who can no longer afford their home to have another family take over their payments?
It is legal if your lender will allow it. It is called assuming a mortgage. Give your lender a call. It is worth a shot.
0 votes Share Flag Thu Jun 11, 2009 Home Buying in 20723
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