Financing in Las Vegas : Real Estate Advice

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cbvegax, Home Owner in Indianapolis, IN
cbvegax answered:
Sticky situation.
I would like to add that we have been in contact with the VA and our latest response is the following:" You can assume the loan and release her from liability without using any
entitle ... more
0 votes Share Flag Mon Apr 8, 2013 Financing in Las Vegas
Rob Flitton, Real Estate Pro in Las Vegas, NV
Rob Flitton answered:
Work in one state but want to buy in another?
Absolutely. You can begin a high-quality search here ---> http://robflitton.com/search-the-mls/ ...... and if you need financing, begin here ---> http://robflitton.com/for-buyers/get- ... more
0 votes Share Flag Thu Feb 7, 2013 Financing in Las Vegas
Mike Kruse, Real Estate Pro in Las Vegas, NV
Mike Kruse answered:
I have a middle credit score of 636 , out of 9 negatives on my credit only 3 things left .. One is a car repo 5 years ago, a judgement that is paid .
Hi,
I am a Realtor not a loan officer but with that said, many mortgage companies have options available with unique situations similar to yours. Email me at mike@lasvegashomesbymike. ... more
0 votes Share Flag Tue Feb 5, 2013 Financing in Las Vegas
Steve Mikrut, Real Estate Pro in Henderson, NV
Steve Mikrut answered:
What is an 80/20 mortgage and is it a good idea?
It means a 1st mortgage for 80% of the purchase price AND a 2nd mortgage right behind it, at a higher rate, for the remaining 20%. Essentially 100% financing.

The days of old :)
0 votes Share Flag Mon Jan 21, 2013 Financing in Las Vegas
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
I am looking to purchase a home through a lease option opportunity, where i pick the home and a lender finance.
Since rent to own properties may not be listed as such, consider working with an agent of your own. Keep in mind that rent to own can be risky and one could stand to lose a bit of money ... more
0 votes Share Flag Tue Jul 9, 2013 Financing in Las Vegas
Matthew D'Er…, Real Estate Pro in Las Vegas, NV
Matthew D'Ercole answered:
Is there a simple rule for structuring an exchange where all the taxable gain will be deferred?
If you exchange for like property of equal or greater value there will be no taxable gain. The most popular is the 1031 for income producting properties. I have a very qualified 1031 ex ... more
0 votes Share Flag Sat Jan 5, 2013 Financing in Las Vegas
Adriana Sama…, Real Estate Pro in Las Vegas, NV
Adriana Samardjieva answered:
Canadian looking for financing advice on multi-unit housing in US
Hi Steve,
I have a Canadian client and recently I was searching for lender with a program available for Canadian citizens. The only one I could find is Washington Federal, person to c ... more
0 votes Share Flag Tue Oct 15, 2013 Financing in Las Vegas
Chris Harris…, Real Estate Pro in Las Vegas, NV
Chris Harrison answered:
Hard Money who should i use?
Hi Ben,

You can contact Jennifer Caro with Castle & Cooke Mortgage. Cell # 702-595-6881 and email is jcaro@castlecooke.com . You can contact her with any questions regarding hard mo ... more
0 votes Share Flag Thu Nov 15, 2012 Financing in Las Vegas
Eugene Prosp…, Real Estate Pro in Las Vegas, NV
Eugene Prospero answered:
anyone know any lenders offering a no appraisal VA streamline refinance?
Cdubbz8737:

I am a local Lender here in Las Vegas, NV.

We can do a VA IRRRL (streamline refinance) with no appraisal as long as the LTV (Loan to Value) is at a max of 125%. An AVM ... more
0 votes Share Flag Sat Jul 18, 2015 Financing in Las Vegas
Myra Gouger, Real Estate Pro in Las Vegas, NV
Myra Gouger answered:
I am a New Zealand investor. I can buy cash, but leverage makes sense. Possible?
Sometimes it is possible. It is, however, extremely difficult to get qualified for a mortgage as a foreign investor. You need to have a US bank account among other things.
0 votes Share Flag Thu Nov 15, 2012 Financing in Las Vegas
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
I want to re-fi my townhouse in Redondo Beach which I have rented out (owe: $294,000; est. value 2012 $540,000). Presently paying 4.75%.
On a Re-Fi, and particularly on an INVESTMENT property, you probably will not do better than you already have:

The one exception that I can think of, would be a bigger tax deduction ... more
0 votes Share Flag Tue Oct 9, 2012 Financing in Las Vegas
Paul May,  in Las Vegas, NV
Paul May answered:
I am an investor with 4 houses financed 25% down and want to buy 3 more properties in las vegas and need mortgage. which banks do 5 unit financing??
I have a lender that will do up to 10-
Contact us-
Thanks
Paul
0 votes Share Flag Fri Oct 12, 2012 Financing in Las Vegas
Petra Reyes, Real Estate Pro in Las Vegas, NV
Petra Reyes answered:
how long do you have to wait after having short sale to buy another house?
Typically is 3 years, providing you have employment and your debt to income rate is under 45 for an FHA loan and you have money saved for down payment and closing cost.
Call anytime if ... more
0 votes Share Flag Sun Aug 18, 2013 Financing in Las Vegas
RelocationPro, Real Estate Pro in Las Vegas, NV
RelocationPro answered:
Are there loans available for condos in Las Vegas?
Yes, depends on Lender and actual condo. Homepath mortgages definitely finance condos also.

Thanks,

Rakeisha
Motion Properties
0 votes Share Flag Wed Oct 10, 2012 Financing in Las Vegas
Mary Preheim, Real Estate Pro in Henderson, NV
Mary Preheim answered:
Hi Folks, looking to do a HARP 2.0 Loan in Henderson, NV @ 150% LTV. Anyone have an experienced and reliable loan agent that they can recommend?
My lender partner, Anthony Washington at All Western Mortgage has been doing my clients HARP 2.0 refi's. You can reach him at 877-686-3526 or efficientloans@yahoo.com.
Best of luck!
... more
0 votes Share Flag Tue Apr 17, 2012 Financing in Las Vegas
Michael Yarb…, Real Estate Pro in Las Vegas, NV
Michael Yarbrough answered:
If I have 20k as a down payment for a 45k house and no credit can I get financed?
Good morning Jessica,
with approximately 50% down I have a lender who would consider financing your purchase. If you would like to discuss this please give me a call.

Mike Yarbroug ... more
0 votes Share Flag Wed Aug 17, 2011 Financing in Las Vegas
Arina Hanciu…, Real Estate Pro in Las Vegas, NV
Arina Hanciulescu answered:
Does anyone know of an lender offering investor financing for Foreign Nationals? We can do a second home but they want to buy more than one property.
John Roanoke @ Academy Mortgage
Cell: 702.743.5817 email: john@academymortgagelv.com
Visit me online at: www.academymortgagelv.com
0 votes Share Flag Mon May 16, 2011 Financing in Las Vegas
Brian Edwards,  in Las Vegas, NV
Brian Edwards answered:
Does anyone know of a lender that offer FHA for a client with a 605 FICO score.?
Call Kellie Saari @ I mortgage 702-575-9995 or email @ kelli.saari@imortgage.com she should be able to help you.
0 votes Share Flag Sun Jul 10, 2011 Financing in Las Vegas
Heather Peck, Home Owner in Las Vegas, NV
Heather Peck answered:
How can I protect myself as a Seller in doing Owner Will Carry? I also want to be fair to the buyer. How can it be fair for both us to deal with?
Bobie - I believe you posted this question twice.

I also wanted you to know I work with a group who specializes in creative financing for buyers and sellers. Being open to seller fi ... more
0 votes Share Flag Sat Jul 23, 2011 Financing in Las Vegas
Heather Peck, Home Owner in Las Vegas, NV
Heather Peck answered:
Hey,I am a student wt F1 visa, working on campus. I have a valid SSN. I want to know is there any way to get a loan? i need to pay to an attorny!
Your biggest issue is can you qualify for a loan. How long does your Visa entitle you to stay? How long have you been here?

When qualifying a borrower, they usually look at your cr ... more
0 votes Share Flag Wed May 26, 2010 Financing in Las Vegas
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