Laurel : Real Estate Advice

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Elliott R. O…, Real Estate Pro in McLean, VA
Elliott R. Oliva answered:
Im looking for lenders who can finance a non warrantable condo in MD.
Brian, if you can please send me some information on the condo project. There is a slight chance we can accommodate it but I need to find out some more details about it.

Elliott R. ... more
0 votes Share Flag Thu Jan 12, 2012 Financing in Laurel
Maria Hardy-…, Real Estate Pro in Washington, DC
Maria Hardy-Cooper answered:
We’re looking for well experienced and sincere Realtor & Lender as we are interested in buying in Mont, PG or Howard County in 6-9 months w/VA
Congrats on taking the first steps towards homeownership. You are correct in trying to connect with agents and lenders who will take your best interests into account when making decisi ... more
0 votes Share Flag Sat Apr 14, 2012 Home Buying in Laurel
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
Tax Assessed Value vs. Listing price
Keep in mind that assessed value has no bearing on market price; in order to determine a fair offer review comps with your agent, recently sold similar properties in the immediate area, ... more
0 votes Share Flag Tue Dec 9, 2014 Home Buying in Laurel
Cathy Sloan, Real Estate Pro in Jacksonville, FL
Cathy Sloan answered:
how safe is a rent to own deal?
Most of the Rent to own properties I see in our area are privately owned and offered by investors. Some are ligit others are suspect. There are some horror stories. I would proceed wi ... more
0 votes Share Flag Mon Sep 19, 2011 Home Buying in Laurel
Elva Wormley, Real Estate Pro in San Jose, CA
Elva Wormley answered:
Can you write off the interest/property taxes for Investor owned homes?
Hi Investor 2011,

You should consult a tax preparer, accountant or CPA.

I do know that you use a Schedule E for rental properties versus a Schedule A for your primary residence.
... more
0 votes Share Flag Sat Jun 18, 2011 Home Buying in 20723
Marie Souza…, Real Estate Pro in Centerville, MA
Marie Souza Team answered:
A question on eviction
Michelle - Call your local Town Office & they can tell you what you need to do. Don't wait to do this, here on the Cape, there are only certain days that they deliver notices ... more
0 votes Share Flag Tue May 17, 2011 Rental Basics in 20707
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
Refinancing on rental property
You are correct that the interest rate on an investment/rental property is higher than those on a primary residence. The same rate costs 1.75 (up to 75% LTV) to 3 (75.01-80% LTV) point ... more
0 votes Share Flag Sat Apr 27, 2013 Financing in 20707
Daniel Johns…,  in Mitchellville, MD
Daniel Johnson answered:
Does anyone know of any short sales or bank owned properties (REOs) in the Emerson complex in Laurel, MD?
Are you referring to the Emerson off of Cherry Lane & 4th... close to lake? If so I believe those units are rental properties only... the townhomes across that specific Emerson are ... more
0 votes Share Flag Fri May 20, 2011 Home Buying in Laurel
Ariana Loucas, Real Estate Pro in National Harbor, MD
Ariana Loucas answered:
Is this a crime areas?
Dear Anna,
REALTORS are prohibited from commenting on areas. I suggest talking with residents walking the community, visit local shopping centers, call the local police station and g ... more
0 votes Share Flag Tue Feb 15, 2011 General Area in Laurel
Melissa Bark…, Real Estate Pro in Washington, DC
Melissa Barkalow answered:
I need help with finding a foreclose house that is in my budget asap
Does it have to be a foreclosure house or what about a regular home that is in your price range? What is your price range? Just in Laurel or any other locations you are looking at?
0 votes Share Flag Wed Aug 3, 2011 Foreclosure in Laurel
Ariana Loucas, Real Estate Pro in National Harbor, MD
Ariana Loucas answered:
Utilized a realtor for renting, found a tenant, and now the broker wants to bind us with paying them 6% commission if I ever sell tot he same tenant
Dear Sanjlk,
I understand your concern. It is a normal clause in the contract that should you sell the home to the tenant, that the REALTOR would be due a commission. Why? It is known ... more
0 votes Share Flag Sat May 21, 2016 Rentals in 20708
Peggy Lyn Sp…, Real Estate Pro in Olney, MD
Peggy Lyn Speicher answered:
How is the market in the 20723 area of Laurel/Howard County.?
Hi, Karen -

Right now, there are 139 homes on the market in 20723 ranging in price from $92,000 to $897,500. The average price per square foot of all homes built between 1980 and 20 ... more
0 votes Share Flag Mon Sep 27, 2010 Market Conditions in Laurel
Sandra Willi…, Real Estate Pro in Washington, DC
Sandra Williams answered:
Hard inquiries (2)
I read your first question yesterday, it is my understanding and the Sr. Loan Officer that I work with concers, inquiries made for a mortgage do not adversely affect your credit scores ... more
0 votes Share Flag Wed Aug 25, 2010 Credit Score in 20707
Brian Pakulla, Real Estate Pro in Ellicott City, MD
Brian Pakulla answered:
Hard inquiries
Michelle,

There is an easy and simple solution. Get a pre-approval letter by a trusted, local lender. That lender will be able to keep that pre-approval letter for you for quite so ... more
0 votes Share Flag Tue Aug 24, 2010 Credit Score in 20707
Jeanne Feeni…, Real Estate Pro in Basking Ridge, NJ
Jeanne Feenick answered:
Cash gift for down payment/closing cost
Yes, that is true. What you need to do Michelle is work with a mortgage provider that can guide you through this process carefully. How you go about this is critical. I just complete ... more
0 votes Share Flag Thu Aug 19, 2010 Home Buying in 20707
Barbara Q., Other/Just Looking in Bergen County, NJ
Barbara Q. answered:
I am under contract on a foreclosure and cant get in contact with the listing agent and I need to close soon to receive the tax credit. what can I do?
Junebug - If the listing agent is not responsive perhaps you should stop by his office(if it's close). If you can't speak with him, then speak with the Broker/Owner. Be polite ... more
0 votes Share Flag Thu Jun 10, 2010 Foreclosure in Laurel
Brian Pakulla, Real Estate Pro in Ellicott City, MD
Brian Pakulla answered:
How much is a reasonable earnest money deposit to submit with a contract and commitment letter on 295K house in Maryland, 20723?
Average is about 1% of the sales price, but depending on the situation you may want to do more or less.
0 votes Share Flag Fri Feb 26, 2010 Home Buying in 20723
Brian Pakulla, Real Estate Pro in Ellicott City, MD
Brian Pakulla answered:
In sales via NACA, home BUYERS supposedly don't have to pay closing costs--so do home SELLERS pay any closing costs?
Martha,

I am sorry, but I am not familiar with this program. I would suggest specifically reading the addendum regarding this type of financing that the buyer will give to you with ... more
0 votes Share Flag Fri Jan 23, 2015 Home Selling in 20708
Kathy Dawson, Real Estate Pro in Crofton, MD
Kathy Dawson answered:
Hello, I am interested in purchasing a home in the Ryan Homes community called the Oaklands in Laurel, MD.
Although I am not familiar with that paticular community, Ryan homes overall are good builders. I would be very happy to look into it further for you if you would like. I have had cla ... more
0 votes Share Flag Wed Jul 29, 2009 Home Buying in Laurel
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