Financing in Las Vegas : Advice

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John Peters, Real Estate Pro in Henderson, NV
John Peters answered:
If you have a less-than-perfect credit score, how hard is it to get a mortgage these days? And what interest rate are you likely to pay?
We are North American Financial, a Mortgage Broker, meaning we have many Banks we can work with to find a Mortgage Loan to fit your needs. Please call me Johnny at 939-2474. I have hel ... more
0 votes Share Flag Fri Dec 21, 2012 Financing in Las Vegas
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
I am looking to purchase a home through a lease option opportunity, where i pick the home and a lender finance.
Since rent to own properties may not be listed as such, consider working with an agent of your own. Keep in mind that rent to own can be risky and one could stand to lose a bit of money ... more
0 votes Share Flag Tue Jul 9, 2013 Financing in Las Vegas
Team D'Ercole…, Real Estate Pro in Las Vegas, NV
Team D'Ercole, Matt & Kim answered:
Is there a simple rule for structuring an exchange where all the taxable gain will be deferred?
If you exchange for like property of equal or greater value there will be no taxable gain. The most popular is the 1031 for income producting properties. I have a very qualified 1031 ex ... more
0 votes Share Flag Sat Jan 5, 2013 Financing in Las Vegas
Adriana Sama…, Real Estate Pro in Las Vegas, Las Vegas,...
Adriana Samardjieva answered:
Canadian looking for financing advice on multi-unit housing in US
Hi Steve,
I have a Canadian client and recently I was searching for lender with a program available for Canadian citizens. The only one I could find is Washington Federal, person to c ... more
0 votes Share Flag Tue Oct 15, 2013 Financing in Las Vegas
Kurt Grosse, Real Estate Pro in Las Vegas, NV
Kurt Grosse answered:
Is it possible to transfer title deed to spouse to avoid debters placing liens on your real estate?
Consult an attorney. This is a legal question not appropriate for a real estate agent to answer unless he or she is an attorney.
0 votes Share Flag Sat Jan 5, 2013 Financing in Peccole Ranch
Doug Terrell, Real Estate Pro in Palmdale, CA
Doug Terrell answered:
What is private mortgage insurance (PMI)?
PMI is extra insurance that lenders require from most homebuyers who obtain loans that are more than 80 percent of their new home's value. In other words, buyers with less than a 20 per ... more
0 votes Share Flag Mon Nov 26, 2012 Financing in Canyon Gate
Chris Harris…, Real Estate Pro in 89135
Chris Harrison answered:
Hard Money who should i use?
Hi Ben,

You can contact Jennifer Caro with Castle & Cooke Mortgage. Cell # 702-595-6881 and email is jcaro@castlecooke.com . You can contact her with any questions regarding hard mo ... more
0 votes Share Flag Thu Nov 15, 2012 Financing in Las Vegas
Larysa Dombr…, Real Estate Pro in Las Vegas, NV
Larysa Dombrovska answered:
I have multiple condotel units in the Trump building in Las Vegas, NV with lots of equity. Want to refinance a high interest loans.
Hi Michael,

You can contact JENNIFER CARO. She can help you with it.
702-595-6881 Direct
jcaro@castlecooke.com
If you need any help let me know. Thank you.

Larysa Dombrovska
B ... more
0 votes Share Flag Sat Nov 10, 2012 Financing in Las Vegas
Eugene Prosp…, Real Estate Pro in Las Vegas, NV
Eugene Prospero answered:
anyone know any lenders offering a no appraisal VA streamline refinance?
Cdubbz8737:

I am a local Lender here in Las Vegas, NV.

We can do a VA IRRRL (streamline refinance) with no appraisal as long as the LTV (Loan to Value) is at a max of 125%. An AVM ... more
0 votes Share Flag Sat Jul 18, 2015 Financing in Las Vegas
Myra Gouger, Real Estate Pro in 89052
Myra Gouger answered:
I short sold my home in Las Vegas earlier this year due to a heath issue. Can I get a conventional mortage before two years.?
There are many new programs in the mortgage industry. I think it is possible to get you a mortgage. You might have to pay slightly higher interest, but I believe that it can be done. My ... more
0 votes Share Flag Sun Mar 15, 2015 Financing in 89131
Myra Gouger, Real Estate Pro in 89052
Myra Gouger answered:
I am a New Zealand investor. I can buy cash, but leverage makes sense. Possible?
Sometimes it is possible. It is, however, extremely difficult to get qualified for a mortgage as a foreign investor. You need to have a US bank account among other things.
0 votes Share Flag Thu Nov 15, 2012 Financing in Las Vegas
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
I want to re-fi my townhouse in Redondo Beach which I have rented out (owe: $294,000; est. value 2012 $540,000). Presently paying 4.75%.
On a Re-Fi, and particularly on an INVESTMENT property, you probably will not do better than you already have:

The one exception that I can think of, would be a bigger tax deduction ... more
0 votes Share Flag Tue Oct 9, 2012 Financing in Las Vegas
Paul May, Real Estate Pro in Las Vegas, NV
Paul May answered:
I am an investor with 4 houses financed 25% down and want to buy 3 more properties in las vegas and need mortgage. which banks do 5 unit financing??
I have a lender that will do up to 10-
Contact us-
Thanks
Paul
0 votes Share Flag Fri Oct 12, 2012 Financing in Las Vegas
Petra Reyes, Real Estate Pro in Las Vegas, NV
Petra Reyes answered:
how long do you have to wait after having short sale to buy another house?
Typically is 3 years, providing you have employment and your debt to income rate is under 45 for an FHA loan and you have money saved for down payment and closing cost.
Call anytime if ... more
0 votes Share Flag Sun Aug 18, 2013 Financing in Las Vegas
Azim Jessa, Real Estate Pro in 89148
Azim Jessa answered:
I am a Canadian investor.I can buy cash, but with your mortgage rates, leverage makes sense. Possible?
Hello Stephen,

There are programs here in the US for Canadian Investors. A lender I frequently work with has a 20% down program for Canadians to buy investment properties. Also, I ... more
0 votes Share Flag Wed Oct 3, 2012 Financing in Summerlin
Amara Berg, Real Estate Pro in 92024
Amara Berg answered:
Canadian looking for equity mortgage for paid condos in Vegas. Anyone help? Tod BC Canada
Tod,
Are you looking for someone who will finance a condo or take out an equity line with a Canadian on a paid off condo?

If you can clarify maybe I can provide a resource for you. ... more
0 votes Share Flag Mon Sep 24, 2012 Financing in Las Vegas
Tina Lam, Real Estate Pro in San Jose, CA
Tina Lam answered:
Own a condo. Want to buy a family home
Did the price of your condo collapse by 90-95% since March? If you paid cash for the condo, then 100% of the current market value is equity. $15K in equity seems very low on a condo i ... more
0 votes Share Flag Sat Jan 31, 2015 Financing in 89130
James Battag…, Real Estate Pro in Las Vegas, NV
James Battaglia answered:
could i buy a multi-family up to 3-4 units with an fha mortgage and only have to qualify for the portion which would be my primary residence?
If you live there it is considered an owner occupied loan. Any lender will only consider partial rental amounts based on comps in the area and similar size. It is usually 75% of what t ... more
0 votes Share Flag Wed Jul 22, 2015 Financing in 89130
John Peters, Real Estate Pro in Henderson, NV
John Peters answered:
We are looking for a loan officer in the (SW) Las Vegas, NV area. We want to use the 203K and W.I.S.H. programs. If you are available please reply
Hi, I have done 203K's, Down Payment Assistance progams are sometimes difficult depending on the scenario. I have been in the Lending business for over 10 yrs. We are a mortgage Broker ... more
0 votes Share Flag Thu Aug 30, 2012 Financing in Las Vegas
James Bellile, Real Estate Pro in Las Vegas, NV
James Bellile answered:
I have 20% down for a home loan. I have bad credit. Can anyone recommend a loan officer that can help me get approved for a loan?
Please give me a call tomorrow 702-222-0815. You need to get that credit score up to 620+. I have a contact that can do a rapid re-score for you and should be able to have that goal w ... more
0 votes Share Flag Mon Jul 13, 2015 Financing in 89130
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